PFP Wealth Group Ltd

Our colleague George Watts is taking on a half-marathon run in North Lincolnshire to raise money for the St. James's Place Charitable Foundation on Sunday 1st March 2026. 🩷

The St. James’s Place Charitable Foundation offers support to small and medium-sized charities across the UK and overseas that deliver impactful programmes focusing on their key funding themes: Children and Young People facing disadvantage; End of Life Care; Living Well with Cancer and Mental Health.

George has been putting in a lot of time and effort preparing for the run. 🏃

We thank everyone for any contribution, which will help make a real difference! https://www.justgiving.com/page/george-watts-pfpwealth?utm_medium=FR&utm_source=CL

As the festive season approaches, we’d like to share our office opening hours over Christmas and New Year:

In the days leading up to Christmas Eve, we’ll be operating as normal and our team will be here to assist with any queries you may have. Please don’t hesitate to get in touch if you need anything before the break.

We look forward to working with you again in 2026 and wish you a Merry Christmas and a Happy New Year!

The Chancellor has delivered her 2025 Budget. If you’re unsure what the changes could mean for your money, we're here to help.

PFP Wealth Group Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 25/11/2025

An update regarding our opening times later this week!

Our offices will be temporarily closed from Thursday 9th of October until Monday 13th of October 2025, due to a company-wide staff development event.

Should you have any urgent queries during this time, please get in touch with us at 01924 965 464.

Our Easter opening hours 🐰

Our offices will be closed for the long weekend with normal hours resuming on Tuesday 22nd of April.

Wishing everyone a Happy Easter 🐣 from the PFP Wealth team!

Have you ever tried to estimate how much Inheritance Tax (IHT) could be due on your estate?

You might like to use this 'ready-reckoner' to calculate how much IHT could be due. The result may surprise you.

📍 https://www.pfpwealth.co.uk/advice-and-services/calculators/iht-calculator

Take control and lower your Inheritance Tax Liability, taking these three things into consideration before Tax Year-End:

- Drawing up a will🖋
Drawing up a will*, or reviewing your existing will, is the easiest and most effective way to express the way you would like your wealth distributed when you die. Without a will, your assets will be distributed on your behalf and may be liable to IHT that might otherwise be avoided.
*Will writing involves the referral to a service that is separate and distinct to those offered by St. James’s Place. Wills are not regulated by the Financial Conduct Authority

- Make the most of your annual gifting allowance🎁
One way of reducing your IHT liability is to make the most of your annual gifting allowance. You can gift £3,000 per tax year (£6,000 for a couple) and it won’t be counted as part of your estate for IHT purposes. You can also use last year’s allowance if it was unused provided you use it first. This means a couple could potentially remove £12,000 from their estate in this tax year.

- Make larger lifetime gifts💰
Making larger lifetime gifts, either to individuals or a trust, is an effective way to plan for IHT. You would generally need to live 7 years for the gift to be effective. Equally, the liability can be covered using a life insurance policy.

With our invaluable advice we can help you maximise your allowances - and create the future you want, protecting your family wealth!

The levels and bases of taxation, and reliefs from taxation, can change at any time and are generally dependent on individual circumstances.

Trusts are not regulated by the Financial Conduct Authority.

PFP Wealth Group Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc which is authorised and regulated by the Financial Conduct Authority.

SJP APPROVED 05/03/2025

👨‍👩‍👧‍👦 We all want to leave the best legacy we can to those we love.

There are some easy steps you can take during your lifetime to protect your estate from Inheritance Tax liability.

Take a look at this 4 minute read to see how a Legacy Preservation Trust may help you avoid IHT:

https://www.pfpwealth.co.uk/article/detail/sjpp/could-a-legacy-preservation-trust-help-minimise-your-iht-bill.html

✨Thinking about your financial future?

As we near year-end, it's time to cultivate good habits in your financial planning. One powerful strategy to consider is tax-efficient gifting.🎁

Supporting your children and grandchildren in this way not only helps them now but also contributes to their long-term financial security. It's a smart habit that can become part of your annual routine.

By making IHT planning a good habit, you're setting up your family for a more secure future.

Ready to start this good habit? Contact us today!
https://www.pfpwealth.co.uk/

Taxation rules can change at any time and are dependent on individual circumstances.

PFP Wealth Group Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) The St. James's Place Partnership' and the titles `Partner' and `Partner Practice' are marketing terms used to describe St. James's Place representatives.
SJP Approved 12/11/2024