Echo Accountants Ltd

Most directors set their salary and dividend split once and then never look at it again.

That was survivable a few years ago. It costs real money now.

Two things changed. Dividend tax rates rose on 6 April 2026, taking the basic rate to 10.75% and the higher rate to 35.75%. And employer National Insurance has been 15% on salary above £5,000 since April 2025, which a company can't offset with the Employment Allowance if its only employee is its sole director.

Both sides of the equation got more expensive at the same time, and most splits haven't been reviewed since.

There's no single correct answer here. The right split depends on your profit level, whether you have other people on the payroll, what other income you already have, whether pension contributions are part of the plan, and whether you actually need all the cash out personally this year.

Swipe through for what changed and what decides it.

If you'd like us to look at where your split should sit this year, send us a message. No obligation, we're happy to talk it through.

This is general guidance, not personal advice, and every situation is different. Figures are correct at the time of writing, but rules change.

🎉 We're celebrating 6 years of Echo Accountants! 🎉

What started with a laptop, a handful of clients and a determination to help business owners has grown into a thriving practice supporting businesses, landlords and individuals across the UK.

The image was created with AI. The last six years were built one client, one conversation and one lesson at a time.

To our clients, referral partners, friends, family and team members, thank you for being part of our journey. Your support, trust and recommendations have helped us reach this milestone.

We're incredibly proud of how far we've come and excited for what's next.

Here's to the next six years! 🥂

📞 020 8087 3107
📧 [email protected]
🌐 https://echoaccountants.co.uk
💬 WhatsApp: +44 7473 446325

Wrapping up our time at the Hillingdon Chamber of Commerce Business Expo with a big thank you.

To the organisers, fellow exhibitors, and every business owner who stopped by our stand — it was a genuine pleasure meeting you all and having so many great conversations throughout the day.

A special thank you to Apparel by aiesha for our custom Echo Accountants shirts. We had so many compliments on them at the expo, and they helped us look the part while representing the business.

We're already looking forward to the next event. If you picked up a card or left us your details, we'll be in touch soon.

And if you'd like to start a conversation before then, our door is always open.

📞 020 8087 3107
✉ [email protected]
🌐 www.echoaccountants.co.uk

We’re excited to announce that Echo Accountants will be exhibiting at the Hillingdon Chamber of Commerce Business Expo on Friday 5th June.

Our team will be at Stand 33 throughout the day and we’re really looking forward to meeting local businesses, professionals and individuals attending the event.

Whether you’d like to chat about tax, bookkeeping, self assessments, landlord services or simply getting more proactive support from your accountant, feel free to come over and say hello.

It should be a great day with plenty of networking and conversations with businesses across the area and we can’t wait to be part of it.

Find out more about us at https://echoaccountants.co.uk/about-us

Today the Echo Accountants team is at Accountex ExCeL London, exploring the latest technology, systems and ideas shaping the future of accountancy.

Safe to say the industry is definitely transforming.

Events like this are a great opportunity for us to stay up to date with new developments across accounting, automation, AI, and business support, all with the aim of helping us continue to improve the service and support we provide to our clients.

Looking forward to a great day of learning, networking, and bringing fresh ideas back to the businesses we work with every day.