Andy Nettleton - Adviser at PSG Wealth Management Ltd

When the pressure is on, instinct isn’t always the best guide — in football or investing.

As the World Cup reminds us, goalkeepers often dive during penalties when staying central might actually be the better option. It’s a natural reaction under pressure.

The same can apply to investing. In a world full of headlines and uncertainty, reacting to short term noise can be tempting, but staying focused on a long term approach has historically proved more effective.

🔗 Read the full insight:

https://partnership.sjp.co.uk/article/detail/sjpp/investing-and-penalities-a-game-of-nerves-or-reactions.html

The value of investments can rise and fall. Positive returns are more likely if you invest for the long term, but this is not guaranteed and you could get back less than you invest.

PSG Wealth Management Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 10/6/2026

Tax thresholds are frozen and the cost of living has been rising - which means many people are feeling the impact on their take‑home pay.

That’s why using your available allowances before 5th April is more important than ever.

👉 Discover 5 allowances worth knowing about:

https://partnership.sjp.co.uk/article/detail/sjpp/five-allowances-to-use-before-tax-year-end.html

Taxation rules can change at any time and are dependent on individual circumstances.


PSG Wealth Management Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 2/3/2026

Will your business fund the retirement you deserve?

For many business owners, the plan is simple: sell the business and retire comfortably. But the reality can be more complex.

Explore why understanding your true business value is critical and how strategic planning can help close the gap to your financial freedom goals:

https://partnership.sjp.co.uk/article/detail/sjpp/will-your-business-fund-the-retirement-you-deserve.html

PSG Wealth Management Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 3/2/2026

The best competitive advantage? Clarity.

Start the new year with a clear vision of where you want your business to be in 12 months’ time. Discover more:

https://partnership.sjp.co.uk/article/detail/sjpp/how-business-owners-should-approach-2026.html



PSG Wealth Management Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).


SJP Approved 7/1/2026

#2026

🔍 What helps people stay financially resilient in uncertain times?

Opinium surveyed 8,000 people across the UK and the answer was clear: ongoing
financial advice.

✅ 95% say it keeps them on track
✅ Over half feel optimistic about the rest of 2025
✅ Confidence is significantly higher among those with a plan

The world may be volatile, but your future doesn’t have to be.

📊 Read more insights here:

https://partnership.sjp.co.uk/article/detail/sjpp/the-value-of-advice-in-a-volatile-world.html

Opinium surveyed 8,000 UK adults nationwide between 22nd July and 5th August 2025.
Quotas and post-weighting were applied to the sample to make the dataset
representative of the UK adult population.

PSG Wealth Management Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 25/9/2025

Small and medium-sized enterprises (SMEs) are the backbone of the UK economy. But how do we fuel the growth of these smaller but vital businesses?

This article explores some key questions business owners have on this topic:

https://partnership.sjp.co.uk/article/detail/sjpp/mastering-business-growth-your-essential-guide-to-financies-and-funding.html