Steve Taylor - Financial Adviser - PFP Wealth Group Ltd

🖤 BLACK FRIDAY reminds us how far people will go to save £20…�…but how many of us take the same approach when it comes to saving thousands in the long term?
We hunt for discounts on gadgets, clothes, and tech—�yet overlook the savings hidden in our pensions, investments, tax planning, and financial decisions.
💡 Financial advice isn’t a one-day sale… but its impact can last a lifetime.�Speaking to a financial adviser could help you structure your money more efficiently, avoid unnecessary costs, and make smarter long-term decisions.
This Black Friday, don’t just save on the small things—�start thinking about the big picture.
P.S. I did manage to get a cracking deal on a small TV.

You will see this story in the news a bit today and quite naturally it will cause some discussion and emotions. I speak to lots of people about their future goals and aspirations and love helping them put a plan in place to support their retirement dreams.

Do you know where you are up to with your work and private pensions? How long do you want to be working for? Have you ever spoken to a financial adviser?

It’s getting to that time of year when people fortunate to be going away on their hols this summer are starting to think about what clothes to take, what suncreams to buy, and start to plan for the trip to make it as special as possible.

But,….how how many of you are putting the same energy into planning your retirement?
At what age are you retiring?
How much money with you need or want when you retire?
Are you on target to get that amount?
How many pensions have you got lying around from previous employers?

A holiday lasts days and your retirement will hopefully last decades. And if you don’t know the answers to the questions above,…..maybe,….start to put your energy into getting the answers so that your retirement can be looked forward to just as much as your holiday.

So busy with Tax Year End work for new and existing clients, but still managed a lunchtime radio appearance on Radio Alty talking about my job as a financial adviser and all things Cheadle Town FC with the Ladies first team manager Dylan Wimbury focussing on the brilliant Cheadle Town Stingers and the women’s game in general.

Great experience, and thoroughly enjoyed it,….and before anyone jokes,…..yes,..I have the perfect face for radio!

🔍 What Does the New UK Budget Mean for You?

With this year’s change of government, this session is more relevant than ever.

Join our webinar to navigate the latest changes and understand the impact they could have on your financial future.

Post Budget Financial Planning Insights
🗓️ Friday 01 November
⏰12:30 to 13:30
🔗 Register Here: https://sjp-co-uk.zoom.us/webinar/register/4417241685295/WN_n2t8-BRBSEW74yEUaR3K8Q

✨ This session will cover:
• Economic backdrop & forecasts
• Tax changes affecting your finances
• Pension updates: Time to adjust?
• Smart money moves post-budget
• Aligning goals with new realities

💡 Are you ready to navigate these changes?
Don't miss this opportunity to get expert insights and practical advice tailored to your needs. Secure your spot today and stay ahead of the curve!

The value of your investment can go down as well as up. You could get back less than you invested.



PFP Wealth Group Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) The `St. James's Place Partnership' and the titles `Partner' and `Partner Practice' are marketing terms used to describe St. James's Place representatives.

SJP Approved 27/08/2024

A lot of people have been talking to me about the October budget,…so here is a useful read.

🍂With the new government’s first Budget scheduled for 30 October, we’re starting to hear some hints and theories about what may be included in the statement.

What any changes will actually mean for everybody is yet to be fully understood and, unless there are significant leaks in advance, we won’t know the detail until the day.

But it pays to keep abreast of speculation.
Let's make a bit more sense of things so far...

https://www.pfpwealth.co.uk/article/detail/sjpp/what-can-we-expect-in-the-autumn-budget-2024.html

Another fabulous 3 days at the Southport Flower Show. Lovely to catch up with existing clients and speak to lots of new people about their financial planning needs.
We saw the full array of weather, but nothing dampened people’s enjoyment.

Another great 2 days at . Lovely to catch up with some of our wonderful existing clients and spoke to lots of people that we may be able to help in the future with their pensions, investments and IHT.
Sun shone brightly on day 2 so currently nursing a red forehead (despite the factor 30!). Big thanks to Harlan Bunney for his support over the 2 days.

Useful calculator to give you an insight into your retirement.

Retirement planning calculator | PFP Wealth Group Ltd Knowing how much you need to save to fund the lifestyle you want when you retire is key. That’s where our handy retirement planning calculator comes in.It’ll help you figure out if you’re putting e...