Oyster Financial Planning Ltd

Welcome to our latest issue. We hope you find it insightful and that it offers fresh perspectives on topics you may be exploring. Our goal is to ensure every aspect of your financial wellbeing aligns with your life goals, family priorities, and future aspirations.

Oysters Autumn Financial Magazine As Chancellor John Healey prepares to deliver his first Autumn Budget, speculation is mounting over where the government could raise additional revenue. With the main rates of Income Tax, National Insurance and VAT ruled out, attention could be turning to

Welcome to our latest Summer edition of Oyster's Financial Magazine.

In today’s working life, frequent job changes have left millions of UK workers with scattered workplace pensions, often forgotten or difficult to track. With an estimated 3.3 million lost pension pots worth over £31 billion, many people lack a clear view of their retirement savings. On page 10, we examine how consolidating pensions can improve visibility, simplify administration and help align investments with goals, while also reviewing charges and performance. However, valuable benefits may be lost, so careful review and professional advice are essential before transferring funds.

Oysters Summer Financial Magazine 2026 In today’s working life, frequent job changes have left millions of UK workers with scattered workplace pensions, often forgotten or difficult to track. With an estimated 3.3 million lost pension pots worth over £31 billion, many people lack a clear view o

Welcome to our latest issue. A major shift in pension taxation is set to reshape wealth-transfer planning in the UK. From 6 April 2027, unspent pension pots will no longer be exempt from Inheritance Tax (IHT) and may be taxed at 40% if your estate exceeds the IHT threshold. On page 10, we explain how this change challenges traditional strategies and why families should rethink how they draw down their retirement assets. Early preparation, including estate valuation and exploring tax-efficient options such as gifting or trusts, will be essential to protect your legacy.

Oysters Financial Magazine May/June 2026 Welcome to our latest issue. A major shift in pension taxation is set to reshape wealth-transfer planning in the UK. From 6 April 2027, unspent pension pots will no longer be exempt from Inheritance Tax (IHT) and may be taxed at 40% if your estate exceeds

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Welcome to our latest issue. We hope you find it insightful and that it offers fresh perspectives on topics you may be exploring. Our goal is to ensure that every aspect of your financial wellbeing aligns seamlessly with your life goals, family priorities, and future aspirations.

Oysters Spring Financial Magazine 2026 Welcome to our latest issue. We hope you find it insightful and that it offers fresh perspectives on topics you may be exploring. Our goal is to ensure that every aspect of your financial wellbeing aligns seamlessly with your life goals, family priorities,

Welcome to our first issue of the new year. We hope you find this issue insightful and offers fresh perspectives on topics you may be exploring. Our goal is to ensure every aspect of your financial wellbeing aligns seamlessly with your life goals, family priorities, and future aspirations.

Oysters Winter Financial Planning Magazine 2026 Welcome to our first issue of the new year. We hope you find this issue insightful and offers fresh perspectives on topics you may be exploring. Our goal is to ensure every aspect of your financial wellbeing aligns seamlessly with your life goals, family p

HAPPY NEW YEAR!
What is in store for you in 2026?
Plan for tomorrow & still live for today!
Book your FREE Discovery meeting with Oyster and achieve your goals for your financial future.
https://www.oysterfinancialplanning.co.uk/get-in-touch

Oyster Would like to wish all our clients and our local community a very Merry Christmas. Michael, Donna & Lisa x

Book your FREE Discovery Meeting ready for the New Year.

https://www.oysterfinancialplanning.co.uk/get-in-touch