Kays Mortgage Solutions

Kays Mortgage Solutions Welcome to our page! Approved by The Openwork Partnership on 21/07/2026. We understand that mortgages and the process of achieving them can be complicated.

It is our aim to remove the jargon and give you clear advice and recommendations. Every customer is different so our advice and recommendations are equally as individual. You work hard for your dream home so we can help you to be able to keep it should life take an unexpected turn. We can put a safety net in place with Life Cover, Income Protection, Serious Illness cover etc. IMPORTANT: Your home may be repossessed if you do not keep up repayments on your mortgage. The Financial Conduct Authority (FCA) does not regulate some forms of mortgage. Kays Mortgage Solutions is a trade name of Pamela Kay Ogden which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. The information on this website is subject to the UK regulatory regime and is therefore targeted at consumers in the UK.

'Approved by The Openwork Partnership on 17/05/2023

Your mortgage may have been right for you when you took it out, but your circumstances can change - and so can the mortg...
07/10/2026

Your mortgage may have been right for you when you took it out, but your circumstances can change - and so can the mortgage options available to you.

Whether your current deal is coming to an end, you’re thinking about moving, or you simply haven’t reviewed your mortgage for a while, it could be worth taking another look.

We’ll help you understand your options, explain the costs and guide you through what’s available for your circumstances.

Sometimes a fresh start is as simple as taking another look.

Get in touch to review your mortgage options.

Kays Mortgage Solutions is a trading name of Kays Mortgage Solutions Ltd which is an appointed representative of The Openwork Partnership a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Approved by the Openwork Partnership on 22/09/2026.

Mortgages can feel complicated. Rates, terms, affordability, deposits, remortgaging… there’s a lot to get your head arou...
30/09/2026

Mortgages can feel complicated. Rates, terms, affordability, deposits, remortgaging… there’s a lot to get your head around.

But talking about your options doesn’t have to be.

Whether you’re buying your first home, moving house, remortgaging or simply wondering whether your current mortgage still works for you, we’re here to make things a little clearer.

No complicated jargon. No pressure. Just a conversation about your circumstances and the options available to you.

So put the kettle on, get comfortable and let’s talk.

Kays Mortgage Solutions is a trading name of Kays Mortgage Solutions Ltd which is an appointed representative of The Openwork Partnership a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Approved by the Openwork Partnership on 22/09/2026.

Your current mortgage might have been the right choice when you took it out — but that doesn’t necessarily mean it’s sti...
23/09/2026

Your current mortgage might have been the right choice when you took it out — but that doesn’t necessarily mean it’s still the best option for you today.

With your current deal coming to an end, it’s worth taking a look at what else is available. A different rate or mortgage product could potentially change your monthly payments and the overall cost of your mortgage.

We’ll look at your circumstances, compare the options available and help you understand what works best for you.

Because when your mortgage is involved, it pays to have a strong case.

Kays Mortgage Solutions is a trading name of Kays Mortgage Solutions Ltd which is an appointed representative of The Openwork Partnership a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Approved by the Openwork Partnership on 21/08/2026.

None of us has a crystal ball when it comes to mortgage rates, house prices or what might happen next.What we can do is ...
16/09/2026

None of us has a crystal ball when it comes to mortgage rates, house prices or what might happen next.

What we can do is help you understand your mortgage options and make informed decisions based on your circumstances.

Whether you’re buying your first home, moving house, remortgaging or simply wondering what your options are, we’re here to help make the process feel a little less uncertain.

No crystal ball required — just straightforward mortgage advice.

Kays Mortgage Solutions is a trading name of Kays Mortgage Solutions Ltd which is an appointed representative of The Openwork Partnership a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Approved by the Openwork Partnership on 21/08/2026.

You wouldn’t buy the first loaf of bread you see…So why take the first mortgage you’re offered?Your mortgage is likely t...
09/09/2026

You wouldn’t buy the first loaf of bread you see…
So why take the first mortgage you’re offered?

Your mortgage is likely to be one of the biggest financial commitments you’ll make, so it pays to know what else is out there.

We can help you compare your options, explain the jargon and find a mortgage that’s right for your circumstances.

Because when it comes to your mortgage, it’s worth looking beyond the first offer.

Kays Mortgage Solutions is a trading name of Kays Mortgage Solutions Ltd which is an appointed representative of The Openwork Partnership a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Approved by the Openwork Partnership on 21/08/2026.

Your new home is in your basket…Now let’s see what mortgage fits.Buying a home is a big decision — and finding the right...
02/09/2026

Your new home is in your basket…
Now let’s see what mortgage fits.

Buying a home is a big decision — and finding the right mortgage is just as important.

From first-time buyers to moving home, we can help you understand your options, compare suitable mortgages and guide you through the process from application to completion.

Ready to check out your options? Get in touch.

Kays Mortgage Solutions is a trading name of Kays Mortgage Solutions Ltd which is an appointed representative of The Openwork Partnership a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Approved by the Openwork Partnership on 21/08/2026.

Is your mortgage rate looking gloomy?If your current rate is leaving you feeling a little underwhelmed, it could be wort...
26/08/2026

Is your mortgage rate looking gloomy?

If your current rate is leaving you feeling a little underwhelmed, it could be worth checking what options are available to you.

Whether your fixed rate is coming to an end, you’re considering remortgaging, or you simply want to know if there’s a better option out there, we can help you make sense of it all.

No crystal ball required — just straightforward advice, tailored to your circumstances.

Kays Mortgage Solutions is a trading name of Kays Mortgage Solutions Ltd which is an appointed representative of The Openwork Partnership a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Approved by the Openwork Partnership on 21/08/2026.

Whether you're buying your first home, upsizing for a growing family, or simply looking for a fresh start, every move ma...
12/08/2026

Whether you're buying your first home, upsizing for a growing family, or simply looking for a fresh start, every move marks the beginning of something special. Finding the right mortgage shouldn't stand in the way of your next chapter. With expert guidance and tailored solutions, we're here to help you move forward with confidence—so you can focus on making your new house feel like home.

Kays Mortgage Solutions is a trading name of Kays Mortgage Solutions Ltd which is an appointed representative of The Openwork Partnership a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Approved by the Openwork Partnership on 21/07/2026.

Life doesn't always follow the plan we imagined—and sometimes that's the best part. From unexpected milestones to growin...
05/08/2026

Life doesn't always follow the plan we imagined—and sometimes that's the best part. From unexpected milestones to growing families, every new chapter brings new priorities. Whatever your next step looks like, having a home that fits your family's future can make all the difference.

Kays Mortgage Solutions is a trading name of Kays Mortgage Solutions Ltd which is an appointed representative of The Openwork Partnership a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Approved by the Openwork Partnership on 21/07/2026.

Every homeownership journey starts with a single step—and you don't have to take it alone.Whether you're buying your fir...
29/07/2026

Every homeownership journey starts with a single step—and you don't have to take it alone.

Whether you're buying your first home, upgrading, refinancing, or investing, we're here to guide you through the process with personalised mortgage solutions and expert support.

Ready to take the next step?

Kays Mortgage Solutions is a trading name of Kays Mortgage Solutions Ltd which is an appointed representative of The Openwork Partnership a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Approved by the Openwork Partnership on 21/07/2026.

Address

Milnrow
Rochdale
OL16

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 8pm
Saturday 9am - 12:30pm
Sunday 9am - 9:15am

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