Resolve Financial Solutions Ltd

08/10/2026

Giving the best possible customer service to our clients is important to us. We want to build relationships with our clients so that we can help them again in the future.

07/10/2026

Protection built into your mortgage sounds like it's sorted but it's rarely enough on its own and almost nobody points this out.

Many buyers assume that because their lender mentioned life insurance, or because they have death in service through work, they're covered. Death in service typically pays two to four times your salary but it stops the moment you leave that employer and it's rarely designed with your specific mortgage or family costs in mind.

If you were relying on a workplace benefit tied to a job you might not always have, that's worth a second look.

It's not about buying more cover for the sake of it. It's about knowing what you'd actually be left with.



*Life assurance plan typically have no cash in value.

06/10/2026

Buying your first home comes with enough to think about without half-true rumours getting in the way. Some of the most common mortgage myths stop people from even starting the process, while others lead to decisions that cost real money.

Here are five of the biggest, and what’s true in 2026.

Some of the most common mortgage myths stop people from even starting the process, while others lead to decisions that cost real money. Here are five of the big

05/10/2026

He had pension pots from four different employers.

He didn't know two of them still existed until we went looking.

It's an easy thing to lose track of. New job, new provider, old paperwork gets filed away and forgotten. Multiply that across a career of ten or eleven jobs - the UK average - and it's not hard to see how 3.3 million pension pots end up lost, worth an estimated £31.1 billion between them (Pensions Policy Institute).

Once we found them, the picture of his actual retirement position looked completely different from what he'd assumed walking in.
Not because he'd done anything wrong. Just because nobody had ever put it all in one place for him before.



Illustrative example based on a client scenario. Pension cannot be access until age 55 (57 from 2028). The value of pensions can go down as well as up. This is not personalised financial advice.

02/10/2026

Thank you for your kind words Natasha. The team have loved working with you and we look forward to working with you again in the future.

If you would like to discuss your financial wellbeing, please get in touch to find out how we can help - 01932 943028 / [email protected]

01/10/2026

Self-employed or a company director? If you're planning to apply for a mortgage, your 2025/26 tax return now matters.

From 1 October, most lenders will want to see your 2025/26 income figures. If you haven't filed your return yet, your application could be delayed or your choice of lenders limited.

The deadline might not be until 31 January, but if you're hoping to buy, move or remortgage soon, ask your accountant to get it done now.

Chris, Suzanne and Emily help self-employed clients and directors across Reigate and the South East every day. Book your free initial consultation.

👉🏼 https://www.resolvefs.co.uk/get-in-touch/



*Your home may be repossessed if you do not keep up repayments on your mortgage. Lender criteria vary and can change.

30/09/2026

The mortgage rate on this morning's headlines? Most people never actually get offered it.

Here's what really decides yours.

The Bank of England base rate sets the general direction, but the rate you're offered comes down to your deposit size, your credit history, your income and how a specific lender assesses affordability on the day you apply. Two applicants with the same income can be offered very different deals depending on their circumstances.

That's why "rates are coming down" isn't the same as "your rate is coming down." The headline is a starting point for the conversation, not the answer to it.

if you've been waiting for a magic number before you start looking, that number was never going to be the full story anyway.

Get in touch to find out how we can help - 01932 943028 / [email protected]



*Your home may be repossessed if you do not keep up repayments on your mortgage.

29/09/2026

nheritance tax has become one of the most talked-about topics in financial planning, and it’s easy to understand why. With property values rising and thresholds frozen for years, more families than ever are finding themselves within reach of a tax bill they never expected.

A lot of the confusion comes down to myths that get repeated so often they start to sound like fact. Here are five of the most common ones, and what’s true.

Inheritance tax has become one of the most talked-about topics in financial planning, and it's easy to understand why. With property values rising and threshold

28/09/2026

It was a fairly active weekend for Resolve's Directors Stuart and Chris as they took on the Windsor Half Marathon!

Why? To help kick off Chris' training for the London Marathon next April in support of St Catherine's Hospice, Crawley.

"The hospice plays such an important role for those facing end of life and their families across Surrey and Sussex, that continuing to raise funds for them is the least we can do with Chris' next challenge being London next year " said a rather tired Stuart at the finish line.

Well done and good luck from all of the team!

If you would like to support the Chris in his new challenge to raise further funds for the hospice then please visit...
https://www.justgiving.com/page/christopher-lees-10

28/09/2026

If you're self-employed and you couldn't work for three months starting tomorrow, what would actually happen?

No sick pay kicks in automatically. No employer keeps paying you while you recover. No death in service benefit sits quietly in the background. For employed people, some of this exists whether they've thought about it or not. For self-employed people, none of it does unless they've put it in place themselves.

Income protection is built exactly for this gap, typically replacing 50 to 70 percent of your income if illness or injury stops you working.

It's not about assuming the worst. It's about the fact that, unlike an employee, nobody else is going to catch this for you by default.

If you've built a business that depends entirely on you showing up, it's worth thirty minutes to check what happens if, for a while, you can't.

Get in touch to find out how we can help - 01932 943028 / [email protected]



This post is for general information only and does not constitute personalised financial advice.