GreenSky Wealth

Are you saving enough for retirement? For a lot of people, the answer will be “I don’t know”.

Our friends at Unbiased have created a useful tool to help you explore how your current pension savings could translate into an income in retirement – and what you might need to consider saving to reach your goals.

It works particularly well if you’re employed and regularly contributing to a workplace pension, but we think it’s worth a look for anyone who wants to start thinking more seriously about their retirement plans.

Whether retirement is 5, 15 or 30 years away, understanding where you are now is a pretty good place to start.

Have a go, see what the numbers look like – and if the results leave you with questions about your pension or retirement plans, that’s where professional financial advice can help.

👉 Try the pension tool here: https://www.unbiased.co.uk/tools/retirement-score



This post is for information only and does not constitute advice. Outcomes produced by the tool aren’t guaranteed. A pension is a long-term investment not normally accessible until age 55 (57 from April 2028 unless the plan has a protected pension age). The value of your investments (and any income from them) can go down as well as up which would have an impact on the level of pension benefits available.

There’s something about September that feels like a fresh start. The kids are back at school, summer holidays are over, routines return and, for many of us, it feels like a good time to get organised again.

So why not give your finances an autumn reset too?

It doesn’t have to mean making huge changes. A few good habits can make a real difference:

🟢 Take another look at your monthly spending
🟢 Check how much you're regularly saving
🟢 Review pensions and investments you may have neglected
🟢 Make sure your financial protection still reflects your circumstances
🟢 Revisit the financial goals you set yourself earlier in the year.

And if those good intentions from January have slipped a little? You're certainly not alone.

September gives you four months before the end of the year to get things moving in the right direction again.

Think of it as Autumn January – without the resolutions or giving up chocolate.

If you’d like some help taking stock of your finances and planning what comes next, speak to the team at GreenSky Wealth.



This post is for information only and does not constitute advice. The value of your investments can go down as well as up, so you could get back less than you invested.

The peace of mind that comes from knowing your financial adviser is looking after your money should not be underestimated...

If you're self-employed or run your own business, income protection isn’t the only type of cover you should consider. There are other ways to protect what you've worked so hard to build:

🟢 Life Protection
🟢 Critical Illness Cover
🟢 Relevant Life Insurance
🟢 Business Life Protection.

They’re all slightly different, but all designed to answer one important question: What happens if life doesn't go to plan?

If you'd like to understand the bigger picture, we've put together a simple guide for business owners.

👉 Download our free guide to Business Life Protection:https://greenskywealth.co.uk/wp-content/uploads/2026/07/GreenSky-Life-Protection-2026_Business-Owners_web.pdf



This post is for information only and does not constitute advice.

Buying a financial protection policy is easy. Buying the right one isn't.

Income Protection policies aren't all created equal.

🟢 How much they'll pay.
🟢 When they'll start paying.
🟢 How long they'll pay for.
🟢 What counts as being unable to work.

These details matter.

At GreenSky Wealth, we don't simply compare prices. We help you understand what you're buying, so your protection matches your circumstances, not just your budget. That's the difference independent advice makes.

👉 Find out more about how we can help with your financial protection: https://greenskywealth.co.uk/protection/



This post is for information only and does not constitute advice.

"I probably can't afford Income Protection."

Maybe. Maybe not. But many people are surprised by how affordable it can be.

Others assume they don't qualify, or think it won't pay out.

Every situation is different, and that's why advice matters.

Rather than guessing what's available, we can help you find out. You might discover it's much more achievable than you expected.

👉 Download our straightforward guide to Financial Protection to find out more about your options:https://greenskywealth.co.uk/wp-content/uploads/2026/07/GreenSky-Financial-Protection-2026.pdf



This guide is for information only and does not constitute advice.

Imagine sitting at the kitchen table. You're recovering. The doctor's told you to rest.

Then someone quietly asks...

"Will we be OK?"

Not emotionally - financially.

That's the moment many people wish they'd planned earlier.

Income Protection isn't really about replacing income. It's about protecting your family from unnecessary worry while you recover.

That's something worth thinking about.



This post is for information only and does not constitute advice.

Most people don't think they'll ever need Income Protection.

Nobody plans to have an accident. Most people assume they'll be fine. Until they aren't.

Financial protection isn't about expecting the worst.

It's about making sure one difficult chapter doesn't become a financial disaster.
Peace of mind is difficult to put a price on...Until you need it.

And that peace of mind may well cost less than you think – get in touch and we’ll figure out what financial protection you need and get you a quote so you can at least weigh it up.



This post is for information only and does not constitute advice.

Imagine this: You’re self-employed, and you wake up tomorrow only to be told you can't work for six months.

You don't lose your biggest client…you lose ALL of them.

Not because they wanted to leave, but because life carried on without you.

When you're self-employed, your income depends on your ability to turn up.

Sometimes the biggest risk to a business isn't the competition. It's simply not being able to work.

Income Protection helps replace part of that lost income while you recover.

A conversation today could make all the difference tomorrow – give us a call on 01603 340800 and speak to Joe or Jonno about financial protection for you and your business.



This post is for information only and does not constitute advice.

Being your own boss comes with freedom... and responsibility.

Running your own business can mean freedom to choose your hours, to build something that's yours.

But it also means there's nobody paying you when you can't work.

If you break your leg, need surgery, or develop a serious illness, your income can stop overnight.

Your bills don't.

Income Protection exists to bridge that gap, allowing you to focus on getting better instead of worrying about paying the mortgage.

If you'd like to understand how Income Protection works, our free guide explains everything in plain English.

👉 Our Financial Protection Guide:https://greenskywealth.co.uk/wp-content/uploads/2026/07/GreenSky-Financial-Protection-2026.pdf



This guide is for information only and does not constitute advice.