Jermyn & Co.

Big change coming for pensions.

From April 2027, unused pension pots will be included in your estate for inheritance tax. Some families could face a triple tax hit, and NFU Mutual calculates that could reach 91% in extreme cases.

Approaching 75? Estate near £2 million? Pension you don't expect to spend? It's time to look at your plan.

We've explained what's changing and what you can do about it. Read more from the link below 👇

Inherited pensions could face a 91% tax charge from April 2027. Here's what's changing. | Jermyn & Co Reading time: 4 mins From 6 April 2027, most unused pension funds will count towards your estate for inheritance tax (IHT). This is now law. Finance Act 2026 received Royal Assent on 18 March 2026. For many families, pensions have been the most tax-efficient way to pass on wealth. That advantage is....

What happens when you switch accountants and inherit an HMRC enquiry on your very first week with us? One of our clients found out the hard way. While preparing his response to HMRC, our team spotted a dividend figure that needed correcting — and once we resubmitted, HMRC extended the check and came back asking for evidence to match the new numbers. It's a live case, so we can't share the ending yet, but it's already a lesson in why who's handling your enquiry matters just as much as what's in your return. Read the full (ongoing) case study on our website below:

Case Study: Inheriting an HMRC Enquiry | Jermyn & Co The situation Our client is the sole director of his own limited company. Shortly after switching his accountancy to Jermyn & Co earlier this year, HMRC opened a compliance check into his Self Assessment tax return for the year ended 5 April 2025 — a return that had originally been prepared and fi...

We were proud to sponsor a group of brave young people as they took on an incredible challenge — abseiling down The Forum in Norwich in support of Finnbar’s Force!

A huge well done to everyone who took part and faced the drop. It was fantastic to see so much courage and enthusiasm, all while raising awareness and funds for such an important local cause.

Finnbar’s Force supports children affected by childhood cancer and brain tumours, as well as their families, providing vital practical and emotional support when they need it most.

We’re delighted that Jermyn & Co could play a small part in supporting the event and this brilliant charity.

Well done to all the young abseilers — what an achievement!

Every year the same headlines appear: use your ISA, max out your pension, claim your allowance. All true. All useful. All so widely repeated that they've stopped being an edge.

2026 is different. Thresholds have stayed frozen since 2022, and they'll stay frozen until 2031. Dividend rates just went up. Making Tax Digital now covers hundreds of thousands of landlords and sole traders. And a major change to pension tax on death now sits in law for 2027. These facts change what "good tax planning" means this year.

Below is what we're telling clients at Jermyn & Co right now, including a few points that rarely make it into the generic "top 10 tax tips" articles. Click the link and find out how to save tax in 2026.

How to Save Tax Legally in the UK in 2026: A Straight-Talking Guide | Jermyn & Co Reading time: 5 mins Every year the same headlines appear: use your ISA, max out your pension, claim your allowance. All true. All useful. All so widely repeated that they’ve stopped being an edge. 2026 is different. Thresholds have stayed frozen since 2022, and they’ll stay frozen until 2031. D...