LSM Wealth

Something to think about over the Christmas break - Retiring early!

It sounds a great idea. There are two questions to consider. Do you know what you want to do when you’re retired? And will you be able to afford it? Over three-quarters of UK savers don’t know how much they’ll need in retirement.

We can help. Please click on the lunk below to find out more.

cloud.comms.sjpp.co.uk The ‘St. James’s Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives.

Offering a separate pension to your executives allows them more flexibility and tailoring in areas such as investment choices and how they take benefits.What are executive pensions and should you offer them to directors?

https://partnership.sjp.co.uk/article/detail/sjpp/what-are-executive-pensions-and-should-you-offer-them-to-directors.html

What are executive pensions and should you offer them to directors? What are executive pensions and should you offer them to directors?

One important thing to remember is that we’ve seen crises before, says Tony. While they’re uncomfortable at the time, we get through them. How you can do that will largely depend on your personal circumstances.

How to build and maintain wealth for the long term in the middle of a recession How to build and maintain wealth for the long term in the middle of a recession

This year we are proud to support for our Christmas Cards

This Christmas, LSM Wealth, Partner Practice of St. James’s Place, have chosen to support The EPT by sending their clients our charity Christmas cards. Companies can play an important part in not only raising vital awareness, but also showing support to employees and connections that have sadly been affected by ectopic pregnancy and other types of pregnancy and baby loss.

https://ectopic.org.uk/blog/lsm-wealth-supporting-the-ept


LSM Wealth

The Chancellor, Jeremy Hunt, delivered his Autumn Statement. What does it mean for you?

https://partnership.sjp.co.uk/article/detail/sjpp/what-does-the-autumn-statement-mean-for-you.html

The value of key person insurance is less about replacing profits and more about covering the cost of an interim replacement if no employee could fill that role immediately, and recruitment and other incidental costs to help you take time finding and/or training the right permanent replacement.

https://partnership.sjp.co.uk/article/detail/sjpp/dealing-with-the-financial-downs-of-daily-life.html

Dealing with the financial ‘downs’ of daily life Dealing with the financial ‘downs’ of daily life

Seven in ten UK adults feel overwhelmed by jargon about money and savings, according to a Post Office survey.1 Around half said they didn't understand personal loans, APR (annual percentage rate), interest rates, tax codes, dividends, rebates or the stock market, while 20% were put off applying for a personal loan due to confusing terminology.

https://partnership.sjp.co.uk/article/detail/sjpp/how-your-financial-literacy-impacts-on-your-financial-confidence.html

How your financial literacy impacts on your financial confidence How your financial literacy impacts on your financial confidence

COP27 is a much-needed chance for global leaders to refocus on climate change. One year ago, the world looked to Glasgow as a historic deal on climate change was announced at the COP26 conference.
https://partnership.sjp.co.uk/article/detail/sjpp/spotlight-on-cop27-everything-investors-need-to-know%20.html

As a start-up, knowing what expenses can be tax-deductible will help boost your cash flow significantly.

https://partnership.sjp.co.uk/article/detail/sjpp/the-top-five-misunderstandings-about-tax-deductible-expenses-for-start-ups.html

If you're mulling over what to do with some extra money, it can be tempting to spend it or sit on it. However, used wisely, it can have a significant impact on your long-term security.

https://partnership.sjp.co.uk/article/detail/sjpp/dealing-with-the-financial-ups-of-daily-life%20.html