Retirement Professionals Ltd

UK inflation today fell to 2.6% — its lowest level in 15 months. Good news for households, but what does it actually mean for your retirement income? We've broken down what's changed, what's still uncertain, and what's worth checking in your own plan.

UK Inflation Falls to 2.6% | What It Means for Your Retirement UK inflation has fallen to 2.6%, a 15-month low. Here's what the fall — and the risks still ahead — mean for your retirement income plans.

From April 2027, unused pension funds are due to count towards inheritance tax — a major change for families who planned to pass pensions on. Our new article explains who's affected and what to consider now.

Pensions & Inheritance Tax: What April 2027 Means for Your Estate From April 2027 unused pensions are due to count towards inheritance tax. Find out who is affected, what it could cost, and the planning options to discuss now.

A professional sporting career squeezes a lifetime of earnings into a few short years — and one bad decision can undo all of it. Here are the five financial mistakes we see sportspeople make most often, and how to avoid every one.

Five Financial Mistakes Professional Sportspeople Make | Retirement Professionals From unprotected injury risk to too-good-to-be-true tax schemes — the five financial mistakes we see professional sportspeople make, and how to avoid every one.

Standard Life have increased their standard and enhanced annuity rates today, meaning the guaranteed income available from these plans may now be higher than before.

If you’re approaching retirement — or have a pension maturing soon — it’s a great time to review the whole annuity market to see whether these improved rates could boost your long‑term income.

Enhanced annuities can offer even higher payments for those with certain medical or lifestyle factors, so checking updated rates could make a meaningful difference to the income you receive for life.

You can compare Standard Life’s latest rates — and see how they stack up against other providers — with a free, no‑obligation quote here:
https://www.retirementprofessionals.co.uk/annuity-calculator-2/

Canada Life have reduced their standard and impaired annuity rates today, meaning the income available from these plans may now be lower than before.

If you're considering an annuity — especially with a pension maturing soon — it’s crucial to compare the whole market to ensure you’re still getting the best guaranteed income available.

Impaired annuities can offer higher income for those with certain medical or lifestyle factors, so checking updated rates could make a meaningful difference.

You can compare Canada Life's rates — and see whether another provider may offer more — with a free, no‑obligation quote here:
https://www.retirementprofessionals.co.uk/annuity-calculator-2/

Big changes are coming to ISAs — and they could affect your savings.

The Treasury has confirmed plans for a 22% levy on cash held inside Stocks & Shares ISAs, along with new transfer restrictions and a reduced Cash ISA allowance for under‑65s from April 2027.

These reforms could impact how savers and investors manage their money over the next few years.

We’ve broken down everything you need to know in our latest update, including what the changes mean in practice — and how to prepare.

👉 Read the full article: https://www.retirementprofessionals.co.uk/isa-rule-changes-2027/
👉 Speak to an adviser: https://www.retirementprofessionals.co.uk/financial-advice/

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LV= have reduced their Fixed Term Annuity rates today, which means the income available from their plans may now be lower than it was previously.

If you're considering a Fixed Term Annuity — especially if your pension is due to mature soon — it’s more important than ever to compare the whole market to make sure you’re still getting the best deal available.

A Fixed Term Annuity can provide a guaranteed income for a set number of years, with no investment risk, and can be a useful option if you want security now but flexibility later.

If you’d like to see how the new LV= rates compare — or check whether another provider can offer you more — you can get a free, no‑obligation quote here:

https://www.retirementprofessionals.co.uk/fixed-term-annuity-quote/

Fixed Term Annuity Calculator | Compare Quotes & Guaranteed Maturity Values | Retirement Professionals Compare fixed term annuity quotes from leading UK providers with our free calculator. Choose your income, term and get a Guaranteed Maturity Value (GMV). Whole of market search. Call free: 0800 098 7050.

💡 Are you aware of how Inheritance Tax could affect your family?

The latest HMRC figures show IHT receipts are slightly down month on month — but don't be misled. With tax-free thresholds frozen until 2031 and unused pensions set to be brought into the IHT net from April 2027, more families than ever are facing a potential liability.

If your estate includes property, savings, investments or a pension pot, now could be exactly the right time to review your position — especially while the most effective planning strategies still have time to work.

We've written a plain-English guide to what the latest figures mean for your estate and what steps you can take now. 👇

🔗 https://www.retirementprofessionals.co.uk/inheritance-tax-receipts-fall-but-the-long-term-direction-remains-clear/

📞 Call us free on 0800 098 7050 for a no-obligation conversation about your estate planning options.

Inheritance Tax Receipts Fall But Long-Term Liability Rises | Retirement Professionals HMRC data shows IHT receipts dipped in April and May 2026 — but frozen thresholds and the 2027 pension changes mean more families face a liability. Find out what this means for your estate.

Good news if you're approaching retirement: Scottish Widows have increased their annuity rates, for both standard annuities and impaired life annuities (these can pay a higher income if you have certain health conditions or lifestyle factors, like smoking).

An annuity turns your pension pot into a guaranteed income for life, with no investment risk, so if your pension is due to mature soon, now's a good time to see how much more you could get.

Get a free, no-obligation quote: https://www.retirementprofessionals.co.uk/compare-annuity-calculator/