Aptus Financial

Are you looking to purchase a new or refinance your existing BTL, HMO or Commerical property? Are you looking at a renovation, development or development exit?

Rates have recently come down, which means lower payments and if needed higher ltvs are possible.

Get in touch today for a no obligation quote…

[email protected]

01727 634600

Are you purchasing or refinancing a semi or full commercial, BTL, HMO or multi unit block?

Are you looking at a renovation or development?

We can help - We are whole of market bridging and mortgage brokerage and have lenders to meet your current situation and needs today.

Get in touch with the team and they will be happy to discuss options and offer a no obligation quote with a lender that suits you.

Call 01727 634 600
Email [email protected]
www.aptusfinancial.co.uk

aptusfinancial.co.uk

Merry Christmas all from the team at Aptus Financial !

media1.giphy.com

Well done to the team! Another multi-unit development with credit approval today!

If you have a renovation project or development you are looking at financing, we have the lenders to help you achieve your next step.

Bridging up to 85% net or Development lending up to 65% of GDV including 100% of build costs.

Get in touch with the team for a no obligation quote today.

Home - Aptus Financial Aptus Financial are specialists in residential investment finance, commercial and semi-commercial properties, Bridging, Development and Asset Finance.

BREAKING NEWS - The Bank of England raises interest rates by 0.75% to 3% the biggest hike since 1989

What are your options?

• Competitive 1 and 2 year fixed rates still available
• Bridging and Development finance relatively unaffected
• Developer Exit
• Residential, Commercial and Specialist security acceptable

Speak to a member of the team now [email protected]

It’s not all Doom and Gloom at the moment. Speak to the team about the exclusive BTL, Bridging and Development options currently available! 🎃

Business as usual is a term loosely thrown about at the moment but Banks are still lending and Valuers are still visiting properties. We are very much open for business and here to help. Contact the expert team for a no obligation chat through your current options.

http://aptusfinancial.co.uk/2020/07/23/refinance-within-the-first-6-months/

Refinance within the first 6 months? - Aptus Financial We are repeatedly hearing from applicants that they cannot refinance their refurbishment projects until they have owned the property for 6 months. Also that the maximum loan is then restricted dependent on how much they have spent on the property.   Both of these statements...

Has your Residential development project been delayed or funding stopped?

We have access to a forward thinking lender that;
Allows you to refinance you existing development facility
Continue to drawdown funds to complete the project
And provides time to sell the units once the project has finished


Headline figures;
67.5% Gross LTDV
Up to 90% of Cost
3 - 12 month term
Loan Size £500k - £10mil
Rates from 7% per annum


When to use the above product;
The project has not been sufficiently completed to qualify for a straightforward exit or buy-to-let facility

The scheme does not have final building control sign-off or new homes warranties across the scheme

There is no build facility remaining in the existing development loan

The product can also provide a pre-agreed equity release once PC, final building control sign off and new homes warranty is achieved.


Aptus Financial are here to help. We also offer;

75% LTV available against all property types (subject to underwriting)
Residential, Semi commercial and Commercial
Refurbishment and development finance
Bridging finance on all property types
Commission splits on introduced business

http://aptusfinancial.co.uk/2020/06/11/has-your-development-project-been-delayed-or-funding-stopped/

Do you want to discuss your current options?
Do you want a free second opinion?
Do you want to sense check what you are being told by your existing broker?
Has your lender pulled your offer or reduced you LTV?


With lockdown restrictions beginning to loosen we are now seeing physical valuations start to take place again and some form of return to normality.

75% LTV available against all property types (subject to underwriting)
Residential, Semi commercial and Commercial
Refurbishment and development finance now available
Development exit + Lending on part completed projects where existing lender has pulled funding


We are here to guide you through the constantly moving property finance market.