Apostle Wilberforce T A Jeffreys 2

YOUR SALARY IS PREDICTABLE. YOUR FINANCIAL FUTURE ISN’T.

One of the biggest financial mistakes salary earners make is treating the arrival of income as proof that their finances are under control.

It isn't.

A salary gives you income.

FINANCIAL INTELLIGENCE teaches you what to do with it.

You must know where your salary is going before it arrives.

You must distinguish between your needs, obligations, commitments, lifestyle and future.

You must budget.

You must save deliberately.

You must manage debt carefully.

You must create financial breathing space.

And you must make sure that every month is doing something for your future—not merely financing your present.

Because the goal of a salary is not simply to survive from payday to payday.

THE GOAL IS TO TURN INCOME INTO FINANCIAL CAPACITY.

If you earn a salary, you need more than a payslip.

You need a financial system.

— Apostle WILBERFORCE TA JEFFREYS
THEOPHILUS JEFFREYS

THE 3 A RULES MONEY OBEYS.

Money does not only need to be earned. It needs to be properly managed after it arrives.

Because the real question is not only, “Do you have money?”

The deeper questions are:

WHERE IS THE MONEY?
HOW EASILY CAN YOU REACH IT?
AND CAN YOU ACCOUNT FOR WHAT YOU HAVE DONE WITH IT?

That is where the 3 A Rules come in:

AVAILABILITY.
ACCESSIBILITY.
ACCOUNTABILITY.

When money is AVAILABLE, it should have an ASSIGNMENT.

When money is ACCESSIBLE, it should have a REGULATED PLAN.

And when money is not ACCOUNTED FOR, it becomes vulnerable to waste, impulse and unnecessary spending.

This is where many people lose money.

Not because they don't earn enough.

But because the money they have is available without assignment, accessible without regulation, and unaccountable without proper tracking.

EVERY AVAILABLE CEDI SHOULD HAVE A PURPOSE.

Every accessible cedi should have boundaries.

And every cedi should be traceable.

Financial intelligence is not simply knowing how to make money.

It is knowing how to CONTROL, DIRECT and ACCOUNT FOR the money that comes into your hands.

Learn the 3 A Rules.

Your money will behave differently when you do.

— Apostle WILBERFORCE TA JEFFREYS
THEOPHILUS JEFFREYS

YOUR EMOTIONS ARE WORKING WITH YOU — OR AGAINST YOU.

You can have the qualifications, the experience and the technical competence and still become difficult to work with.

Because the workplace does not only test what you know.

IT TESTS HOW WELL YOU MANAGE YOURSELF.

How do you receive correction?

How do you handle pressure?

Can you disagree without becoming disrespectful?

Can you separate feedback from personal attack?

Can you control your response when you are angry?

Can you work with people you don't naturally like?

This is where emotional intelligence becomes more than a soft skill.

It becomes WORKPLACE INTELLIGENCE.

A person who cannot regulate themselves will eventually make their emotions everybody else's problem.

Your emotional maturity affects your communication, leadership, productivity, relationships, decision-making and ultimately the kind of environment you create around yourself.

At work, competence may get you noticed.

BUT EMOTIONAL INTELLIGENCE OFTEN DETERMINES HOW FAR PEOPLE CAN TRUST YOU WITH RESPONSIBILITY.

Learn the work.

But learn yourself too.

— Apostle WILBERFORCE TA JEFFREYS
THEOPHILUS JEFFREYS

This Is One Of The Sins You Commit Against M@ney 💰
By
Apostle Theophilus Jeffreys

Apostle Wilberforce T A Jeffreys 2 John Sosu Prince FTV

YOUR RELEVANCE IS HIDING INSIDE SOMEBODY’S PROBLEM.

We are often taught to look at problems as things to escape.

But there is another way to see them.

A problem is often a marketplace of relevance.

Somebody has a problem.

Somebody else has the knowledge, skill, product, experience or capacity to solve it.

THAT IS WHERE VALUE BEGINS.

The mechanic needs cars with problems.

The electrician needs electrical problems.

The lawyer needs legal problems.

The doctor needs health problems.

The consultant needs organizational problems.

The business owner needs customer problems worth solving.

The world is full of problems.

And therefore, the world is full of opportunities for people who can solve them.

This is one of the mechanics of relevance:

THE MORE SIGNIFICANT THE PROBLEM YOU CAN SOLVE, THE MORE SIGNIFICANT YOUR VALUE CAN BECOME.

So perhaps the better question is not:

“What can I do?”

Ask:

“WHAT PROBLEM CAN I SOLVE?”

And even deeper:

“WHOSE PROBLEM AM I WILLING TO SOLVE?”

Because the person whose problem you solve determines the value you can potentially create, the market you enter and, often, the money that follows your solution.

Everybody is solving something.

The question is whether you have discovered what you can solve exceptionally well.

Don't waste your entire life wishing that problems would disappear.

Learn to read them.

Study them.

Understand them.

Develop the capacity to solve them.

Because your relevance may be sitting inside the very problem you have been trained to fear.

PROBLEMS MAKE SKILLS RELEVANT.

PROBLEMS MAKE EXPERTISE VALUABLE.

PROBLEMS CREATE MARKETS.

And as long as humanity has needs, there will always be room for problem solvers.

Don't just complain about the problem.

BECOME RELEVANT TO IT.

— Apostle WILBERFORCE TA JEFFREYS
THEOPHILUS JEFFREYS

DON’T JUST WATCH THE EXCERPTS.
Go back to the full conversation.
Somewhere in that conversation may be a financial lesson you needed three years ago.
And perhaps even more urgently, one you need today.
— Apostle WILBERFORCE TA JEFFREYS
THEOPHILUS JEFFREYS