Company Debt Ltd

📉 UK company insolvencies rose again in April 2026.

The latest figures show 2,085 company insolvencies in England and Wales, up 2% on March and 3% year-on-year. CVLs remain the dominant procedure, making up 72% of the total, while compulsory liquidations were up 19% on the previous month.

We’ve created a new UK Insolvency Statistics page to track the data clearly each month, including:

📊 headline insolvency figures
📈 insolvency rates over time
🏢 procedure breakdowns
🔎 sector trends

For directors, advisers, journalists, and anyone tracking the health of UK businesses, it’s designed to make the official data easier to understand and use.

Explore the latest update here: https://www.companydebt.com/uk-insolvency-statistics/

UK Company Insolvency Statistics: April 2026 Update | 2026 0 cards reviewed · Independently assessed · Rates verified 19 May 2026

💡 Struggling with debt—or know a director who is? Let’s talk solutions.

Navigating financial pressure can feel isolating, especially when as a company director you’re balancing personal guarantees, business liabilities and your own wellbeing. That’s why it’s so powerful to see the new guide from Company Debt: “Debt Charities in the UK”.

In this article, you’ll discover:
✅ What debt charities are and how they operate.
✅ Why directors in particular are turning to them for help
✅ A breakdown of trusted, free-to-client support options: Citizens Advice, Stepchange UK, National Debtline, Business Debtline and more.
✅ Practical prep-steps for when you’re ready to reach out.
✅ A genuine focus on supporting mental health and vulnerability in the debt-advice world.

💬 If you’re a director facing overlapping business & personal debt, this article could be a lifeline. It shows that help does exist—and not just debt-restructuring firms, but charitable, regulated organisations dedicated to impartial advice.

👉 Read the full guide here: https://lnkd.in/eJAf3_p5

🔁 Feel free to share with anyone in your network who might be quietly wrestling with debt. .A simple share could make all the difference.

Let’s keep the conversation open and stigma-free. You don’t have to go it alone.

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💔 The grant didn’t come through.
💧 The reserves are drying up.
💬 And now staff are asking if their jobs are safe.

If you work in a charity or non-profit, this moment hits hard — and fast.

⚠️ Insolvency isn’t something you ever planned for.
But it’s more common than you think — and ignoring it is the biggest risk of all.

📘 Our guide, "Charity & Non-Profit Insolvency in the UK", walks you through:
🔹 The overlooked warning signs most boards miss
🔹 The legal duties every trustee needs to act on — now
🔹 What recovery looks like — from restructure to closure
🔹 How to protect your reputation, your beneficiaries — and yourself

If you're a leader, trustee, or volunteer staring down financial uncertainty — this guide could change everything.

👉 Read it now.
🛡️ Protect what matters.

https://www.companydebt.com/charity-non-profit-insolvency/

🚨 You can shut your company down — and still get sued 3 years later.
That’s the part no one tells you.

You think it’s over.

📄 You file the forms.
👋 You move on.

But if you had outstanding liabilities — HMRC or a creditor can object.
⚖️ Even after dissolution, your company can be restored by court order.
💸 Meaning the debts? They come back to life.

Here’s what most directors don’t know:
✅ Strike off is only for solvent companies — if you owe money, it’s not a safe exit
✅ You can’t escape director liability just by dissolving
✅ Liquidation, strike off, or another route? Choosing the wrong one can be costly
✅ Once filed, you’re still not immune — objections can stall or reverse everything

❓ Thinking of closing your company?

Before you do:
🔎 Ask yourself → Are there any unresolved liabilities?

If yes, strike off could put you at personal risk.

If you’re trying to exit cleanly, protect yourself legally, and avoid nasty surprises...

📘 This guide is essential reading:
https://www.companydebt.com/company-strike-off-and-dissolution/
Let’s make sure the end really is the end.

Company Strike Off and Dissolution Explained: UK Process, Requirements & Alternatives In the UK, "strike off" and "dissolution" refer to the process and outcome of removing a company from the Companies House register, effectively ceasing

Business failure isn’t a headline. It’s a signal.
And this one’s flashing red.

In the 12 months to July 2025, 1 in every 190 UK companies entered formal insolvency.

That’s not noise — that’s a pattern.
But here’s the real kicker:
🧊 That’s still less than half the 2008–09 crisis level.
📉 In Northern Ireland, company failures actually dropped 30%.
🔨 Retail, hospitality, and construction are carrying the heaviest load.

So what’s going on? Is this resilience?
Or are we just bracing for a bigger wave?

If you’re running a business, leading a team, or investing in UK companies —
this data matters.

Because the story isn't just about failure.
It's about the pressure building beneath the surface.

👉 Want the full breakdown by sector, region, and trend drivers?
Here’s where to start https://lnkd.in/eC65nh9c

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🚨 Important Notice for Company Directors: The Window for MVLs is Closing Soon 🚨

Rumours are circulating that the new government may be planning significant changes to Capital Gains Tax (CGT), potentially impacting Business Asset Disposal Relief (formerly Entrepreneurs' Relief).

If you’re considering closing down your solvent business using a Members’ Voluntary Liquidation (MVL), now is the time to act.

🔍 What’s at Stake?
Currently, distributions during an MVL are taxed as capital gains at 20%, but by using Business Asset Disposal Relief (BADR), you could reduce this to just 10%. This relief applies up to a lifetime limit of £1 million in gains.

However, with the Autumn Budget scheduled for 30th October 2024, changes to CGT could come into effect immediately, making it crucial to act fast. Directors who delay may lose out on the significant tax savings currently available through BADR.

Why Wait? By starting the MVL process now, you ensure that you take advantage of the current tax rules and save on your CGT before any changes come into effect.

For more information or to discuss how to get started, contact the Company Debt team today on 0800 074 6757 for expert advice.

🕒 Time is of the essence – don’t miss out on this opportunity!

🔍 New Insights on Business Insolvency in England & Wales 🚨

In a startling trend, 1 in 180 companies in England and Wales faces insolvency, approaching levels seen during the 2008-09 recession.

📉 The construction industry is the hardest hit, with 4,401 cases reported. Is your business prepared to navigate these challenging times? 🏗️

👉 https://www.companydebt.com/one-in-180-companies-in-england-and-wales-faces-insolvency/



🔗📊💼

⚠️🚲 The UK cycling industry faces significant challenges, with a 5% decline in mechanical bike sales in 2023.

Economic pressures, supply chain disruptions, and changing consumer behaviors contribute to this decline.

📉 High-profile insolvencies, like Mercian Cycle and Wiggle Chain Reaction, highlight the industry's struggles.

The Bicycle Association's new manifesto proposes policies such as e-bike subsidies and zero VAT on children's cycles to rejuvenate the market.

🔗 https://bit.ly/3xkLCMu

British Cycle Sales Hit 39 Year Low After record highs during the pandemic, as people purchased bikes to avoid public transport and keep themselves healthy, UK cycling now appears to be in

🛑 Facing Financial Pressure? You're Not Alone. 🛑

Dealing with creditors can sometimes feel like navigating through a storm. But what happens when that storm threatens the very existence of your company with the prospect of liquidation?

Our latest article is here to offer a beacon of hope. 🌈🛠️

This comprehensive guide is packed with actionable strategies and legal insights. From negotiating with creditors to exploring formal insolvency procedures, we cover all the bases to help you safeguard your company's future. 🏢💼

Understanding your rights and options is the first step toward turning the tide



👉 Dive deeper into survival strategies

How Can I Stop a Creditor Putting My Company into Liquidation? Stopping a Creditor from Initiating the Liquidation Process As a director, facing the threat of your company being pushed into liquidation by a creditor

Exploring the Why and How of Government Borrowing 📈

Navigating through the fiscal dynamics, the government's dance between spending and income reveals a complex but vital mechanism of borrowing. This isn't merely about filling gaps; it's a strategic play to bolster the economy, fund infrastructural projects, and manage the delicate balance of taxation and spending. 🚀💼

With a yearly maneuvering of over £1 trillion, the decisions made today ripple through businesses, employment, and public services. In an era where the UK's borrowing hit £130.1bn in 2022-23, understanding the implications of this debt, especially in the face of rising interest rates and inflation, is crucial for future sustainability and growth.

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How much money is the UK government borrowing, and does it matter? How does government borrowing work, and how and when is the money paid back?