Holder & Combes Accounting

📈 A trend we're seeing in 2026

The number of conversations about succession planning is increasing.

Not necessarily because owners are ready to sell.

But because they're starting to think about what comes next.

Whether that's retirement, an exit, or passing the business to the next generation.

The earlier those conversations start, the more options tend to be available.

Alert for sole traders and landlords: new income thresholds mean more people will need to join Making Tax Digital soon. It's essential to check your latest self-assessment and be ready. Want to know what this means for you? Read on to find out why it matters.

Further registration for Making Tax Digital - Holder & Combes Accounting Making Tax Digital (MTD) for Income Tax is being rolled out in stages for sole traders and landlords who complete self-assessment returns. Liability to register depends on the

Alert: Missing years on your National Insurance record could impact your State Pension. Could topping up with voluntary contributions be worth it? Find out why you should check your NI credits and pension forecast before deciding. Read on to see if this applies to you.

When to consider voluntary National Insurance - Holder & Combes Accounting Many people are unaware that gaps in their National Insurance (NI) record can affect their entitlement to the State Pension and certain state benefits. In some cases, it may be

Alert for property owners: If you hold high-value UK homes through companies or certain partnerships, you could be facing a tax charge based on the property's worth. Curious to see where your property fits in? Read on to discover the current thresholds and what this means for you.

Who is liable to pay ATED? - Holder & Combes Accounting The Annual Tax on Enveloped Dwellings (ATED) is a charge that applies to certain high-value residential properties held by non-natural persons (NNPs). It is designed to ensure that

Alert: Selling property abroad could mean unexpected UK tax charges. Whether you're gifting, selling, or transferring ownership, understand your Capital Gains Tax duties. It's not just the UK to think about. The other country's taxes might bite too. Find out why these rules could affect you and what costs can reduce your tax bill. Read on to get ahead before you make a move!

Tax when selling overseas property - Holder & Combes Accounting UK residents are generally liable to Capital Gains Tax (CGT) when they dispose of overseas property at a gain. A disposal includes selling, gifting, or otherwise transferring

Tax rules for selling on platforms like eBay and Airbnb have shifted. Find out what it means for your sales and when tax really applies. Read on to stay informed!

A reminder of the tax rules for online sellers - Holder & Combes Accounting A reminder that the tax rules for how online platforms report seller information to HMRC changed on 1 January 2024. Digital platforms such as eBay, Vinted and Airbnb are required

Alert for the self-employed: Did you know that everyday business costs could slash your tax bill? Find out what expenses might qualify to ease your finances. Read on to see if you're missing out.

Allowable expenses for the self-employed - Holder & Combes Accounting If you are self-employed, claiming all of your allowable business expenses can significantly reduce your tax bill. For example, if your business turnover is £40,000 and you have

High earners, have you checked if the High Income Child Benefit Charge affects your family? It could impact your Child Benefit payments in ways you might not expect. Find out why staying informed matters to keep your finances on track. Read on to see if this applies to you.

Are you affected by the High Income Child Benefit Charge? - Holder & Combes Accounting Families claiming Child Benefit should be aware of the High Income Child Benefit Charge (HICBC), which can apply when one member of the household has a higher income. The charge

📈 A trend we're seeing in 2026

We're having more conversations with business owners about how they take money from their company.

For years, the answer was often fairly straightforward.

Salary up to a certain level, then take the rest as dividends.

Now, the conversation is becoming much more nuanced.

With dividend tax rates higher than they once were, we're seeing more business owners asking whether a higher salary could actually make more sense for them.

There isn't a one-size-fits-all answer.

But it's a good example of why strategies that worked a few years ago shouldn't simply be left on autopilot.

Are you reviewing your remuneration strategy regularly, or still using the same approach you adopted years ago?

Pension tax relief could boost your retirement pot by up to 45%! Curious about how tapping into your allowances today might pay off tomorrow? Find out why tax benefits matter now.

Pension tax relief and allowances - Holder & Combes Accounting Pensions remain one of the most tax-efficient ways to save for retirement, due to a range of tax reliefs and allowances that can help boost retirement savings. One of the key