Ronke Odewumi

A new month is coming, so this is a good time to keep your financial momentum steady.

Sometimes progress is easy to measure. Other times it feels less visible, especially when things are done quietly and consistently.

What matters is staying consistent with the systems you have set in place and continuing with them into the next month.

Keep going with what you have started.

Successful investing isn’t about doing everything.

It’s about doing the right things consistently.

These are simple principles, but they’re also the ones most people ignore.

There will always be trends and distractions, but investing rewards patience, not speed.

If you get these right, you’re already on the right path.

You don’t need a credit card to have a good credit score.
A strong score is built on consistency, not borrowing.

Do this instead:
1. Get on the electoral roll
2. Pay every bill on time
3. Set up direct debits
4. Keep your details stable (address, bank, etc
5. Avoid repeated credit checks on your profile in a short space of time.

Missed payments will hurt you faster than no credit card ever will.
If you can’t manage consistency, adding debt won’t fix it.
Save this and fix your foundations first.

I hope this answers some of your confusion.

A lot of people want to start investing, but they’re stuck on the small things:
Where do I begin?
What do I need?
Am I doing this the right way?

So instead of overcomplicating it, this breaks down the basics you actually need to know before you start.
Start here.

These 5 purchases are no regret purchases for me and Im sharing them with you.
Comment 'buy' for the link to an affordable electric toothbrush.

Whats that thing you think is worth spending on?