Corey Cook - Independent Financial Planner - Octo Financial Planning Ltd

Edition 50 of our Newsletter has been released.

https://linktr.ee/coreycookifa

Edition 49 of our client newsletter has been published. Highlights:

* Bonds are becoming more attractive again. With inflation easing and interest rates expected to fall, government bonds are well placed to provide a reliable income and play a stabilising role within diversified portfolios. This does not necessarily mean a portfolio comprised solely of UK government debt.

* Inheritance tax planning is increasingly important. From April 2027, unused pension funds will form part of your estate for inheritance tax. Reviewing wills, pension beneficiary nominations, and protection arrangements now can help reduce future tax liabilities. Not having a plan will only enrich HM The Treasury, rather than your loved ones or the causes you care about.

* AI investment brings opportunity and risk. Significant spending by major technology companies on artificial intelligence could support long-term growth, but high valuations reinforce the importance of diversification and disciplined portfolio construction.

My latest newsletter is now available which you can view here

https://www.octofp-cc.com/info/edition-48-client-newsletter

I have just written this new article. As Financial Planners, my colleagues and I meet with clients who have never given much thought before about when they will retire and what their life will be like at that stage. When we ask about what age they plan to retire, often clients say things like ‘I think my pension age is 67 now, but who knows!’. People often have a vague idea of when their state pension age is and have not given much thought to what they will do after retirement or what their lives will be like. To read the article click https://www.octofp-cc.com/info/successful-retirement-planning

Why join a gym when you can join a 'divot party'? Members of helping repair our fairways. Nice to see the community coming together.

Pension review and then helping with a kitchen install for . Just another day in the life of me.

I had a visitor today