Hayes Accountants and Tax Consultants.

📬 Received an HMRC Simple Assessment letter? Don't ignore it.

If a Simple Assessment arrives through your letterbox, it means HMRC believes you owe tax and has calculated the amount for you. Many people are unsure why they've received one, whether the calculation is correct, or what they need to do next. Ignoring the letter could lead to interest charges or further action, so it's important to review it carefully.

At Hayes Chartered Certified Accountants and Tax Consultants, We help individuals across the UK understand their HMRC Simple Assessment, check whether the figures are accurate, explain your options, and assist if you believe the assessment is incorrect or need help making payment arrangements. Whether you're a pensioner, employee, landlord, or someone with multiple income sources, our experienced tax advisers are here to help.

📞 Received a Simple Assessment? Get professional advice before you act.
📞 020 8646 0800
📲 WhatsApp: 07429 584191
🌐 hayes-accountants.co.uk

Are you a self-employed worker in the UK construction industry? If your contractor deducts tax at source under the Construction Industry Scheme (CIS) — at 20% or even 30% — there is a very good chance you are owed a tax refund from HMRC. Most CIS subcontractors overpay tax throughout the year because their deductions do not account for allowable business expenses, and the only way to reclaim the overpayment is through a CIS Self Assessment tax return.

Common allowable CIS expenses include tools and equipment, work clothing and PPE, vehicle and travel costs, mobile phone bills, and subcontractor costs you pay out yourself. Once these are properly deducted from your income, many CIS workers find their actual tax liability is far lower than what was deducted — often resulting in a refund of £1,000 to £3,000 or more from HMRC.

Hayes Chartered Certified Accountants and Tax Consultants offers CIS tax returns at a flat fee — One of the most competitive prices in the UK. We prepare your return, calculate all eligible expenses, and submit to HMRC on your behalf, typically securing your refund within 4–8 weeks. No hidden fees. No percentage cuts of your refund.

If you have been working under CIS for the past year, you probably have money coming back to you. Call 020 8646 0800 or visit hayes-accountants.co.uk/ and get your CIS refund started today.

❄️ What Most Taxpayers Never See Could Save Them Thousands
At first glance, the 31 July HMRC Payment on Account deadline looks simple—pay 50% of last year's Self Assessment tax bill and move on. But what many self-employed professionals, landlords, freelancers, sole traders, and business owners across the UK don't realise is that there's far more beneath the surface. If your income has fallen since last year, you could be eligible to reduce your Payment on Account, potentially saving hundreds or even thousands of pounds. Hayes Chartered Certified Accountants and Tax Consultants helps clients review their financial position, calculate the correct amount, and submit reduction claims to HMRC before the deadline—So you only pay what you genuinely owe.
Based in Hayes, London, we provide trusted online accounting and tax services throughout the UK, supporting clients in London, Birmingham, Manchester, Bristol, Leeds, Liverpool, Glasgow, Edinburgh, Cardiff, Plymouth, Exeter, Torquay, Devon, and beyond. Whether you need help with Self Assessment Tax Returns, Payment on Account calculations, landlord tax, Capital Gains Tax, Corporation Tax, VAT Returns, Payroll, Bookkeeping, or Tax Planning, our experienced accountants deliver proactive advice that keeps you compliant while helping you legally minimise your tax bill.
Don't assume HMRC's default figure is the right one. Let our specialists uncover the tax-saving opportunities hidden beneath the surface. Book your FREE 15-minute consultation today and discover why businesses, landlords, and self-employed professionals across the UK trust Hayes Chartered Certified Accountants and Tax Consultants for reliable, fixed-fee accounting and tax advice.
📞 020 8646 0800
📲 WhatsApp: 07429 584191
🌐 hayes-accountants.co.uk
💼 Our Specialist Services
✔ Self Assessment Tax Returns
✔ HMRC Payment on Account Reviews
✔ Reduce Payment on Account Claims
✔ Tax Planning & Advisory
✔ Corporation Tax Returns
✔ Payroll & PAYE Services
✔ VAT Returns & Making Tax Digital (MTD)
✔ Landlord & Property Tax
✔ Holiday Let (FHL) Tax Advice
✔ Capital Gains Tax (CGT)
✔ Bookkeeping & Cloud Accounting
✔ Limited Company Accounts
HMRC Payment on Account • 31 July Payment on Account • Reduce Payment on Account • Self Assessment Tax Return • Chartered Accountants UK • Online Accountants UK • Tax Advisors UK • Accountants in London • Accountants in Plymouth • Accountants in Exeter • Accountants in Devon • Accountants in Torquay • Self Employed Accountant • Freelancer Accountant • Sole Trader Accountant • Landlord Accountant • Property Tax Advisor • Capital Gains Tax Advice • Corporation Tax Accountant • HMRC Tax Planning • UK Tax Consultants • Fixed Fee Accountants • Cloud Accounting UK
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❄️ What Most Taxpayers Never See Could Save Them Thousands

At first glance, the 31 July HMRC Payment on Account deadline looks simple—pay 50% of last year's Self Assessment tax bill and move on. But what many self-employed professionals, landlords, freelancers, sole traders, and business owners across the UK don't realise is that there's far more beneath the surface. If your income has fallen since last year, you could be eligible to reduce your Payment on Account, potentially saving hundreds or even thousands of pounds. Hayes Chartered Certified Accountants and Tax Consultants helps clients review their financial position, calculate the correct amount, and submit reduction claims to HMRC before the deadline—So you only pay what you genuinely owe.

Based in Hayes, London, we provide trusted online accounting and tax services throughout the UK, supporting clients in London, Birmingham, Manchester, Bristol, Leeds, Liverpool, Glasgow, Edinburgh, Cardiff, Plymouth, Exeter, Torquay, Devon, and beyond. Whether you need help with Self Assessment Tax Returns, Payment on Account calculations, landlord tax, Capital Gains Tax, Corporation Tax, VAT Returns, Payroll, Bookkeeping, or Tax Planning, our experienced accountants deliver proactive advice that keeps you compliant while helping you legally minimise your tax bill.

Don't assume HMRC's default figure is the right one. Let our specialists uncover the tax-saving opportunities hidden beneath the surface. Book your FREE 15-minute consultation today and discover why businesses, landlords, and self-employed professionals across the UK trust Hayes Chartered Certified Accountants and Tax Consultants for reliable, fixed-fee accounting and tax advice.

📞 020 8646 0800
📲 WhatsApp: 07429 584191
🌐 hayes-accountants.co.uk

💼 Our Specialist Services

✔ Self Assessment Tax Returns
✔ HMRC Payment on Account Reviews
✔ Reduce Payment on Account Claims
✔ Tax Planning & Advisory
✔ Corporation Tax Returns
✔ Payroll & PAYE Services
✔ VAT Returns & Making Tax Digital (MTD)
✔ Landlord & Property Tax
✔ Holiday Let (FHL) Tax Advice
✔ Capital Gains Tax (CGT)
✔ Bookkeeping & Cloud Accounting
✔ Limited Company Accounts

HMRC Payment on Account • 31 July Payment on Account • Reduce Payment on Account • Self Assessment Tax Return • Chartered Accountants UK • Online Accountants UK • Tax Advisors UK • Accountants in London • Accountants in Plymouth • Accountants in Exeter • Accountants in Devon • Accountants in Torquay • Self Employed Accountant • Freelancer Accountant • Sole Trader Accountant • Landlord Accountant • Property Tax Advisor • Capital Gains Tax Advice • Corporation Tax Accountant • HMRC Tax Planning • UK Tax Consultants • Fixed Fee Accountants • Cloud Accounting UK

Landlord Taxation Services in UK — What Property Owners Need to Know
Being a landlord in the UK in 2026 comes with a growing web of tax obligations — and the rules have changed significantly in recent years. From the restriction on mortgage interest tax relief (Section 24) to new MTD for Income Tax requirements being phased in for landlords, staying compliant has never been more complex or more critical.
At Hayes Chartered Certified Accountants and Tax Consultants, we provide specialist landlord accounting and taxation services. Our services cover rental income reporting on your Self Assessment tax return, Section 24 mortgage interest calculations, landlord allowable expenses, Furnished Holiday Lettings (FHL) rules, Capital Gains Tax (CGT) on property disposals, and Stamp Duty Land Tax (SDLT) planning.
We also help landlords prepare for Making Tax Digital for Income Tax Self Assessment (MTD ITSA), which will apply to landlords with rental income above £50,000 from April 2026. Getting your digital records in place now — using cloud accounting software — is no longer optional. It's a legal requirement for qualifying landlords.
Whether you own one property or a large portfolio, Hayes CCA has a landlord accounting package built for your situation.
Visit hayes-accountants.co.uk or call 020 8646 0800 to get started today with a free 15-minute consultation.

Landlord Taxation Services in UK — What Property Owners Need to Know

Being a landlord in the UK in 2026 comes with a growing web of tax obligations — and the rules have changed significantly in recent years. From the restriction on mortgage interest tax relief (Section 24) to new MTD for Income Tax requirements being phased in for landlords, staying compliant has never been more complex or more critical.

At Hayes Chartered Certified Accountants and Tax Consultants, we provide specialist landlord accounting and taxation services. Our services cover rental income reporting on your Self Assessment tax return, Section 24 mortgage interest calculations, landlord allowable expenses, Furnished Holiday Lettings (FHL) rules, Capital Gains Tax (CGT) on property disposals, and Stamp Duty Land Tax (SDLT) planning.

We also help landlords prepare for Making Tax Digital for Income Tax Self Assessment (MTD ITSA), which will apply to landlords with rental income above £50,000 from April 2026. Getting your digital records in place now — using cloud accounting software — is no longer optional. It's a legal requirement for qualifying landlords.

Whether you own one property or a large portfolio, Hayes CCA has a landlord accounting package built for your situation.

Visit hayes-accountants.co.uk or call 020 8646 0800 to get started today with a free 15-minute consultation.

📍 From Plymouth to Torquay – Expert Accountants You Can Count On

Looking for trusted accountants in Plymouth, accountants in Exeter, accountants in Torquay, or experienced accountants in Devon? Hayes Chartered Certified Accountants and Tax Consultants delivers expert online accounting and tax services across the UK, helping businesses, landlords, holiday let owners, contractors, freelancers, sole traders, and limited companies stay compliant while maximising tax efficiency. Although we're proudly based in Hayes, London, our cloud-based accounting solutions allow us to support clients throughout Plymouth, Exeter, Torquay, Devon, and every corner of the UK with the same personal service and expert advice.

Whether you need Self Assessment Tax Returns, Corporation Tax, Bookkeeping, Payroll & PAYE, VAT Returns, Limited Company Accounts, Capital Gains Tax, CIS Returns, or specialist Holiday Let (FHL) Tax Advice, our ACCA-qualified accountants provide proactive, HMRC-compliant solutions tailored to your business. With fixed fees, modern cloud accounting, and year-round support, Hayes is the trusted choice for businesses searching for reliable accountants near Plymouth, Exeter, Torquay, or anywhere in Devon.

⭐⭐⭐⭐⭐ Trusted by clients across Devon and the UK

💼 Our Accounting & Tax Services

✅ Self Assessment Tax Returns
✅ Limited Company Accounts
✅ Corporation Tax Returns
✅ Bookkeeping & Cloud Accounting
✅ Payroll & PAYE
✅ VAT Returns & Making Tax Digital (MTD)
✅ Holiday Let (FHL) Tax Advice
✅ Capital Gains Tax (CGT)
✅ Business Tax Planning
✅ Xero, QuickBooks & FreeAgent Support
✅ Company Formation
✅ Online Accounting Services Across the UK

📍 Serving: Plymouth • Exeter • Torquay • Devon • Hayes • London • Across the UK

🌐 Learn more: https://hayes-accountants.co.uk/plymouth-devon-exeter-torquay/



Accountants in Plymouth | Plymouth Accountants | Accountants in Exeter | Exeter Accountants | Accountants in Torquay | Torquay Accountants | Accountants in Devon | Devon Accountants | Tax Advisors Plymouth | Tax Advisors Exeter | Tax Advisors Torquay | Holiday Let Accountant | Online Accountants UK | Chartered Certified Accountants | Payroll Services UK | VAT Returns | Self Assessment | Corporation Tax | Bookkeeping Services | HMRC Tax Advisors | Small Business Accountant UK | Property Tax Accountant | FHL Tax Advice

⭐⭐⭐⭐⭐
Trusted by Holiday Let Owners Across Devon & the UK

"We own three holiday cottages in the South Hams and the FHL rule changes had us completely confused. Hayes reviewed everything, explained exactly what changed, and restructured our tax position brilliantly. Genuinely couldn’t have managed without them." – Caroline W., Holiday Let Owner, South Hams, Devon

Whether you're searching for accountants in Plymouth, accountants in Exeter, accountants in Torquay, accountants in Devon, or a trusted UK online accountant, Hayes Chartered Certified Accountants and Tax Consultants is here to help. Although we're proudly based in Hayes, London, we provide 100% online accounting and tax services across the UK, supporting individuals, landlords, holiday let owners, freelancers, contractors, startups, and limited companies with expert advice, fixed-fee pricing, and HMRC-compliant solutions.

From navigating the latest Furnished Holiday Let (FHL) tax changes to managing day-to-day bookkeeping, payroll, VAT, company accounts, self-assessment tax returns, corporation tax, capital gains tax, and tax planning, our experienced team delivers proactive support wherever you're based. Whether you're in Plymouth, Exeter, Torquay, Devon, or anywhere else in the UK, you'll receive professional advice, secure online service, and dedicated accountants committed to helping your business grow while keeping your tax affairs fully compliant.

✅ Our Services
• Self Assessment Tax Returns
• Limited Company Accounts
• Corporation Tax Returns
• Bookkeeping Services
• Payroll & PAYE
• VAT Returns & Making Tax Digital (MTD)
• Tax Planning & Advisory
• Holiday Let (FHL) Tax Advice
• Capital Gains Tax (CGT)
• CIS Tax Returns
• Business Start-up Support
• Xero, QuickBooks & FreeAgent Accounting
• Online Accounting Services Across the UK

📞 Ready to simplify your accounting? Get in touch with Hayes Chartered Certified Accountants today and discover why businesses and property owners across the UK trust us with their finances.

https://hayes-accountants.co.uk/plymouth-devon-exeter-torquay/

Are You Paying More Dividend Tax Than You Need To? Most UK Business Owners Don't Realise This...

If you're a limited company director, shareholder, contractor, or investor , understanding how UK Dividend Tax works could save you from unexpected tax bills. With dividend allowances, tax bands, and HMRC rules changing over recent years, many people are paying more tax than necessary simply because they don't know the latest rules. Learn how dividends are taxed, what allowances are available, and the smartest ways to stay tax-efficient.

Our latest guide covering dividend tax rates, allowances, common mistakes, and practical tax-saving tips to help you keep more of your hard-earned profits. Whether you're planning your income or preparing for your next tax return, this is essential reading. Read the full guide through the link in the comments.

Link in comment

Payroll & PAYE for Small Business UK 2026: Complete Guide — Setup, RTI, Deadlines
Link on comment "
Taking on your first employee is one of the most exciting moments for any UK small business — and one of the most administratively demanding. Before you pay them a single penny, you need to register as an employer with HMRC, set up payroll software, understand tax codes, deduct the right amounts of income tax and National Insurance, submit a Full Payment Submission before every payday, and pay HMRC by the 22nd of the following month. Get any of this wrong and HMRC’s automatic penalty system starts charging you from the first default.
And from April 2026, the rules changed significantly. Employer NI rose from 13.8% to 15%, the employer NI threshold fell from £9,100 to £5,000 per year, Statutory Sick Pay became payable from day one of absence (removing the 3-day waiting period), and paternity leave became a day-one employment right. These changes affect the cost of every employee and the obligations of every employer.
This complete 2026 guide from Hayes Chartered Certified Accountants and Tax Consultants UK covers everything you need to set up and run payroll correctly as a UK small business — from HMRC registration and RTI to auto-enrolment, year-end P60s, and the April 2026 employment rights changes.

Payroll & PAYE for Small Business UK 2026: Complete Guide — Setup, RTI, Deadlines

Link on comment "

Taking on your first employee is one of the most exciting moments for any UK small business — and one of the most administratively demanding. Before you pay them a single penny, you need to register as an employer with HMRC, set up payroll software, understand tax codes, deduct the right amounts of income tax and National Insurance, submit a Full Payment Submission before every payday, and pay HMRC by the 22nd of the following month. Get any of this wrong and HMRC’s automatic penalty system starts charging you from the first default.

And from April 2026, the rules changed significantly. Employer NI rose from 13.8% to 15%, the employer NI threshold fell from £9,100 to £5,000 per year, Statutory Sick Pay became payable from day one of absence (removing the 3-day waiting period), and paternity leave became a day-one employment right. These changes affect the cost of every employee and the obligations of every employer.

This complete 2026 guide from Hayes Chartered Certified Accountants and Tax Consultants UK covers everything you need to set up and run payroll correctly as a UK small business — from HMRC registration and RTI to auto-enrolment, year-end P60s, and the April 2026 employment rights changes.

🚨 Self Assessment Tax Return UK 2025/26: The Complete Guide (Updated for the New Tax Year)
Filing your Self Assessment Tax Return in the UK doesn't have to be stressful. Whether you're self-employed, a landlord, freelancer, company director, investor, or earning additional income, understanding the latest HMRC rules for the 2025/26 tax year can help you avoid penalties and keep more of your hard-earned money.
Our comprehensive guide covers:
✅ Who needs to file a Self Assessment Tax Return in 2025/26
✅ Important HMRC deadlines and filing dates
✅ Allowable business expenses and tax reliefs
✅ Common mistakes UK taxpayers make (and how to avoid them)
✅ Tax-saving strategies for freelancers, landlords, and small business owners
✅ Expert tips from ACCA Chartered Certified Accountants
Read the complete guide here Comment.
At Hayes Chartered Certified Accountants and Tax Consultants, We help individuals, sole traders, landlords, contractors, and limited companies across the UK stay compliant, reduce tax liabilities, and file with confidence.
If you're preparing for the 2025/26 tax year, this guide is designed to give you clear, practical advice without the confusing jargon.

🚨 Self Assessment Tax Return UK 2025/26: The Complete Guide (Updated for the New Tax Year)

Filing your Self Assessment Tax Return in the UK doesn't have to be stressful. Whether you're self-employed, a landlord, freelancer, company director, investor, or earning additional income, understanding the latest HMRC rules for the 2025/26 tax year can help you avoid penalties and keep more of your hard-earned money.

Our comprehensive guide covers:

✅ Who needs to file a Self Assessment Tax Return in 2025/26
✅ Important HMRC deadlines and filing dates
✅ Allowable business expenses and tax reliefs
✅ Common mistakes UK taxpayers make (and how to avoid them)
✅ Tax-saving strategies for freelancers, landlords, and small business owners
✅ Expert tips from ACCA Chartered Certified Accountants

Read the complete guide here Comment.

At Hayes Chartered Certified Accountants and Tax Consultants, We help individuals, sole traders, landlords, contractors, and limited companies across the UK stay compliant, reduce tax liabilities, and file with confidence.

If you're preparing for the 2025/26 tax year, this guide is designed to give you clear, practical advice without the confusing jargon.

Looking for accountants for electricians in the UK who actually understand your trade?
⚡ Backed by Numbers. Powered by Experts. ⚡
Hayes Chartered Certified Accountants and Tax Consultants specialise in working with electricians, electrical contractors, and trades businesses across the UK, helping you stay compliant with HMRC while keeping more of what you earn. As trusted electrician tax accountants, we manage CIS returns, VAT, and day-to-day bookkeeping so you can focus on the job, not the paperwork.
Whether you're a sole trader electrician, a limited company contractor, or running a growing electrical business, our team offers tailored tax saving strategies for electricians designed around how the trade actually works — irregular income, materials costs, van expenses, and CIS deductions included. We're recognised CIS and VAT specialists for the construction and electrical sector, ensuring your returns are accurate, on time, and structured to legally minimise your tax bill.
Beyond compliance, we help electricians build better cash flow and long-term financial stability. From forecasting and profit planning to advice on growing your electrical contracting business, Hayes Accountants acts as more than just your accountant — we're a financial partner backed by numbers, helping you plan ahead with full HMRC compliance and peace of mind. If you've searched "best accountants for electricians near me" or "specialist tax accountant for tradesmen UK," this is exactly the support we provide.
Ready to keep more of what you earn?
Speak to a specialist accountant for electricians today on 020 8646 0800,
or visit hayes-accountants.co.uk/accountants-for-electricians to find out how Hayes Chartered Certified Accountants can power your profits.

Looking for accountants for electricians in the UK who actually understand your trade?

⚡ Backed by Numbers. Powered by Experts. ⚡

Hayes Chartered Certified Accountants and Tax Consultants specialise in working with electricians, electrical contractors, and trades businesses across the UK, helping you stay compliant with HMRC while keeping more of what you earn. As trusted electrician tax accountants, we manage CIS returns, VAT, and day-to-day bookkeeping so you can focus on the job, not the paperwork.
Whether you're a sole trader electrician, a limited company contractor, or running a growing electrical business, our team offers tailored tax saving strategies for electricians designed around how the trade actually works — irregular income, materials costs, van expenses, and CIS deductions included. We're recognised CIS and VAT specialists for the construction and electrical sector, ensuring your returns are accurate, on time, and structured to legally minimise your tax bill.

Beyond compliance, we help electricians build better cash flow and long-term financial stability. From forecasting and profit planning to advice on growing your electrical contracting business, Hayes Accountants acts as more than just your accountant — we're a financial partner backed by numbers, helping you plan ahead with full HMRC compliance and peace of mind. If you've searched "best accountants for electricians near me" or "specialist tax accountant for tradesmen UK," this is exactly the support we provide.

Ready to keep more of what you earn?

Speak to a specialist accountant for electricians today on 020 8646 0800,

or visit hayes-accountants.co.uk/accountants-for-electricians to find out how Hayes Chartered Certified Accountants can power your profits.