Gem & Co Financial Services Ltd

https://www.gemfs.co.uk/the-power-of-pension-tax-relief-and-how-it-could-boost-your-retirement-income/

The power of pension tax relief and how it could boost your retirement income - Gem & Co Financial Services Pension tax relief can significantly bolster your future retirement income. Here's why it's worth ensuring you've claimed all you're entitled to.

https://www.gemfs.co.uk/fraudsters-use-crypto-hype-to-scam-investors-out-of-more-than-500000-a-day/

Fraudsters use crypto hype to scam investors out of more than £500,000 a day - Gem & Co Financial Services Fraudsters are developing increasingly sophisticated ways to scam you. Here's how they might use crypto hype to separate you from your hard-earned wealth.

https://www.gemfs.co.uk/guide-7-key-allowances-you-might-want-to-use-before-the-end-of-the-2025-26-tax-year/

Guide: 7 key allowances you might want to use before the end of the 2025/26 tax year - Gem & Co Financial Services The new tax year will start on 6 April 2026, and many of your important allowances and exemptions will reset. Checking whether you could use these valuable allowances before the end of the 2025/26 tax year on 5 April 2026 might help your money go further. Before you make any decisions, ensure tha

This month, our financial planners Elliott and Stuart round off their tax masterclass mini-series, with a deep dive into inheritance tax.

Listen in to hear them discuss:
- What are the current inheritance tax allowances? How can this vary for households?
- How do HMRC classify different types of gifts?
- What strategies are available to legitimately reduce a projected inheritance tax bill?
- Does the seven-year rule mean I can give away all my assets?
- What has changed in recent years?
- How does estate planning tie into your financial plan?

The recording is now available on our website, which can be accessed directly via this link:
https://www.gemfs.co.uk/webinar-tax-masterclass-3-inheritance-tax/

SPARKLING ADDITION TO KICK START 2026 ✨

Cooper Parry Wealth welcomes Gem & Co Financial Services Ltd.

Leading Wimbledon-based independent chartered financial planners, Gem & Co, will continue the journey to create the UK’s best financial planning-led wealth management business as part of Cooper Parry Wealth.

Formed by Managing Director Gareth Rees in 2001, putting pace, value and agility at the heart of every solution, the firm shares CP’s rebellious, ambitious, challenger ethos.

Built on trust, ready to scale and tech enabled, Cooper Parry Wealth is targeting £50m+ revenue by 2028.

We look forward to welcoming Gareth, Elliott Swatton and the team at Gem & Co to Cooper Parry.

We're delighted to be supporting Financial Planning Week, all this week!
Get in touch on 020 8543 0111, email [email protected] or go to https://gemfs.co.uk/contact-us/ to book a free 1-hour consultation with one of our Financial Planners.

Its Financial Planning Week! Planning for all of life’s stages can feel overwhelming – that’s where financial planners can help you, by making things feel simpler.

For UK Financial Planning Week 2026 we are encouraging everyone to think about their finances and learn about the transformative power of financial planning.

As part of the week have a complimentary session with a Certified Financial Planner™ or Accredited Financial Planning Firm, book your session today: https://financialplanning.cisi.org/cisiweb2/wayfinder/wayfinder-search?fpweek=1

https://www.gemfs.co.uk/how-to-improve-your-spending-behaviours/

How to improve your spending behaviours - Gem & Co Financial Services Humans are programmed to act in certain ways, and these behavioural biases can affect your spending behaviours. Read how you can improve your spending habits and ability to reach other goals.

We're delighted to be supporting Financial Planning Week, 26 Jan -1 Feb.

Get in touch on 020 8543 0111, email [email protected] or go to https://gemfs.co.uk/contact-us/ to book a free 1-hour consultation with one of our Financial Planners.

Whatever life stage you are approaching, financial planning can support you. Whether that’s buying a home, travelling the world, retiring comfortably, or supporting children, financial planning helps make it possible.

Take part in the UK Financial Planning Week this January and speak to a financial planner for a free introductory session: financialplanning.cisi.org

https://www.gemfs.co.uk/how-money-causes-anxiety-and-3-tips-to-reduce-it/

How money causes anxiety and 3 tips to reduce it - Gem & Co Financial Services Anxiety can be debilitating, and, for many people, money is a source of stress. Read three tips about how you approach your finances and discover why they could reduce money anxiety.

https://www.gemfs.co.uk/how-cashflow-planning-turns-numbers-into-possibilities/

How cashflow planning turns numbers into possibilities - Gem & Co Financial Services When you’re making financial decisions, it can feel like you’re faced with indecipherable numbers. You might know how much you have in your bank account or pension, but what does the figure mean for your future? Cashflow planning can turn the numbers into possibilities.

https://www.gemfs.co.uk/phasing-into-retirement-5-essential-financial-considerations/

Phasing into retirement: 5 essential financial considerations - Gem & Co Financial Services While phasing into retirement can offer you greater flexibility, it may make your finances more complex. Find out more about five key considerations, like whether you should defer your State Pension or supplement your salary.