Evolution Financial Planning - Female IFAs

It’s easy for your own finances to take a back seat when you’re busy building a business.

That was the position Gill found herself in when she realised that, while she had successfully built her business, she hadn’t given the same attention to her personal finances and pensions.

Here’s what she had to say about working with the EFP team:

“I have known Rebecca for many years having completed some of her online workshops around managing business finances. I have always loved her approach and the fact that her advice is aimed specifically at supporting women and their finances.

I recently became acutely aware that whilst I have successfully set up a business - I haven’t paid much attention to my own personal finances – namely my pensions – I knew I’d a few pots here and there, but I hadn’t been making contributions.

I was introduced to Sandra at Evolution Financial Planning who has been brilliant!!! I wasn’t sure if I should merge my pension or leave them as standalone…. what contributions I should make – the risk factors…. But Sandra guided me expertly through it all. She went above and beyond even making me think about things I hadn’t considered like beneficiaries should anything happen to me.

I am so much happier now, I feel super organised with my finances, I would recommend the EFP team without hesitation.”

Gill Currie
Dunfermline, April 2026

Thank you, Gill, for sharing your experience and for trusting Sandra and the EFP team with your financial planning.

If your personal finances have taken a back seat while you’ve been busy with everything else, a complimentary discovery call is a good place to start: https://evolution-financial-planning.appointlet.com/s/discovery-call

*Disclaimer

A pension is a long-term investment; the fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates, and tax legislation.

The value of investments and any income from them can fall as well as rise, and you may not get back the original amount invested.

Taxation Planning is not regulated by the Financial Conduct Authority.

Evolution Financial Planning is an Appointed Representative of 2plan wealth management Ltd which is authorised and regulated by the Financial Conduct Authority. It is entered on the Financial Services Register under reference 593368. The information contained with this email is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. Registered office: Unit F23, Innovation Centre Medway, Maidstone Road, Chatham, Kent, ME5 9FD. Registered in England and Wales Number: 08117933.

What would you do if you suddenly inherited a significant amount of money?

Pay off the mortgage? Invest it? Add to your pension? Help your children? Or perhaps finally do some of the things you've been putting off?

Receiving an inheritance can change your financial position significantly, but deciding what to do next isn't always straightforward. And as wealth moves from one generation to another, more women are finding themselves responsible for financial decisions they may never have had to make before.

Join Rebecca for EFP's next complimentary webinar:

Generational Wealth Planning
Thursday 17th September 2026
12.00pm

We'll explore what to consider when you receive an inheritance or other significant family wealth, how to make decisions that support your own financial future and how the wealth you receive can fit into your longer-term plans.

We'll also look at what comes next. How might you support the people you care about during your lifetime? And how do you start thinking about the wealth you may eventually pass on to the next generation?

Whether you've recently inherited, expect to receive wealth in the future or are thinking about the legacy you'd like to leave, this session will help you understand the questions worth asking and the options available to you.

Reserve your complimentary place*: https://evolutionfinancialplanning.co.uk/generational-wealth-planning/

*Disclaimer

A pension is a long-term investment; the fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates, and tax legislation.

The value of investments and any income from them can fall as well as rise, and you may not get back the original amount invested.

Taxation Planning is not regulated by the Financial Conduct Authority.

Evolution Financial Planning is an Appointed Representative of 2plan wealth management Ltd which is authorised and regulated by the Financial Conduct Authority. It is entered on the Financial Services Register under reference 593368. The information contained with this email is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. Registered office: Unit F23, Innovation Centre Medway, Maidstone Road, Chatham, Kent, ME5 9FD. Registered in England and Wales Number: 08117933.

Choosing a financial adviser is rarely just about technical expertise. It is about trust, clarity, and knowing that the advice you are receiving genuinely reflects your situation.

“Following the death of my dad, my mum and I sought Rebecca’s expertise to help navigate our family's next chapter. She provided invaluable guidance on inheritance management, pension structures, and long-term financial planning, giving us much-needed clarity during a difficult transition.

Rebecca has advised me on my financial journey for nearly a decade, expertly adapting my strategy as my needs evolved. She has a gift for helping women define their priorities and find market-leading options that align with their values.

Rebecca and her team have consistently provided clear, evidence-based advice that has delivered reliable financial returns year on year.”

If you are looking for advice that feels considered, personal, and aligned with your life, we are always happy to talk.

👉 Book a no fee discovery call: https://evolution-financial-planning.appointlet.com/s/discovery-call

Disclaimer

A pension is a long-term investment; the fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates, and tax legislation.

The value of investments and any income from them can fall as well as rise, and you may not get back the original amount invested.
Taxation Planning is not regulated by the Financial Conduct Authority.

Evolution Financial Planning is an Appointed Representative of 2plan wealth management Ltd which is authorised and regulated by the Financial Conduct Authority. It is entered on the Financial Services Register under reference 593368. The information contained within this post is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Are Buy Now Pay Later schemes a good thing or a bad thing?

There's no doubt they've changed the way we shop.

For some people they're a useful budgeting tool.

For others they've made it much easier to build up debt without realising quite how much they're borrowing.

With the FCA introducing new regulation for Buy Now Pay Later providers, it's a good time to ask the question…

Do Buy Now Pay Later schemes genuinely help people manage their finances, or do they make it too easy to spend money we don't really have?

There probably isn't a right or wrong answer, which is exactly why it's such an interesting discussion.

👇 What's your view?

✅ Mostly a good thing

⚖️ Good if used responsibly

❌ They encourage too much debt

🤔 I'm undecided

Can we talk about the financial side of perimenopause?

We hear a lot about hot flushes, sleepless nights and hormones. What we don't talk about nearly enough is brain fog. Or the days where concentrating feels harder than it should. Or how overwhelming even simple life admin can suddenly feel.

That matters because managing our finances requires mental energy.

• Reviewing pensions.
• Looking at investments.
• Sorting budgets.
• Making important financial decisions.

None of those things become impossible during perimenopause, but they can feel much harder when you're already juggling work, family and everything else life throws at you.

Our founder Rebecca Robertson has explored this in a new article because she doesn’t think we're having this conversation often enough. If you've ever found yourself putting off financial decisions because you simply didn't have the headspace, you're definitely not alone. You can read her latest article here https://evolutionfinancialplanning.co.uk/does-the-menopause-make-you-worse-with-money/

If perimenopause is affecting you and you want to look at your financial planning with a view to reviewing your career, your retirement or look more holistically at lifestyle financial planning, we are here to help. Book a complimentary discovery call and lets see if there is a good fit.

https://evolution-financial-planning.appointlet.com/s/discovery-call

Disclaimer

A pension is a long-term investment; the fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates, and tax legislation.

The value of investments and any income from them can fall as well as rise, and you may not get back the original amount invested.

Taxation Planning is not regulated by the Financial Conduct Authority.

Evolution Financial Planning is an Appointed Representative of 2plan wealth management Ltd which is authorised and regulated by the Financial Conduct Authority. It is entered on the Financial Services Register under reference 593368. The information contained with this post is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. Registered office: Unit F23, Innovation Centre Medway, Maidstone Road, Chatham, Kent, ME5 9FD. Registered in England and Wales Number: 08117933.

Microsoft. Amazon. The BBC. Three household names.

Three organisations that many people would assume are secure places to build a career. Yet all three have announced significant redundancies this year.

Whilst every organisation has its own reasons for restructuring, these headlines are a reminder that redundancy isn't something that only happens to struggling businesses. It can affect almost any industry and often arrives with very little warning.

Preparing financially for redundancy isn't about expecting the worst.

It's about making sure that, if life does take an unexpected turn, you have options rather than panic.

In our latest article, we explore:

• Why redundancy can affect women differently
• The financial questions many people ask after redundancy
• How to build financial resilience before you ever need it
• A practical financial redundancy checklist

If the recent headlines have made you think about your own financial security, we hope you'll find it helpful.

👉 Read the full article here: https://evolutionfinancialplanning.co.uk/redundancy-and-financial-planning-for-women-preparing-for-the-unexpected/

Every summer, Wimbledon reignites the debate around equal prize money.

Should the women's champion receive the same prize money as the men's?

People have strong opinions on both sides and it's a conversation that isn't going away any time soon.

At the very same time, the Women's T20 World Cup has highlighted a very different reality. Whilst the women's game continues to attract bigger audiences, more sponsorship and greater media attention than ever before, many elite female cricketers still need second jobs because playing professionally doesn't yet provide enough financial security on its own.

Those two stories sit side by side rather uncomfortably.

In one sport, we've reached equality in prize money.

In another, some of the world's best players still can't earn a full-time living from the sport they love.

Perhaps that's the real story.

Progress doesn't happen everywhere at the same pace, but the direction of travel is encouraging. Women's sport has never been stronger, investment continues to grow and opportunities are opening up that simply didn't exist a generation ago.

The next challenge is making sure that success on the field translates into long-term financial security off it.

What do you think? Has women's sport reached a turning point, or is there still a long way to go?

More women are building wealth than ever before.

They're running businesses, progressing in their careers, investing, planning for retirement and making financial decisions that previous generations often left to someone else.

But financial independence isn't just about earning more money.

It's about knowing what to do with it.

This Thursday, Rebecca will be hosting our Financial Independence for Women webinar, exploring how to build confidence around money, make informed financial decisions and create a plan that's built around the future you want.

Whether you're just starting your financial journey or looking to make the most of the wealth you've already built, this session is designed to give you practical insights you can use straight away.

📅 Thursday 9 July

🕛 12 noon

🎟️ Reserve your complimentary place today before registrations close.

https://evolutionfinancialplanning.co.uk/financial-independence-for-women/

Disclaimer

A pension is a long-term investment; the fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates, and tax legislation.

The value of investments and any income from them can fall as well as rise, and you may not get back the original amount invested.

Taxation Planning is not regulated by the Financial Conduct Authority.

Evolution Financial Planning is an Appointed Representative of 2plan wealth management Ltd which is authorised and regulated by the Financial Conduct Authority. It is entered on the Financial Services Register under reference 593368. The information contained with this email is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. Registered office: Unit F23, Innovation Centre Medway, Maidstone Road, Chatham, Kent, ME5 9FD. Registered in England and Wales Number: 08117933.

If Andy Burnham becomes the UK's next Prime Minister, what could it actually mean for your finances?

It's a question that's already generating plenty of debate, but beyond the political headlines are some proposals that could directly affect the financial decisions many of us make throughout our lives.

Among the ideas linked to a Burnham government are (source: The Independent, 2026):

• Increasing the personal income tax allowance.
• Reforming inheritance tax.
• Reviewing stamp duty and council tax.
• Increasing public investment whilst maintaining the current fiscal framework.

Whether these proposals ever become reality remains to be seen, but they highlight something important.

Politics isn't just about Westminster. It influences the cost of buying a home, the amount of tax we pay, how we pass wealth on to future generations and the financial decisions we make every day.

As more women build businesses, inherit wealth and take greater control of their financial futures, understanding how government policy could affect those decisions has never been more relevant.

What proposal do you think would have the biggest impact on households?

Seeking financial advice can feel daunting if you've never worked with an Independent Financial Adviser before.

One of the questions we're asked most often is: "What actually happens when I get in touch?"

At Evolution Financial Planning, everything begins with a complimentary discovery call.

Your first conversation will be with our Client Manager, Katie Mansey, who will take the time to understand your circumstances, priorities and what has prompted you to seek advice.

Whether you're thinking about retirement, investments, protection, mortgages, inheritance planning or simply want a clearer understanding of your financial position, the purpose of this call is to understand what matters most to you.

Katie will then match you with the adviser best suited to your circumstances and objectives.

From there, you'll have a dedicated conversation with one of our advisers, who will take the time to explore your situation in more detail, discuss the options available and identify the most appropriate solutions for your needs.

No pressure selling.

No obligation.

No one-size-fits-all approach.

As a whole-of-market firm, our role is to provide advice that is tailored to your circumstances and focused on helping you achieve your goals.

If you've been considering financial advice but haven't known where to start, a complimentary discovery call is often the perfect first step.

Book yours today.

https://evolution-financial-planning.appointlet.com/s/discovery-call



Disclaimer

A pension is a long-term investment; the fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates, and tax legislation.

The value of investments and any income from them can fall as well as rise, and you may not get back the original amount invested.

Taxation Planning is not regulated by the Financial Conduct Authority.

Evolution Financial Planning is an Appointed Representative of 2plan wealth management Ltd which is authorised and regulated by the Financial Conduct Authority. It is entered on the Financial Services Register under reference 593368. The information contained with this email is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. Registered office: Unit F23, Innovation Centre Medway, Maidstone Road, Chatham, Kent, ME5 9FD. Registered in England and Wales Number: 08117933.