Crystal Financial Solutions

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Want to find out how we can help?
Visit ➤ crystalfs.co.uk

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You can usually take up to 25% of the amount built up in any pension as a tax-free lump sum. The tax-free lump sum doesn’t affect your Personal Allowance.

Pension flexibility, often referred to as Pension Freedoms, was introduced to help people with pension savings accounts to be able to access those savings in a more flexible way.

Get it right and overpaying your mortgage can be a huge cash boost, because...

• You'll be eating into the debt you've built up from buying a home, meaning you pay it off quicker.

• You don't pay interest on the amount you overpay.

• The money you'd save on interest often beats the returns possible by putting it in savings, given savings rates are currently so pitiful.

Could you really afford to miss this opportunity? 95% mortgages are now available. Speak with our mortgage advisors to get started.

Make the most of Junior ISAs! They're a tax-free way to save for your child's future ✔ - Contact us to find out how your family can benefit.

Flexible ISAs are increasingly popular with parents saving for their children's future or for their retirement, as well as with people who want to make sure they have access to all their money.