ABM Chartered Accountants

LTA Abolished – What’s Next? 💼

With the Lifetime Allowance now replaced by a lump sum allowance, the rules around pensions and tax planning have changed significantly. What does this mean for your finances?

Now is the time to review your strategy, understand the new regulations, and make informed decisions to protect your wealth.

At ABM Chartered Accountants, we help you navigate these changes with clarity and confidence, so you can plan smarter for the future.

📊 Stay compliant. Optimize your tax position.
👉 Get in touch today for expert advice.
📞 https://wa.me/447718277546
📧 [email protected]
🌐 https://abmdigitalaccountants.com/

Are your Primary Care Network (PCN) finances working in your favor?

PCNs bring practices together through pooled budgets, but the way funds are allocated can significantly impact each partner. Getting the allocation methodology right is key to fairness, transparency, and long-term sustainability.

At ABM Chartered Accountants, we help healthcare professionals optimise their financial structures and make informed decisions.

👉 Review your allocations today and ensure your PCN is set up for success.
📞 https://wa.me/447718277546
📧 [email protected]
🌐 https://abmdigitalaccountants.com/sectors/nhs-pension

Is your software ready for MTD API Direct Connection?

HMRC now requires systems to connect directly via API, relying on bridging software is only a temporary workaround. Staying compliant means upgrading your setup the right way.

At ABM Chartered Accountants, we help you transition smoothly, ensuring your systems are fully compliant and future-proof.

👉 Review your setup today and stay ahead of MTD requirements.
📞 https://wa.me/447718277546
📧 [email protected]
🌐 https://abmdigitalaccountants.com/making-tax-digital

⚠️ Most Accountants Get This Wrong, Threshold vs Adjusted Income

When it comes to the tapered annual allowance, there's one rule that catches even experienced professionals off guard:

👉 Both Threshold Income AND Adjusted Income must exceed their respective limits before tapering applies.

Get one wrong, and the pension planning advice you give your client could be completely off the mark.

At ABM Chartered Accountants (ICAEW & ACCA regulated), we've put together a clear, practical guide to help you and your clients navigate this with confidence.

🌐 www.abmdigitalaccountants.com
📩 [email protected]

ABS Tax Implications: Structure Matters More Than You Think

Your business structure directly affects your tax obligations, profitability, and long-term growth.

Understanding the difference between corporation tax and partnership rules is key to making the right decision.

📊 At ABM Chartered Accountants, we help you choose the most efficient structure for your business.

👉 Book your structure review today.
📞 https://wa.me/447718277546
📧 [email protected]
🌐 https://abmdigitalaccountants.com/

🚨 SAR 2019 Breaches

Small mistakes = BIG risks

❌ Interest calculation errors
❌ Residual balance issues

✔ Stay compliant
✔ Avoid penalties
✔ Audit your process today

📩 DM us for expert help
📞 https://wa.me/447718277546
📧 [email protected]
🌐 https://abmdigitalaccountants.com/

Are you impacted by the Negative PIA Trap?

Changes introduced in the 2019/20 reforms have led to unexpected pension input issues for many professionals. This can result in hidden tax liabilities if not properly reviewed.

At ABM Chartered Accountants, we help you identify risks and take proactive steps to stay compliant and financially secure.

📊 Get a professional analysis today.
📞 https://wa.me/447718277546
📧 [email protected]
🌐 https://abmdigitalaccountants.com/

15+ years of experience. Hundreds of businesses supported.

At ABM Chartered Accountants, we’ve seen it all, and we use that experience to help you make smarter financial decisions.
💼 Expert guidance
📊 Proven strategies
📈 Real business growth

Work with a team that understands your challenges and knows how to solve them.

📞 Get in touch today.
📞 https://wa.me/447718277546
📧 [email protected]
🌐 https://abmdigitalaccountants.com/

📊 Your numbers are more powerful than you think

Understanding your finances is the key to making smarter business decisions and growing with confidence.

If you are only reviewing your numbers once a year, you could be missing opportunities.

✔ Clear financial insights
✔ Better decision making
✔ Stronger business growth

Take control of your finances today.
📞 https://wa.me/447718277546
📧 [email protected]
🌐 https://abmdigitalaccountants.com/

📑 Company secretarial made simple

Keeping up with annual returns, filings, and compliance can be time-consuming and stressful.

Let us handle it for you so you can focus on running your business.

✔ Annual returns filed on time
✔ Companies House compliance
✔ Accurate record keeping
✔ Peace of mind

Work with experienced ICAEW and ACCA qualified accountants.

📩 Message us “SECRETARIAL” to get started
📞 https://wa.me/447718277546
📧 [email protected]
🌐 https://abmdigitalaccountants.com/

📊 Do you really know your numbers

Waiting until year end is too late to make important business decisions.

Management accounts give you a clear monthly view of your finances so you can stay in control and grow with confidence.

✔ Track performance monthly
✔ Make better decisions
✔ Improve cash flow
✔ Stay ahead of problems

We help UK businesses turn numbers into clear insights.

📩 Message us “ACCOUNTS” to learn more
📞 https://wa.me/447718277546
📧 [email protected]
🌐 https://abmdigitalaccountants.com/

💡 When can you retire

It is one of the most important financial questions, but the answer is not always simple.

From normal pension age to early or partial retirement, understanding your options can help you plan with confidence and avoid costly mistakes.
✔ Know your pension options
✔ Plan your income properly
✔ Retire with peace of mind

We help individuals across the UK make smarter retirement decisions.

📩 Message us “RETIRE” to start planning your future today
📞 https://wa.me/447718277546
📧 [email protected]
🌐 https://abmdigitalaccountants.com/sectors/nhs-pension