Wolfe Wealth & Financial Planning

What Japan’s falling currency could mean for borrowing costs

Sometimes the biggest influences on our finances come from unexpected places.

Events in Japan's financial markets could have wider implications for global interest rates and borrowing costs, highlighting how interconnected today's economy has become.

This article breaks down what's happening and why it matters.

🔗 Learn more: https://www.wolfewealth.co.uk/article/detail/sjpp/what-japans-falling-currency-could-mean-for-borrowing-costs.html

Keeping perspective as the Iran conflict resumes
It's natural to feel concerned when global events create uncertainty.

With renewed tensions between Iran and the US affecting markets and economic sentiment, many people are wondering what happens next.

This article looks at navigating periods of volatility and why keeping focused on long-term goals can be just as important as responding to today's headlines: https://www.wolfewealth.co.uk/article/detail/sjpp/keeping-perspective-as-the-iran-conflict-resumes.html

Where there's a Will, there's a say

Have you written your will yet?

79% of UK adults say they are comfortable talking about death, yet only 36% have written a Will*. The gap between conversation and action could have serious consequences for the people you care about most.

Discover why having a Will is so important: https://www.wolfewealth.co.uk/article/detail/sjpp/where-theres-a-will-theres-a-say.html

*The National Will Register, The National Wills Report 2025

Will writing involves the referral to a service which is separate and distinct to those offered by St. James's Place. Wills are not regulated by the Financial Conduct Authority.

Wolfe Wealth & Financial Planning Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 17/08/2026

The price is right: how much could you sell your business for?

Selling your business can be stressful, but knowing the value beforehand is one way to ensure you are setting yourself up for success.

This article explains why finding out the value of your business is important and the different ways this can be calculated.
🔗https://www.wolfewealth.co.uk/article/detail/sjpp/the-price-is-right-how-much-could-you-sell-your-business-for.html

Wolfe Wealth & Financial Planning Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 21/07/2026

Pensions UK Report: Figures paint dire picture of nation’s saving

New data shows that the income needed for different standards of living in retirement has risen significantly, while relatively few people are on track to achieve them.

Explore what’s behind the increase and why understanding long term savings remains an important part of financial planning.

🔗 https://www.wolfewealth.co.uk/article/detail/sjpp/pensions-uk-report-figures-paint-dire-picture-of-nations-saving.html

Wolfe Wealth & Financial Planning Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 12/6/2026

Mortgage rule changes could help more self-employed and older borrowers

🔑 New mortgage rule changes from the Financial Conduct Authority could unlock easier access to mortgages for many more borrowers.

Find out more: https://www.wolfewealth.co.uk/article/detail/sjpp/mortgage-rule-changes-could-help-more-self-employed-and-older-borrowers.html

Your home may be repossessed if you do not keep up repayments on your mortgage.

Wolfe Wealth & Financial Planning Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 9/6/2026

Women and wealth: Navigating the financial future

Women are playing an increasingly important role in shaping the financial future, yet confidence and engagement can still vary.

Research from SJP’s Behavioural Science Report, in partnership with Ipsos, shows the right support and communication can make a real difference in how women approach investing and long term planning.

This article introduces a new series by SJP, exploring key financial topics, with the aim of helping women feel more informed and empowered.

Take a look here: https://www.wolfewealth.co.uk/article/detail/sjpp/women-and-wealth-navigating-the-financial-future.html

Wolfe Wealth & Financial Planning Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 8/6/2026

Fixed rate or tracker? Choosing the right mortgage in uncertain times

While the base rate remains at 3.75%, inflation pressures mean rates could rise later in 2026, making the choice between fixed and tracker mortgages an important consideration for many.

SJP outlines the key features of each option and highlights why comparing lenders and acting early may be helpful.

🔗https://www.wolfewealth.co.uk/article/detail/sjpp/fixed-rate-or-tracker-choosing-the-right-mortgage-in-uncertain-times.html

Your home may be repossessed if you do not keep up repayments on your mortgage.

Wolfe Wealth & Financial Planning Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 13/5/2026

Why bonds are back in the spotlight – and why it matters

You may have noticed bonds appearing in the headlines again.
Rising yields are drawing attention to a part of the market that’s usually seen as more stable.

This article explains what’s happening with bonds and why it matters: https://www.wolfewealth.co.uk/article/detail/sjpp/why-bonds-are-back-in-the-spotlight-and-why-it-matters.html

Wolfe Wealth & Financial Planning Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 2/6/2026