Fortis Private Wealth Limited

Leaving a decent inheritance for your loved ones can be life changing. But navigating inheritance tax rules and estate planning is often tricky. Here are five inheritance tax traps to avoid, so you can leave more of your wealth to your family.

How to avoid inheritance tax traps Leaving a decent inheritance for your loved ones can be life changing. But navigating inheritance tax rules and estate planning is often tricky. Here are five inheritance tax traps to avoid, so you can leave more of your wealth to your family.

Top tax tips for the year ahead

Your tax checklist for the year ahead Changes to tax regulations can have a domino effect on your finances, including your tax bill. As we enter 2026, it’s time to triple check that you’re aware of how any changes may affect you. This tax checklist gives you top tax tips for the year ahead.

CIO Investment Insights: New year nerves: getting comfortable with corrections

CIO Investment Insights: New year nerves: getting comfortable with corrections Dry January always feels like a cruel joke to me, especially because my birthday falls on 2 January. Everyone’s on a health kick, gyms are packed, and I’m the guy asking if anyone wants cake. While everyone else is detoxing from December’s indulgence, I’m trying to celebrate in a month that....

In the Autumn Budget 2025, the Chancellor announced changes to the cash ISA allowance from April 2027 and salary sacrifice pension contributions from April 2029.

However, ISAs and pensions remain some of the most tax efficient ways to save in both the long and short term. Pension contributions can lower your tax bills, and both pensions and ISAs will help protect your savings from tax each year.

We can help you decide how best to use pensions and ISAs for maximum tax efficiency and flexibility.

Thanks to a combination of frozen tax thresholds, above average inflation and higher interest rates and changes announced in the recent Budget, many people may face higher tax bills this year. Here, we look at how you can use your pension and ISA allowances to make a big difference at tax year end.

Making your pension and ISA allowances work for you Thanks to a combination of frozen tax thresholds, above average inflation and higher interest rates and changes announced in the recent Budget, many people may face higher tax bills this year. Here, we look at how you can use your pension and ISA allowances to make a big difference at tax year end.

How you can beat the 60% tax trap

If your total income is between £100,000 and £125,140, the tapering of the personal allowance means you could end up paying 60% income tax.

Almost 725,000 workers will fall into the 60% tax trap in 2025-26, according to HMRC, up from about 300,000 in 2017-2018.1

Making pension contributions is one of the best ways to avoid the trap and help you enjoy more of your money.

How you can beat the 60% tax trap How you can beat the 60% tax trap Description

With Tax year end fast approaching, we look at how a thoughtful plan can unlock significant financial benefits. We explain how making a tax plan can boost your income, preserve your wealth and prepare for the future.

https://www.fortispw.co.uk/article/detail/sjpp/the-power-of-having-a-tax-plan-in-place.html