Haydn Lewis Financial Services Ltd

Have you written your will yet?

79% of UK adults say they are comfortable talking about death, yet only 36% have written a Will*. The gap between conversation and action could have serious consequences for the people you care about most.

Discover why having a Will is so important: https://www.haydnlewis.co.uk/article/detail/sjpp/where-theres-a-will-theres-a-say.html

*The National Will Register, The National Wills Report 2025

Will writing involves the referral to a service which is separate and distinct to those offered by St. James's Place. Wills are not regulated by the Financial Conduct Authority.

Haydn Lewis Financial Services Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 17/08/2026

Just a reminder that the office will be closed on Monday for the last Bank Holiday of the summer 🌞

It's natural to feel concerned when global events create uncertainty.

With renewed tensions between Iran and the US affecting markets and economic sentiment, many people are wondering what happens next.

This article looks at navigating periods of volatility and why keeping focused on long-term goals can be just as important as responding to today's headlines: https://www.haydnlewis.co.uk/article/detail/sjpp/keeping-perspective-as-the-iran-conflict-resumes.html

New rules will affect how cash held within investment ISAs is taxed, and a simplified ISA for first‑time buyers is also being introduced.

🔹 Learn what’s happening and what it means in practice: https://www.haydnlewis.co.uk/article/detail/sjpp/isa-changes-22-percent-charge-on-cash-in-investment-isas-plus-simpler-first-time-buyer-isa.html

Haydn Lewis Financial Services Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 03/07/2026

Managing finances after a loss can feel like a lot to cope with.

It’s important to take your time and seek support when you feel ready.

This article explains some of the key steps involved and aims to provide a clear and
simple guide during a difficult period: https://www.haydnlewis.co.uk/article/detail/sjpp/managing-finances-in-bereavement.html

Haydn Lewis Financial Services Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 03/07/2026

A busy week of policy announcements has raised important questions about the outlook for households, businesses and the UK economy.

SJP’s article breaks down the key measures announced so far and explores why investors, businesses and consumers will be watching the Autumn Budget closely.

🔗 Read here: https://www.haydnlewis.co.uk/article/detail/sjpp/a-new-prime-minister-and-a-week-of-announcements.html

Can I gift assets to avoid paying care home fees?

Can I gift assets to avoid paying care home fees? A place in a nursing home can cost £1,267 a week or even more1, and anyone with significant assets won’t qualify for state support. As we are all living longer, it is something more of us will need to consider and plan for in later life.

10 years on from the Brexit referendum, what material impact has leaving the EU had on UK trade, the pound, the stock market and personal wealth?

To shed light on this, SJP have a range of charts to give you the tools to judge for yourself: https://www.haydnlewis.co.uk/article/detail/sjpp/brexit-a-decade-in-charts-how-has-the-uk-fared.html

New data shows that the income needed for different standards of living in retirement has risen significantly, while relatively few people are on track to achieve them.

Explore what’s behind the increase and why understanding long term savings remains an important part of financial planning.

https://www.haydnlewis.co.uk/article/detail/sjpp/approaching-retirement-what-is-the-right-time-to-de-risk.html

Haydn Lewis Financial Services Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 12/6/2026