E S Walton & Co Ltd

Even with careful financial planning, shocks can happen. Often financial crises are unexpected and out of our control, so it’s important to have a safety net to fall back on. However, research suggests that most people don’t feel confident in their ability to overcome a financial crisis.

5 steps that allow you to handle a financial crisis | E S Walton Even with careful financial planning, shocks can happen. Often financial crises are unexpected and out of our control, so it’s important to have a safety net to fall back on. However, research suggests that most people don’t feel confident in their ability to overcome a financial crisis. Whether...

Planning for retirement should be an exciting time in your life. You’re able to give up work and focus on the things you enjoy. But what if your aspirations and financial expectations don’t line up with your partner’s? Creating a balance can help both of you feel fulfilled in the next stage of your life.

Retirement planning as a couple: Balancing different goals | E S Walton Planning for retirement should be an exciting time in your life. You’re able to give up work and focus on the things you enjoy. But what if your aspirations and financial expectations don’t line up with your partner’s? Creating a balance can help both of you feel fulfilled in the next stage of...

The Covid-19 pandemic is expected to be the catalyst for significant workplace changes, including more flexible working options. It’s a trend that could affect the housing market as aspiring buyers shift their priorities.

When searching for a home, ease of getting to work has long been a priority for buyers. Sellers with properties that have benefitted from excellent transport options or are located in commuter towns have benefitted from rising property prices. But with more people working remotely or at flexible times, this could change.

Rise in flexible working could affect the housing market | E S Walton The Covid-19 pandemic is expected to be the catalyst for significant workplace changes, including more flexible working options. It’s a trend that could affect the housing market as aspiring buyers shift their priorities. When searching for a home, ease of getting to work has long been a priority ...

How do you rate your work-life balance? It’s not uncommon for workplace pressures to affect our personal lives but, left unchecked, it can affect overall wellbeing and your health too.

How to get a better work-life balance | E S Walton How do you rate your work-life balance? It’s not uncommon for workplace pressures to affect our personal lives but, left unchecked, it can affect overall wellbeing and your health too. An unhealthy work-life balance can leave us feeling irritable, struggling to focus and even affect physical healt...

Building a nest egg for a child can help set them on the path to a financially secure future and highlight why saving is important. One of the most popular ways to save for a child or grandchild is using a Junior Individual Savings Account (JISA). During 2017/18, money was added to over 900,000 JISAs.

Junior ISAs: Everything you need to know about saving for children | E S Walton Building a nest egg for a child can help set them on the path to a financially secure future and highlight why saving is important. One of the most popular ways to save for a child or grandchild is using a Junior Individual Savings Account (JISA). During 2017/18, money was added to over 900,000 JISA...

This week we have asked Steven Williams of JP Financial to give us an insight into the state of the mortgage market since Covid-19. We have worked closely with Steven over the past few years to help our clients and their families with all things mortgage-related. If you are reviewing your own mortgage requirements, details for Steven and his firm are included at the end of this blog.

The Impact Covid-19 has had on the Mortgage Market | E S Walton Guest Blog: Steven Williams Steven Willams: Mortgage Adviser at JP Financial discusses the impact Covid-19 has had on the mortgage market. E: [email protected] T: 07903033219 W: www.jpfianncialadvice.co.uk This week we have asked Steven Williams of JP Financial to give us an in...

Last month, we looked at what financial bias is, but what is it that influences our decisions? Where do these biases come from?

There are numerous ways bias can affect the financial decisions we need to make and can mean we’re not focusing on logic. We’re all prone to letting biases creep in at certain points, understanding what it is and what may be having an influence is the first step to basing decisions on facts.

Understanding financial bias: Where does it come from? | E S Walton Last month, we looked at what financial bias is, but what is it that influences our decisions? Where do these biases come from? There are numerous ways bias can affect the financial decisions we need to make and can mean we’re not focusing on logic. We’re all prone to letting biases creep in at ...

When it comes to finances and mortgages, language can be filled with jargon and acronyms. If you’re looking for a mortgage product, whether you’re a first-time buyer or stepping up the property ladder, you’ve probably come across LTV when searching. While it’s easy to overlook, it’s an important part of getting a competitive deal.

LTV and what it means for your mortgage | E S Walton When it comes to finances and mortgages, language can be filled with jargon and acronyms. If you’re looking for a mortgage product, whether you’re a first-time buyer or stepping up the property ladder, you’ve probably come across LTV when searching. While it’s easy to overlook, it’s an imp...

Investing is a crucial part of a financial plan for many people. If you’re considering investing, whether, for the first time or expanding your current portfolio, our new guide can help you understand what you should think about first.

12 key points to consider before you start investing | E S Walton Investing is a crucial part of a financial plan for many people. If you’re considering investing, whether for the first time or expanding your current portfolio, our new guide can help you understand what you should think about first. Among the topics covered in the guide are what to consider when...

Just a few months after delivering his first Budget as Chancellor, Rishi Sunak delivered a Summer Statement, dubbed a ‘mini-Budget’ on Wednesday 8th July 2020.

Your Summer Statement 2020 summary | E S Walton Just a few months after delivering his first Budget as Chancellor, Rishi Sunak delivered a Summer Statement, dubbed a ‘mini-Budget’ on Wednesday 8th July 2020. Back in March, some of the measures announced in the Budget focused on supporting people and businesses as the Covid-19 pandemic was tak...