Simon Parkinson - Financial Planner at Reflect Financial

As part of our ongoing commitment to employee wellbeing, we dedicated this month to enhancing financial wellbeing.

We believe that addressing financial wellbeing, can alleviate stress and improve overall job satisfaction among our employees. Our Howorth wellbeing program aims to create a holistic environment where employees feel supported in all aspects of their lives, including financial stability.

Yesterday, Reflect Financial Limited extended their support to our staff with a visit from Simon Parkinson providing valuable assistance and resources to the team.

This type of cover is without doubt one of the most underrated and under used types of protection in the market place today. I come across many individuals who have no sick pay arrangements through their employer or are self employed, and have no contingency plan in place should they be unable to work with no income, for any length of time.
Ask yourself, if you were unable to work due to ill health or an accident, and your income stopped, how would you and your family continue to maintain your current standard of living?

Income protection: more than just a safety net Having protection in place if an illness or injury prevents you from working could free up savings to help you reach the financial future you want

Using up your personal allowances helps to make the most of your investments, meet your outgoings, and lays the right foundations for your financial future. These are the ‘big four’ personal allowances not to miss out on: https://partnership.sjp.co.uk/article/detail/sjpp/using-your-allowances-to-lay-the-foundations-for-your-financial-future.html

Using your allowances to lay the foundations for your financial future Using your allowances to lay the foundations for your financial future

Reflect Financial Limited is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

Absolutely delighted that I could help with this donation to make a difference to a wonderful charity doing fantastic work in my hometown.

We are thankful and delighted to have received grant funding from St. James's Place Wealth Management charity foundation to assist us in our everyday work to alleviate poverty and homelessness. Huge thank you to Simon Parkinson - Adviser at Grosvenor Partners Financial Services Ltd. for believing in us and the work we do. Together we are ❤️

If you have a Cash ISA, why not consider switching this to a Stocks and Shares ISA.
Due to very low interest rates, Cash ISAs earn very little growth and your money may not keep pace with inflation.
Despite the economic challenges of the last 12-months, I have met with clients who have still seen there Stocks and Shares ISA make healthy gains in 2020, as a result of expert and active management.

I'm absolutely thrilled to have recently joined Grosvenor Partners FS Ltd. They are a growing company that share my passion for helping individuals, families and businesses to achieve their financial goals.

We have a fantastic team of talented and experienced Advisers and Administration staff who provide a first class service. Our aim is to build long lasting professional relationships with our clients, and help them to make good financial decisions.

Here at Grosvenor Partners Financial Services we specialise in providing high quality personal advice on many aspects of wealth management advising clients of widely differing financial resources and of all ages.

Why not get in touch with us to see how we can help you!
🌍Visit our website, or
✆ call 01257 278674

A new national lockdown earlier this month marked the start of another uncertain year for self-employed workers in the UK. Income protection can shield you should the worst happen, although only one in 10 earners have it, according to recent research by The Exeter.* [https://partnership.sjp.co.uk/article/detail/sjpp/why-the-self-employed-should-consider-income-protection.html
*‘Ill Prepared 2020’, survey of 3,000 self-employed individuals, The Exeter, Dec 2020

Why the self-employed should consider income protection Why the self-employed should consider income protection