Treetops Financial Planning Ltd

Investing and penalties: a game of nerves or reactions?

When the pressure is on, instinct isn’t always the best guide — in football or investing.

As the World Cup reminds us, goalkeepers often dive during penalties when staying central might actually be the better option. It’s a natural reaction under pressure.

The same can apply to investing. In a world full of headlines and uncertainty, reacting to short term noise can be tempting, but staying focused on a long term approach has historically proved more effective.

🔗 Read the full insight: https://partnership.sjp.co.uk/article/detail/sjpp/investing-and-penalities-a-game-of-nerves-or-reactions.html

The value of investments can rise and fall. Positive returns are more likely if you invest for the long term, but this is not guaranteed and you could get back less than you invest.

TREETOPS FINANCIAL PLANNING LTD is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 10/6/2026

In recognition of Dementia Action Week, this article looks at how a lasting power of attorney (LPA) can help ensure your wishes are understood if you’re unable to make decisions yourself.

Learn the different types of LPA and why putting one in place early can help avoid added stress for loved ones:
https://partnership.sjp.co.uk/article/detail/sjpp/denebtua-action-week-shoring-up-the-future-with-a-lasting-power-of-attorney.html

Treetops Financial Planning Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).


SJP Approved 20/5/2026

To all of our clients and friends...

We hope you all have a wonderful long weekend! 🐣

🔷 Top tax tips for the year ahead 🔷

As we enter 2026 and approach the end of the tax year, it’s important to check in on your finances.

📋 This handy tax checklist gives you top tips for the year ahead: https://partnership.sjp.co.uk/article/detail/sjpp/top-tax-tips-for-the-year-ahead.html



TREETOPS FINANCIAL PLANNING LTD is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).



SJP Approved 6/1/2026

As humans, we’re biologically wired to react when we observe change. Yet when it comes to investing, this is often the opposite of what investors should do.

Read more: https://partnership.sjp.co.uk/article/detail/sjpp/investing-the-skill-in-doing-almost-nothing.html

Seven pension myths busted: What savers often overlook about their retirement pot.

Pension myths can catch out even the most experienced savers.
As part of Pension Awareness Week, SJP break down seven of the most common misconceptions - which could help you rethink how to maximise your retirement savings:

https://partnership.sjp.co.uk/article/detail/sjpp/seven-pension-myths-busted.html

The value of your investment can go down as well as up. You could get back less than you invested.

Treetops Financial Planning Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 17/09/2025

Feeling incredibly grateful today! 💐🍾

A huge thank you to our wonderful client for the beautiful flowers and champagne.

We never do what we do for the recognition, but moments like this truly mean a lot.

We're so lucky to work with such thoughtful people.
Thank you! 💙

🤩 Another five star review from one of our valued clients.🤩

Treetops Financial Planning Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 11/08/2025