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21/08/2026
Finally got time to talk? 🧡🏡
Now the kids are back at school, it could be the perfect time to review your current mortgage!
Get in touch today to book an appointment for free mortgage advice. 🙂
📧[email protected]
📞07738399024
28/05/2026
THE FIRST HOME FUND IS BACK 😁👍
The First Homes Fund is a shared-equity scheme and will be open to applications from first-time buyers in Scotland purchasing either a new build or existing property with a mortgage. A first-time buyer is anyone who does not own, or has not previously owned, a property in Scotland or anywhere else in the world.
The Scottish Government will provide a contribution of up to £10,000 towards a home with a property value of up to £300,000. The Scottish Government will have an equity share in the property, although the homeowner will own and have title to the property. There are no monthly payments to be made towards the Scottish Government and no interest will be charged. The Scottish Government’s percentage equity share would normally be repaid when the home is sold.
We will share more information on applying as soon as its available
22/05/2026
An office day with my assistants keeping me busy. Happy Friday all
Ever get one of those days when everything goes right?
Two closing dates for clients today and two winning bids by my clients.
2 for 2 baby!! Yea!!!
07/02/2026
Had to jump on the bandwagon
28/01/2026
I love what I do and I love helping people. My job is something I never take for granted and I am genuinely overwhelmed when a client sends me a thank you gift.
I say to them that helping them is gift enough to me as it gives me job satisfaction. However, I am going to enjoy this 😀🍷😀.
It’s that time. The time to turn off and be with family.
Wishing you all a very Merry Christmas. 🎄🎄🎄🌲🎅🎅
23/11/2025
🏡 Thinking about applying for a mortgage?
Your credit score could make all the difference. Even if you don’t have much credit history, lenders will be looking closely at how you’ve managed your finances.
👉 Read our full guide to learn exactly how your credit score impacts your mortgage, and what you can do about it.
https://www.mortgageadvicebureau.com/getting-a-mortgage/how-does-your-credit-score-impact-your-mortgage/?BRANCH=https://www.mortgageadvicebureau.com/mortgage-advisers/james-ohara/?fbclid=IwY2xjawOH86JleHRuA2FlbQIxMABicmlkETBmRU1GSzcwdHRvN1B3cG01c3J0YwZhcHBfaWQQMjIyMDM5MTc4ODIwMDg5MghjYWxsc2l0ZQEyAAEe0UpV6tfAJc1YYgqDQ79C4Sp167D1ENKK-EVSNWbeQWuFmXZGNHOr5TA9zCM_aem_t6_YCihbl6IsDrn_Hm5MnQ