CFW Chartered Accountants & Business Advisers

📢 Budget 2026: 28 October
The Chancellor of the Exchequer, John Healey, has announced that the Budget 2026 will be presented on Wednesday 28th October.

Announcing the date, the Chancellor said the Budget would “move money and power out of Westminster, and into every postcode around Britain”, while stressing the government’s commitment to meeting its fiscal rules.

He also highlighted the importance of providing businesses and families with the stability they need to plan for the future.

Alongside the Budget, the Office for Budget Responsibility (OBR) will publish its latest economic and fiscal forecast, providing an updated assessment of the government’s plans.

📌 What does this mean for you or your business?
We’ll be following the announcements closely and providing updates, analysis and key developments as the details emerge.

If you have concerns about how existing or proposed tax measures could affect you or your business, please get in touch with the CFW team. We’ll be happy to discuss your circumstances and help you understand the potential implications.

👟☕ Netwalking in September – Join Us at Irchester Country Park!

We’re lacing up again for another round of fresh air, friendly faces, and meaningful connections and we’d love you to join us!

CFW Accountants is delighted to be co-hosting the next event with Wilson Browne Solicitors. Our events offer a relaxed, informal way to meet other local businesses, stretch your legs, and enjoy the beautiful surroundings of Irchester Country Park.

📍 Location: Gypsy Lane, Little Irchester, Wellingborough, NN29 7DL
🕤 Date & Time: Wednesday 9th September – 9.30am start

Bring your water bottle, your business cards, and your best small talk.
We hope to see you there!

📅 Key Tax Dates Reminder – September 2026 📅

Stay ahead of your deadlines with our quick guide to important tax dates this month plus a heads-up for October!
🔹 1st September – Corporation Tax due for year ending 30/11/2025 (unless quarterly instalments apply)
🔹 19th September – PAYE & NIC deductions, CIS return and tax for month to 05/09/2026 due (22nd if paying electronically)

📌 Looking ahead to October:
🔹 1st October – Corporation Tax due for year ending 31/12/2025 (unless quarterly instalments apply)
🔹 5th October – Deadline for notifying HMRC of chargeability, if not already within Self Assessment, for 2025/26
🔹 19th October – PAYE & NIC deductions, CIS return and tax for month to 05/10/2026 due (22nd if paying electronically)

💼 Need help staying on top of your tax obligations?
Get in touch with the CFW team – we’re here to make your accounting stress-free.
📞 01536 713555
🌐 www.cfwaccountants.co.uk

✨ Audit – What Can We Do for You?

A well-planned audit can provide valuable reassurance that your finances are in good shape, while also highlighting opportunities to strengthen your financial systems and processes.

At CFW, we believe an audit should do more than tick a box. We're here to make the process as straightforward and stress-free as possible, while delivering genuine value to your business.

✅ Not sure if you even need an audit? We'll give you honest, practical advice. If an audit isn't required, you won't pay for one.
✅ If you do need an audit, our friendly team will work around your schedule, keeping disruption to a minimum with clear timelines and regular communication.
✅ We'll provide more than just a report. We'll explain our findings and recommendations, helping you strengthen your accounting systems and support your business as it grows.

An audit should give you confidence, insight and peace of mind—not just another item to tick off the list.
Find out more about our audit services: https://www.cfwaccountants.co.uk/services/audit

Tax legislation is constantly evolving, with new rules, consultations, deadlines and compliance requirements affecting businesses and individuals throughout the year.

Our Monthly Tax Newsletter is designed to keep you informed, with practical updates and expert insights delivered straight to your inbox.

Each edition includes:
✔ The latest UK tax and accounting news
✔ HMRC updates and key deadlines
✔ Business and personal tax insights
✔ Practical guidance to help you plan ahead

Don't miss out on important developments that could affect you or your business.

👉 Sign up today by entering your details in the 'Sign up to receive our newsletter' section at the bottom of our homepage:

🔗 www.cfwaccountants.co.uk

Stay informed. Stay compliant. Stay one step ahead with CFW Accountants.

Companies House accounts filing is changing from April 2028 – is your business prepared?

The Government has confirmed significant changes to the way UK companies prepare and file their annual accounts with Companies House from 1 April 2028. These reforms will affect businesses of all sizes, particularly small companies and micro-entities.

Some of the key changes include:
✔ Mandatory software-only filing
✔ New profit & loss filing requirements for small companies
✔ The end of abridged accounts
✔ Stronger audit exemption statements

Although the changes are still some time away, understanding what's coming now can help you plan ahead and avoid any last-minute surprises.

At CFW, we're already helping clients prepare for these changes and ensuring they'll be ready well before the new rules come into force.

Read our latest blog to find out what the reforms mean for your business.
https://www.cfwaccountants.co.uk/post/companies-house-accounts-filing-changes-from-april-2028-what-businesses-need-to-know

Are you spending too much time managing your accounts instead of running your business?

Keeping accurate financial records is essential – but for many business owners, bookkeeping and accounting tasks can become time-consuming and take focus away from growing their business.

At CFW Accountants, we can take care of your day-to-day accounting, bookkeeping and management accounts, providing you with the information you need to understand how your business is performing.

Our team can help with:
✔ Processing your bookkeeping records
✔ Keeping your accounts up to date
✔ Preparing management accounts and key financial information
✔ Supporting VAT returns and year-end accounts

Having accurate, timely financial information gives you greater confidence when making important business decisions.

Whether you’re a small business owner looking to outsource your bookkeeping or an established company wanting better financial insight, our experienced team is here to support you.

📞 Contact CFW Accountants to find out how we can help.

Are you getting the support your business really needs?

A mid-year review is a useful opportunity to consider whether your current accountancy arrangements are supporting your business effectively.

Good accountancy support should go beyond compliance. It should provide clear advice, identify planning opportunities, support decision-making and give you confidence that your tax and financial affairs are being managed properly.

At CFW Accountants in Kettering, we provide bespoke, practical support to businesses and individuals who want an engaged relationship with their accountant.
If your current arrangements are not giving you the level of advice, responsiveness or insight you need, it may be time to explore your options.

Switching to us is straightforward, and with your authority, we can manage the handover process on your behalf.
If you would like to review your current position, please get in touch for a no-obligation conversation.

HMRC is consulting on a new criminal offence for reckless, untrue tax statements. What could it mean for taxpayers and businesses?

The Government is proposing a new criminal offence for making reckless untrue statements or declarations relating to direct taxes, such as Income Tax and Corporation Tax. The aim is to align the rules with those already in place for VAT and other indirect taxes, giving prosecutors an alternative charge where dishonesty cannot be proven but reckless behaviour is evident.

Importantly, this proposal is not aimed at genuine mistakes. Instead, it targets situations where individuals or businesses act recklessly when providing information to HMRC.

If introduced, the new offence could carry:
✔ A custodial sentence of up to two years
✔ An unlimited fine
✔ Greater consistency across the UK tax system

Our latest news article explains the proposals, who they could affect and what they may mean for taxpayers, business owners and advisers.

👉 Read the full story here:
https://www.cfwaccountants.co.uk/news/proposed-offence-for-reckless-untrue-tax-statements

📅 Tax Return Support When You Need It Most

Whether you're a sole trader, have rental income to declare, or need help with a personal self-assessment tax return, CFW’s experienced team can make the process clear, simple and stress-free.

✅ Self-assessment tax returns for sole traders
✅ Rental income and property tax returns
✅ Personal tax returns for individuals
✅ Clear guidance to help you meet deadlines and plan ahead

Tax returns can feel time-consuming, but they don’t have to be. We’ll help you understand what information is needed, what expenses may be allowable and what your tax position means for you.

⏳ Don’t leave it until the last minute — our team is here to support you every step of the way.

👉 Find out how we can help: https://www.cfwaccountants.co.uk/services/tax-self-assessment-and-property-tax