Hythe Bay Financial Ltd

23/09/2026

“Caring for a loved one, in their old age or poor health, can be hugely rewarding and millions of people across the UK provide unpaid care.

But taking on caring responsibilities can also affect your income, savings and future financial security, particularly if you reduce your working hours or even take a break from working altogether.”

Caring for a loved one, in their old age or poor health, can be hugely rewarding and millions of people across the UK provide unpaid care1.

18/09/2026

“The pensions system is built on the traditional and typical working patterns of men. But that means many women who take time out of the workplace can be severely financially penalised over time. They are not able to build up a sufficient pension pot to give them a comfortable retirement.
“However, women can take steps to redress the balance. This is where having a clear financial plan and taking proper advice can help, particularly when navigating through the ups and downs of life.”

The gender pay gap is stubbornly high, with women receiving an average of 7% less than men for full-time work. Women are also more likely than men to take career breaks to care for family members. Both factors play a big part in causing further financial inequality during women’s lives.

11/09/2026

Did you know you can contribute to someone else's pension and they can get tax relief - even if they're a non-tax payer - up to a gross amount of £3,600.
You can even contribute for children: a child can have a pension from birth – there’s no minimum age. Only a parent or guardian can set up a child pension, but once it’s up and running, anyone can contribute – parents, grandparents, godparents, friends or other family members.

https://www.bbc.co.uk/news/articles/cde02k65427o

https://www.sjp.co.uk/individuals/news/should-you-start-a-pension-for-your-child

Molly and Taylor Haylett explain the changes to how they managed their finances when they started a family.

08/09/2026

‘Healey eyes 'turning corner' as bonds heat up’

In his first major speech since becoming chancellor, and ahead of his first Budget, Healey sought to create a sense of optimism. However, rumours about thousands of job losses at Jaguar Land Rover (later confirmed) swirled before his speech, highlighting the challenges still faced.

27/08/2026

“Understanding your financial position and putting a clear plan in place can help build resilience and give you greater confidence about the future”

Anxiety can make financial challenges feel much worse. Whether you become worried about the sustainability of your financial future, dealing with debt or struggling with cash flow problems, emotions around money can lead to inaction or avoidance.

25/08/2026

For many people, a pension is one of their biggest assets. From April 2027, it could also become an important inheritance tax (IHT) consideration. From this date, most unused pension funds will be included when the value of someone's estate is calculated for IHT purposes.

12/08/2026

https://www.bbc.co.uk/news/articles/czdmgmzll1ro

Women can make higher returns but only about a quarter of UK women have investments, compared with about 40% of men.

03/08/2026

As part of St. James's Place’s sponsorship of Sky Arts, both stars talked to Edith Bowman in the ‘Sound Advice’ series, to discuss the advice that shaped their careers and helped them navigate the music industry.

27/07/2026

Andy Burnham’s first week as the new UK prime minister saw a raft of announcements. These included exempting those whose only income is the state pension from income tax, cutting VAT on energy bills and a £2 cap on bus fares. There was also news of a reduction in business rates for pubs, clubs an...

09/07/2026

Women own more wealth than at any time in history. Money is being earned, created through entrepreneurship, and inherited by women through wealth transfer at a rapidly growing rate.