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Alexanders Accountants - Horley

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Alexanders Accountants - Horley

We offer a comprehensive range of accounting services tailored to meet your needs.

Whether you're a sole trader, partnership, or limited company, we've got you covered.

08/10/2026

𝗧𝗵𝗲 𝗦𝘁𝗮𝘁𝗲 𝗣𝗲𝗻𝘀𝗶𝗼𝗻 𝗰𝗼𝘂𝗹𝗱 𝗿𝗶𝘀𝗲 𝗯𝘆 𝗮𝗹𝗺𝗼𝘀𝘁 £𝟱𝟬𝟬 𝗮 𝘆𝗲𝗮𝗿 𝘂𝗻𝗱𝗲𝗿 𝘁𝗵𝗲 𝘁𝗿𝗶𝗽𝗹𝗲 𝗹𝗼𝗰𝗸, 𝗯𝗮𝘀𝗲𝗱 𝗼𝗻 𝘁𝗵𝗲 𝗹𝗮𝘁𝗲𝘀𝘁 𝘄𝗮𝗴𝗲 𝗳𝗶𝗴𝘂𝗿𝗲𝘀 𝗳𝗿𝗼𝗺 𝘁𝗵𝗲 𝗢𝗳𝗳𝗶𝗰𝗲 𝗳𝗼𝗿 𝗡𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗦𝘁𝗮𝘁𝗶𝘀𝘁𝗶𝗰𝘀.

A 3.9% increase would take the new flat-rate State Pension to £250.70 a week, or £13,036.40 a year, while those receiving the older basic State Pension could see an annual increase of £374.40.

But what does the triple lock mean, and how is the annual increase calculated?

01/10/2026

𝗧𝗵𝗲 𝗨𝗞 𝗲𝗰𝗼𝗻𝗼𝗺𝘆 𝗴𝗿𝗲𝘄 𝗳𝗮𝘀𝘁𝗲𝗿 𝘁𝗵𝗮𝗻 𝗲𝘅𝗽𝗲𝗰𝘁𝗲𝗱 𝗶𝗻 𝗝𝘂𝗹𝘆, 𝘄𝗶𝘁𝗵 𝗶𝗻𝗰𝗿𝗲𝗮𝘀𝗲𝗱 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝘂𝘀𝗲 𝗼𝗳 𝗮𝗿𝘁𝗶𝗳𝗶𝗰𝗶𝗮𝗹 𝗶𝗻𝘁𝗲𝗹𝗹𝗶𝗴𝗲𝗻𝗰𝗲 𝗵𝗲𝗹𝗽𝗶𝗻𝗴 𝘁𝗼 𝘀𝘂𝗽𝗽𝗼𝗿𝘁 𝘁𝗵𝗲 𝘀𝘂𝗿𝗽𝗿𝗶𝘀𝗲 𝗲𝘅𝗽𝗮𝗻𝘀𝗶𝗼𝗻.

The services sector was a key contributor to the growth, with computer programming performing particularly strongly.

As businesses continue to invest in AI and digital technology, the figures highlight the growing role these tools are playing across the UK economy.

24/09/2026

𝗚𝗼𝗼𝗱 𝗮𝗰𝗰𝗼𝘂𝗻𝘁𝗶𝗻𝗴 𝘀𝗵𝗼𝘂𝗹𝗱 𝗵𝗲𝗹𝗽 𝘆𝗼𝘂 𝘀𝗮𝘃𝗲 𝗺𝗼𝗿𝗲 𝗺𝗼𝗻𝗲𝘆 𝗮𝗻𝗱 𝘄𝗼𝗿𝗿𝘆 𝗹𝗲𝘀𝘀.

At Alexanders, we believe our clients should always understand what is happening with their finances and how the advice we give can help them.

That means clear answers, practical support and advice that is focused on helping you make better financial decisions.

Our aim is simple: to help you keep more of what you earn and feel more confident about your finances.

17/09/2026

𝗧𝗵𝗲 𝗨𝗞 𝗲𝗰𝗼𝗻𝗼𝗺𝘆 𝗴𝗿𝗲𝘄 𝗯𝘆 𝟬.𝟰% 𝗯𝗲𝘁𝘄𝗲𝗲𝗻 𝗔𝗽𝗿𝗶𝗹 𝗮𝗻𝗱 𝗝𝘂𝗻𝗲 𝟮𝟬𝟮𝟲.

New figures from the Office for National Statistics show GDP continued to grow in the second quarter of the year, although at a slower rate than the 0.6% recorded in the first quarter.

GDP also grew by 0.3% in June alone, following no growth in May.

Services provided the biggest boost during the quarter, growing by 0.5%. Construction increased by 0.3%, while production showed no growth.

GDP per head was also 1% higher than the same period last year.

While the figures show the economy is continuing to grow, higher energy costs, inflation and wider economic uncertainty could still put pressure on businesses and households over the coming months.

10/09/2026

𝗛𝗠𝗥𝗖 𝘄𝗶𝗹𝗹 𝘀𝘁𝗮𝗿𝘁 𝗮𝘂𝘁𝗼𝗺𝗮𝘁𝗶𝗰𝗮𝗹𝗹𝘆 𝗲𝗻𝗿𝗼𝗹𝗹𝗶𝗻𝗴 𝘀𝗼𝗺𝗲 𝘁𝗮𝘅𝗽𝗮𝘆𝗲𝗿𝘀 𝗶𝗻𝘁𝗼 𝗠𝗮𝗸𝗶𝗻𝗴 𝗧𝗮𝘅 𝗗𝗶𝗴𝗶𝘁𝗮𝗹 𝗳𝗿𝗼𝗺 𝗦𝗲𝗽𝘁𝗲𝗺𝗯𝗲𝗿 𝟮𝟬𝟮𝟲.

The change will affect sole traders and landlords who are already using MTD for Income Tax but have not formally signed up.

HMRC says more than 570,000 taxpayers have now registered, but around 294,000 people in the first mandatory group are still thought to be unregistered.

If you are affected, you can register before HMRC automatically enrols you. This gives you time to check your details, make sure your software is ready and understand what you need to submit.

There are no penalty points for late quarterly updates during the 2026/27 tax year.

However, from 6 April 2027, the points-based penalty system will apply. One point will be added for each missed quarterly deadline, with a £200 penalty once four points are reached.

If MTD applies to you, it is worth getting everything in place before HMRC contacts you.

03/09/2026

𝗦𝘁𝘂𝗱𝗲𝗻𝘁 𝗹𝗼𝗮𝗻 𝗶𝗻𝘁𝗲𝗿𝗲𝘀𝘁 𝗿𝗮𝘁𝗲𝘀 𝗮𝗿𝗲 𝗰𝗵𝗮𝗻𝗴𝗶𝗻𝗴 𝗳𝗿𝗼𝗺 𝗦𝗲𝗽𝘁𝗲𝗺𝗯𝗲𝗿 𝟮𝟬𝟮𝟲 🎓

The Department for Education has confirmed new student loan interest rates for the 2026/27 year, with increases across all repayment plans.

From 1 September 2026:

• Plan 1: 4.1%, up from 3.2%
• Plan 2: between 4.1% and 6%, depending on income
• Plan 3: 6%
• Plan 5: 4.1%, up from 3.2%

For Plan 2 and Plan 3 borrowers, the Government is keeping a 6% interest rate cap in place. Without it, the maximum rate would have increased to 7.1%.

The new rates will apply from 1 September 2026 to 31 August 2027.

If you have a student loan, it is worth checking which repayment plan you are on and how the new rate could affect your balance.

27/08/2026

𝗠𝗼𝗿𝗲 𝘁𝗵𝗮𝗻 𝟱 𝗺𝗶𝗹𝗹𝗶𝗼𝗻 𝗵𝗼𝗺𝗲𝗼𝘄𝗻𝗲𝗿𝘀 𝗮𝗿𝗲 𝗲𝘅𝗽𝗲𝗰𝘁𝗲𝗱 𝘁𝗼 𝘀𝗲𝗲 𝘁𝗵𝗲𝗶𝗿 𝗺𝗼𝗻𝘁𝗵𝗹𝘆 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗿𝗲𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝗿𝗶𝘀𝗲 𝗯𝘆 𝘁𝗵𝗲 𝗲𝗻𝗱 𝗼𝗳 𝟮𝟬𝟮𝟴, 𝗮𝗰𝗰𝗼𝗿𝗱𝗶𝗻𝗴 𝘁𝗼 𝗻𝗲𝘄 𝗕𝗮𝗻𝗸 𝗼𝗳 𝗘𝗻𝗴𝗹𝗮𝗻𝗱 𝗳𝗼𝗿𝗲𝗰𝗮𝘀𝘁𝘀.

That is 1m more than the Bank predicted in December, with the change linked to the economic impact of the Iran war and higher energy prices.

The Bank’s latest Financial Stability Report said the increase should be less severe than the payment shocks seen in recent years. A typical owner-occupier coming off a fixed-rate deal in the next two years is expected to pay around £45 more a month. By comparison, those refinancing between late 2022 and the end of 2024 faced an average rise of £120 a month.

However, some households face a much sharper increase. Around 750,000 homeowners currently paying less than 3% interest are due to come off those deals this year. The Bank expects their repayments to rise by an average of £170 a month.

More than eight in 10 mortgage customers are on fixed-rate deals, usually lasting two or five years. Their payments stay the same until the deal ends and they choose a new one.

Before the Iran conflict, more than 2m borrowers with two-year fixed deals expiring by the end of 2028 had been expected to remortgage at similar rates, with some seeing repayments fall. The Bank now says falling repayments are less likely.

20/08/2026

𝗙𝗿𝗮𝘂𝗱𝘂𝗹𝗲𝗻𝘁 𝗯𝗲𝗻𝗲𝗳𝗶𝘁 𝗼𝘃𝗲𝗿𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝗿𝗲𝗮𝗰𝗵𝗲𝗱 £𝟵.𝟵 𝗯𝗶𝗹𝗹𝗶𝗼𝗻 𝗶𝗻 𝟮𝟬𝟮𝟱/𝟮𝟲, 𝗮𝗰𝗰𝗼𝗿𝗱𝗶𝗻𝗴 𝘁𝗼 𝘁𝗵𝗲 𝗗𝗲𝗽𝗮𝗿𝘁𝗺𝗲𝗻𝘁 𝗳𝗼𝗿 𝗪𝗼𝗿𝗸 𝗮𝗻𝗱 𝗣𝗲𝗻𝘀𝗶𝗼𝗻𝘀’ 𝗹𝗮𝘁𝗲𝘀𝘁 𝗮𝗻𝗻𝘂𝗮𝗹 𝗿𝗲𝗽𝗼𝗿𝘁.

The overall overpayment rate fell slightly from 3.3% to 3.2% of benefit spending measured for fraud and error. However, the total value increased from £9.4bn to £9.9bn because overall benefit expenditure rose during the year.

Universal Credit continued to account for the largest share of overpayments. The overpayment rate fell from 9.5% to 8.5%, but the cash value increased to £6.7bn from £6.2bn.

Housing Benefit overpayments also declined, falling from 7.2% (£1.1bn) to 6.2% (£800 million). In contrast, Personal Independence Payment (PIP) overpayments almost doubled, rising from £330m to £660m as the overpayment rate increased from 1.3% to 2.3%.

Pension Credit recorded the highest overpayment rate of any benefit at 10%, equivalent to £620m, compared with 10.3% (£610m) a year earlier. State Pension overpayments also increased, rising from £180m to £230m.

The DWP said its counter-fraud work prevented around £27bn of incorrect payments during the year. It also reviewed 1.2 million Universal Credit claims, identifying and correcting around 250,000 awards, generating estimated savings of £1.1bn.

The department said it remains on course to reduce the overall fraud and error rate across the welfare system to 2.8% by 2028/29.

13/08/2026

𝗡𝗲𝘄 𝗿𝗲𝗴𝘂𝗹𝗮𝘁𝗶𝗼𝗻𝘀 𝗵𝗮𝘃𝗲 𝗰𝗼𝗻𝗳𝗶𝗿𝗺𝗲𝗱 𝘄𝗵𝗲𝗻 𝘁𝗮𝘅 𝗮𝗱𝘃𝗶𝘀𝗲𝗿𝘀 𝗺𝘂𝘀𝘁 𝗿𝗲𝗴𝗶𝘀𝘁𝗲𝗿 𝘄𝗶𝘁𝗵 𝗛𝗠𝗥𝗖 𝘂𝗻𝗱𝗲𝗿 𝗮 𝗺𝗮𝗻𝗱𝗮𝘁𝗼𝗿𝘆 𝗿𝗲𝗴𝗶𝘀𝘁𝗿𝗮𝘁𝗶𝗼𝗻 𝘀𝘆𝘀𝘁𝗲𝗺 𝗶𝗻𝘁𝗿𝗼𝗱𝘂𝗰𝗲𝗱 𝗯𝘆 𝘁𝗵𝗲 𝗙𝗶𝗻𝗮𝗻𝗰𝗲 𝗔𝗰𝘁 𝟮𝟬𝟮𝟲.

The rules apply to businesses that are paid to interact with HMRC about another person’s tax affairs. Registration is completed through an agent services account (ASA), which advisers use to access certain HMRC online services.

Advisers that already have an ASA immediately before 18 August 2026 will be treated as registered from that date. HMRC is expected to contact these firms in early 2027, when they will need to identify relevant individuals within the business and provide evidence of anti-money laundering supervision.

Advisers without an ASA must apply during one of four registration periods. The first runs from 18 May to 17 August 2026, followed by windows ending on 17 November 2026, 17 February 2027 and 31 March 2027. The applicable deadline depends on the services provided and the adviser’s circumstances.

The requirement applies to tax advisers rather than their clients and does not create a new registration obligation for taxpayers using professional services. Clients should therefore see little change to how their tax returns and routine HMRC correspondence are handled, although their adviser may need to complete additional administrative checks as the registration system is introduced.

Address

27 High Street
Horley
RH67BH

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

https://www.alexandersca.co.uk/

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