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GoldHouse Accounting

Zee Razaq, the Managing Director of GoldHouse Accouting and SKY TV expert, covering all your property, tax, business accounting needs.

06/10/2026

One person leaving the UK could cost the Treasury what 50,691 average earners pay in tax.

Swipe through the numbers:

💷 The figure at stake: £330M
🇬🇷 Annual tax bill in Greece: £86K
👷 Average earner pays £6,510 in income tax and NI
🔁 Workers needed to cover the gap: 50,691

When high earners leave, the next Budget has to raise taxes to fill the hole. Higher taxes push more people out, and the cycle repeats. The Henley report points to 16,500 millionaires leaving in 2025, up from around 9,000 before.

People are fed up and cannot see where the money goes. There is a limit to how much more they will pay.

If you could pay £86K a year in Greece instead of the UK bill, what would you choose? Tell me below 👇

Save this post and send it to someone who thinks "he has gone, so what?"

Follow for more UK property and business tax content.

02/10/2026

CGT rises are rumoured again, and business owners could be the ones who pay most.

Swipe through to see what has already changed:

📉 Annual exemption: £12,300 down to £3,000
📈 Business Asset Disposal Relief: 10% up to 18%
📉 BADR lifetime limit: £10M down to £1M
📈 Employee Ownership Trusts: 0% up to 12%

Meanwhile, the UAE charges 0% on the same gain.

When selling a business gets more expensive, some owners choose to close instead of passing it on, and some choose to leave. Either way, the UK loses the jobs and the taxes that business was paying, including employer NI, business rates and VAT. The big transfer of wealth from the baby boomer generation is happening right now, so the timing matters.

Do you think the UK is making it harder to build and sell a business? Tell me in the comments 👇

Save this post and send it to a business owner who needs to see it.

Follow for more UK property and business tax content.

11/09/2026

Inheritance tax could be scrapped. What replaces it might be worse.

They're calling it the "death tax" a flat 10% on estates, with no nil-rate bands like today's system. On a £1m estate that's zero tax now versus £100k under the new rules.

The catch? Assets held in trusts may dodge it entirely. So the people without advisers pay the full whack, and the people with good planning pay nothing. Sound familiar?

We've seen this pattern before (remember the dividend tax "levy" that never actually went where it promised). Full breakdown on the channel, link in bio.

09/09/2026

Land value tax could replace stamp duty and council tax with one annual charge on your property's value.

Main home: 0.48% a year
Investment property: 0.96% a year

On a £1m property, that's roughly £400/month vs £800/month — every year, not just once.

No word yet on credits for stamp duty already paid, and taxes tend to climb once they exist.

📌 Save this for later.
Follow for more property & tax breakdowns.

03/09/2026

Trading business + rental property under one holding company. It looks efficient. Move profits over, pay corporation tax instead of personal tax, buy the property, done.

Except HMRC has tests for this. If the property investment side gets too large relative to the group, you can lose Business Property Relief on the trading side too. That's inheritance tax relief on the whole group, gone, because of the property sitting next to it.

Same story with capital gains. Get the balance wrong and you lose Gift Relief, Business Asset Disposal Relief (the 18% rate on the first £1m), and a few others besides.

Most people never find out until there's a sale, a gift, or a death forcing the issue. By then it's too late to restructure.

If you've got trading and property sitting in the same group, it's worth getting checked before something forces the question for you.

Swipe through for the numbers 👇

05/08/2026

Are you paying tax on money you've never actually made?

For thousands of UK landlords, that's exactly what Section 24 has done.

Changes to mortgage interest tax relief have increased tax bills, squeezed cash flow, and made it harder for many buy-to-let investors to stay profitable.

The good news? There are legitimate strategies that may help reduce the impact, but the right approach depends on your circumstances.

In this carousel, we explain:
✔ What Section 24 actually is
✔ Why it's catching so many landlords out
✔ How it affects your cash flow
✔ Potential ways to reduce the impact

📌 Save this post if you own rental property.

💬 Has Section 24 changed the way you invest in property?

23/07/2026

Could the UK Gov bring in a new double tax on death?

One proposed change could remove the Capital Gains Tax uplift on death, potentially meaning both Inheritance Tax and Capital Gains Tax apply to the same inherited asset.

The result? Higher tax bills, difficult financial decisions, and in some cases, families being forced to sell inherited property.

Planning ahead has never been more important.

Swipe through to see a simple example of how it could work and what steps may help protect your estate.

💬 Do you think this would be a fair change?

📌 Save this post for future reference.

08/07/2026

Most property developments don't fail because of poor construction.

They fail because of poor planning.

From VAT and SDLT to cash flow, CIS and exit strategies, there are tax and finance decisions that can make or break your project before you've even sold the first property.

In this carousel, we cover four of the biggest mistakes property developers make, and how to avoid them.

💬 Which of these catches developers out the most?

📌 Save this post for your next development project.

02/07/2026

Are buy-to-lets really dead in the UK?

Not quite.

The problem isn't buy-to-lets themselves. It's that many investors are buying deals that simply don't stack up anymore.

In this post, we break down:
✔ Why traditional buy-to-lets are struggling
✔ How to calculate true ROI
✔ The BRRR strategy investors still use successfully
✔ Why structure matters just as much as the deal

Swipe through to see whether buy-to-lets still deserve a place in your property strategy.

24/06/2026

If you wanted to pay less tax and keep more privacy...

Where would you move?

Most people immediately think of Dubai.

Others assume it's the Cayman Islands, Switzerland, or somewhere in the Caribbean.

But when we compared six of the most popular countries investors ask about, the results weren't quite what many expected.

We looked at:

✔ Income tax
✔ Capital gains tax
✔ Corporation tax
✔ Inheritance tax
✔ Exit taxes
✔ Worldwide taxation
✔ Public reporting requirements
✔ Withholding taxes

Some countries that are incredibly popular ranked surprisingly low.

Others performed far better than most people realise.

Swipe through to see how the USA, Canada, UK, Bahamas, UAE and British Virgin Islands compare.

Which country do you think came out on top?

👇 Let us know before you swipe.

Address

85 Southdown Road
Harpenden
AL51PR

Opening Hours

Monday	9am - 5:30pm
Tuesday	9am - 5:30pm
Wednesday	9am - 5:30pm
Thursday	9am - 5:30pm
Friday	9am - 5:30pm
Saturday	9am - 12pm

Website

http://www.goldhouseaccounting.co.uk/

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