Vanessa Ryan-Holroyd Alegra Mortgage & Protection

28/09/2026

Mortgage Myth Monday is here💥… every week I will be busting those myths that may the be reason you haven’t yet thought about buying a home 🏡

MYTH : you need a large deposit(20%) to buy a home.

❌NOT TRUE.

Many lenders offer mortgages with as little as 0% (subject to eligibility) so do not let this myth stop you from exploring your options.

If you have any questions drop it in the comments 👇❓



Alegra Mortgage and Protection is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved By The Openwork Partnership on 22/09/26

25/09/2026

Do I need a mortgage adviser?🏡

Common Question, Simple answer.

Having the right mortgage advice can save you time, money and stress.

As a mortgage adviser, I don’t just compare rates. I compare lenders, I take time to understand your circumstances, I understand different lender criteria, I manage the paperwork and I ultimately help you find the mortgage that is right for you.

My job is to hold your hand from start to finish to ensure you experience a smooth home buying journey.

Whether you’re buying your first home, looking to move home or looking to review your existing mortgage getting the right advice makes the process much simpler.

To start your journey today, drop me a message or give me a call on the number in my bio📞👇



Alegra Mortgage and Protection is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved By The Openwork Partnership on 23/09/2026

24/09/2026

‘What documents do I need for my mortgage appointment?’

One of my most asked questions!❓

To ensure I can provide you with the best advice and find the right mortgage for you first time, it is really helpful if you have these document ready 🏡

However, don’t worry if you haven’t got them right away, we can still have a chat and discuss your circumstances and I can then point you in the right direction of what is needed.
My main focus is to make your mortgage journey as stress free as possible from start to finish.🤍

If you have any questions on what documents you might need, your thinking of buying your first or next home and want any advice. Drop me a message and we can have a chat📞👇

Alegra Mortgage and Protection is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Approved By The Openwork Partnership on 22/09/2026

23/09/2026

What does a mortgage actually cost❓👀

Most people will sit on Rightmove and start picturing their future in a new home, without thinking about the actual cost?

Of course, every situation is different but this is to show you all an example of what it could look like, if you do a 5% deposit on an average house price in Halifax.

Have you been thinking about buying your first home or moving home, drop me a message to get started 👇

This is an example including :
-average house price in Halifax as per 2026.
-average 5yr fixed rate as of 22/09/26
-average SVR rate as of 22/09/26



Alegra Mortgage and Protection is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Approved By The Openwork Partnership on 22/09/2026

22/09/2026

Watch this space… 👀 got some informative and important content coming soon…

20/09/2026

As a broker there is nothing I appreciate more than my clients leaving me a a 5* review.

If you are anything like me, you will look at reviews before you commit to anything. So receiving this feedback really is appreciated for not only myself but for all of you!

Make sure you are choosing the right broker for you 🏡🤍

18/09/2026

Welcome to my new chapter… my aim moving forward is to help make mortgages easier to understand.🏡✍️

Please get involved, ask me any questions and share this page to help others.

Alegra Mortgage and Protection is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Approved By The Openwork Partnership on 18/09/26

18/08/2026

18/08/2026

From August I joined the amazing team at Alegra Mortgage and Protection. This journey so far has been exciting and I can’t wait to see where this can progress.. watch this space for upcoming content, promoting the business, supporting the community and more 📈😁