Kellands - Hale

08/10/2026

Gifting can reduce inheritance tax — but only if you understand how the seven year rule really works. Taper relief rarely applies unless gifts exceed the nil rate band.

Gifts made less than seven years before death may be liable for inheritance tax under the seven-year rule – but how the rule is applied is less well known

07/10/2026

More than 34 million UK adults could see their retirement plans disrupted by unexpected life events. A regular pension review can help keep things on track.

Around 62% of UK adults will face a major life event or financial challenge which could ‘seriously’ affect their retirement savings, the equivalent of more than 34 million adults, according to Scottish Widows' research.

06/10/2026

The 2026 Budget could reshape tax, pensions and household finances — with Burnham signalling that people may need to pay “a little more”. Here’s what analysts think might be coming and why you should stay calm. https://sees.ovh/mlMjE

05/10/2026

Frozen tax thresholds are here until 2031. With tax receipts climbing, if you're self-employed, now’s the time to review your tax strategy. https://sees.ovh/QcSNt

02/10/2026

Life is full of surprises — some welcome, some challenging. Your retirement plan should be flexible enough to adapt to whatever comes your way. From changing income to unexpected health needs, we help you stay on track. https://sees.ovh/OuSCI

01/10/2026

Annuity or drawdown? One offers guaranteed income for life. The other gives flexibility — and risk. The right answer depends on your goals, health and appetite for market ups and downs.

Considering an annuity or drawdown to help fund your retirement? Addressing the pros and cons, read our definitive guide before making a decision.

30/09/2026

More than a third of savers don’t believe their pension will provide a comfortable retirement — and almost 1 in 5 aren’t sure at all. Clear guidance matters more than ever. https://sees.ovh/BYdhw

29/09/2026

Capital gains tax bills are rising — but there are smart ways to cut yours. From ISAs to timing your sales, here are 10 practical tips to keep more of your gains. https://sees.ovh/Zapzf

28/09/2026

Half of UK adults feel it’s “rude” to talk about money. For couples, openness can strengthen both your finances and your relationship. https://sees.ovh/hslIM

25/09/2026

Ahead of the 2026 Budget, some headlines may push you to want to act fast. But remember - careful, long term thinking wins every time. https://sees.ovh/EwDWB