25/10/2026
Do you know if your adviser is independent or restricted?
Adviser charges vary widely with both types (FCA data, 2025 – figures and assumptions on the image). The bigger difference is choice: a restricted adviser may recommend from a limited range, while an independent adviser considers a diverse range from across the market.
Happy to talk it through: Killimore Financial Management · 07454 185278 · www.killimore.co.uk
Always check an adviser on the FCA Register first. Investments can fall as well as rise and you may get back less than you invest. For information only, not personal advice. Authorised and regulated by the FCA, FRN 653101.