Samuel Harwood Wealth Management

If you’ve had multiple employers in your professional career the chances are that you’ve got multiple pension pots.

By working with a financial planner to pull these pots together, it’s a bit like putting the pieces together of a puzzle that can show you what your retirement might look like.

Here are some of the benefits of pooling your retirement.

TAX YEAR END!
Yes, it’s just around the corner & utilizing your Tax allowances (ISA/Pension/CGT) is very important from a financial planning perspective...
But, on a more personal level, you shouldn’t lose track of why you’re saving or investing. By leaving these tax breaks on the table are you being true to your financial objectives?

Financial Planning - If you have no experience of working with an Adviser or a Wealth Manager the concept may seem a little foreign.
Essentially, it relates to working together, to achieve your financial lifetime goals.

Here are a few steps I’ve put together that shed some light on my financial planning process and how I work with my clients.

🥼👩‍⚕️If you’re anything like me, at some point in the last year you will have been lying on the sofa with a mild headache🤕 and a slight temperature 🌡 wondering if this is what it’s like to have Bubonic Plague🦠 Wouldn’t it be wonderful to have access to a Doctor👨‍⚕️ who could elaborate on the symptoms of a common cold!! Well, now you can, with many insurers offering 24/7 virtual consultations as part of their services! A great way to skip the waiting lists and speak to a trusted medical professional!

Albert Einstein famously said, ‘compound interest is the most powerful force in the universe’. I have to agree with him!
- This post assumes an average investment return of 7.84% and current pension tax advantages remaining the same.

I’ve learnt an awful lot over the last few years and I’m so pleased to be able to instill some of that confidence in my clients

GME/ GameStop... If you’ve seen any financial press in the past two weeks you’re likely to have seen articles about the stratospheric rise and swift decline of it’s share price.
For the more seasoned investors amongst you, you’ll have seen examples of this before and been cautious. But for my generation & many young retail investors this could have been your first risky foray into investing.
I maintain that instead of trying to get rich quick, you’re better off building wealth over the medium to long term by making use of tax allowances & relief, compound interest and a well diversified strategy!!

One of my main goals for 2021 is to improve my listening skills.
Help me understand what it is you want to achieve financially in the coming decades and I’ll help you get there!!

One of the main challenges facing our generation is climate change 🌎 Did you know that you can make a positive environmental impact through investing?

No experience of financial planning?
Here's how I can help 📲📉📈🖋

How we help plan for your financial future | SJP Planning for a secure financial future has never been more important. But where do you start? At SJP we work with you to understand your financial goals and ...