Kendal - Mortgage & Protection Advisor

🏡 So, why use a mortgage broker? 🏡

Buying a home can feel overwhelming, especially when you’re trying to work out how much you can borrow, which mortgage is right for you and whether you’re actually getting a good deal.

So let me explain why using me as your mortgage broker could make a difference…

💷 Access to more than just your own bank

When you go directly to your bank, you’re only being offered the mortgages, rates and lending criteria that that particular bank has available.

And here’s the important part — banks don’t all have the same criteria or rates.

For example, one bank might be happy to lend you £250,000 based on your circumstances, while another may only offer £220,000. One lender may offer you a better rate, while another may have more suitable criteria for your income, employment or circumstances.

That’s where I come in. I can look across the available options and help find a mortgage that actually fits you, rather than trying to make you fit the mortgage your bank happens to offer.

🏠 And my job doesn’t just start when you find a house…

From our very first chat, I can help you understand your borrowing position and what your monthly payments could look like.

Then, when you start viewing properties, I can help you sense-check the numbers and make sure the house you’re considering is realistic for your budget.

Once you find the one, I can help you work through the figures, look at the Home Report, consider the mortgage implications and make sure everything stacks up before you commit.

From there, I’ll deal with the mortgage application and liaise with your solicitor and lender throughout the process, helping keep everything moving towards getting those keys 🔑

Buying a home is a HUGE financial commitment, and having someone in your corner who understands the mortgage side of things can make the process feel a whole lot less daunting.

❤️ My aim is simple — to make the mortgage side of buying your home as straightforward and stress-free as possible.

If you’re thinking about buying, moving, remortgaging, or you simply have no idea where to start, please just ask me.

Your first chat with me is free, with absolutely no obligation to work together.

Even if you’re months away from buying, it’s never too early to have a conversation and understand your options.

📩 Send me a message — I’d genuinely love to help.
No silly questions, no pressure, no obligation. Just a chat to see where you stand.

Lots of ‘fixed price’ when I look on rightmove. Historically the market gets busy end of August / September again. Keep an eye online and don’t give up your property search.

If you are selling or buying and want a chant this week please let me know we will set aside some time.

I’m free tomorrow before 12 or after 6

Thank you

Rates are starting to go up again - if your renewal is due before end of the year turning to a rate now

Scotland specific… house prices up 3.5% based on Q2 this year. What are we all paying for properties over home report ? & where are we getting the money from asking for a friend 😅🤔💸

Property still a good solid investment 👍🏻

Interesting.. or is it ? UK not just Scotland statistics but not surprising I would say.

Stepps 📍

2 bed

Semi detached

Corner plot

https://www.rightmove.co.uk/properties/90867747 #/?channel=RES_BUY

First-time buyers offered up to £10,000 interest-free loans from next month