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A cashflow model isn’t a one-off exercise. If you want to use it to inform your financial decisions, regular updates are essential. Read on to find out why it is important to keep yours up to date.

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Why updating your cashflow model is essential for staying on track - Unity Wealth Management A cashflow model isn’t a one-off exercise. If you want to use it to inform your financial decisions, regular updates are essential.

Most people are confident they could spot a scam if they were targeted. However, it could be more difficult than you think, especially as fraudsters are increasingly using sophisticated techniques to mislead victims.

According to a survey from Which? (7 April 2025), 9 in 10 people believe they could identify a scam email or text. Yet, it only takes a single oversight to become a victim. 1 in 7 people say they’re sent scam emails a few times a week, so it’s easy to see how you could overlook a red flag you’d usually recognise.

Being aware of scams and how fraudsters might dupe you is one way to protect yourself. Now, read on to discover some of the psychological tricks that fraudsters might use.

Why spotting a financial scam could be harder than you think - Unity Wealth Management Most people are confident they could spot a scam if they were targeted. However, it could be more difficult than you think, especially as fraudsters are increasingly using sophisticated techniques to mislead victims.

In our fast-paced, screen-heavy world, finding simple ways to boost health and bring people closer can feel surprisingly challenging. Yet, research shows that regular outdoor activity and strong social connections are two of the biggest drivers of childhood happiness and long-term wellbeing.

Here, the Dutch tradition of avondvierdaagse could serve as inspiration. Keep reading to find out what exactly avondvierdaagse is and how you could apply its principles to everyday life right here in the UK.

The Dutch walking tradition that your family could learn from - Unity Wealth Management Looking for simple ways to boost family wellbeing? Learn how this Dutch walking tradition can bring you together, get you outdoors, and help transform communities.

Most people will have multiple financial goals they want to achieve. A common challenge is balancing these competing goals and understanding how to use your assets to work towards them. It’s an area that a financial plan could help you with.

Over the last few months, you’ve read about short-, medium-, and long-term goals that might be important to you and different financial strategies that suit each time frame. Now, read on to find out how a financial plan could help you strike a balance that works for you.

Balancing your goals: How a financial plan could help you juggle different priorities - Unity Wealth Management Most people will have multiple financial goals they want to achieve. A common challenge is balancing these competing goals and understanding how to use your assets to work towards them. It’s an area that a financial plan could help you with.

Having a reliable income in retirement could give you the freedom to create a lifestyle you enjoy and achieve those bucket-list goals you’ve dreamed about for years.

However, working out what your income might look like many years from now can be complex. As such, you may feel in the dark about how your pensions, savings, and investments might support you in later life.

Keep reading to find out how a financial planner can use cashflow modelling to give you a clear picture of your retirement income and help you plan for the future you want.

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Affluent families who delay estate planning could miss out on chances to reduce a potential Inheritance Tax (IHT) bill and pass more on to their families. Find out if you could benefit from considering IHT and how you might pass on assets tax-efficiently.

The £12.3 billion cost of delaying estate planning - Unity Wealth Management Affluent families who delay estate planning could miss out on chances to reduce a potential Inheritance Tax (IHT) bill and pass more on to their families. Find out if you could benefit from considering IHT and how you might pass on assets tax-efficiently.

As a business owner, your personal and business financial values are often closely linked, but they’re not the same. Focusing only on the valuation of your business when assessing whether you’re on track for personal long-term goals could be risky.

In June, tech entrepreneur Elon Musk made headlines by becoming the first trillionaire when his company SpaceX was listed on the NASDAQ stock exchange. Yet, the BBC reports (24 June 2026) that within two weeks, Musk lost his trillionaire status when technology stocks tumbled.

Musk remains the world’s richest person, but the news highlights the potential risk for business owners who rely on their company when assessing wealth. A successful business doesn’t automatically mean you’re building personal wealth, even though the two are connected.

The difference between building wealth and building business value - Unity Wealth Management As a business owner, your personal and business financial values are often closely linked, but they’re not the same. Focusing only on the valuation of your business when assessing whether you’re on track for personal long-term goals could be risky.

Reaching your long-term goals often requires careful planning and consistent action. A financial plan could help you work towards these goals and, in some cases, investing may play an important role too.

In previous blogs, you’ve read about how you might reach short- or medium-term goals. Now, read on to discover some key considerations for long-term goals.

Balancing your goals: Why investing could be suitable for long-term goals - Unity Wealth Management Reaching your long-term goals often requires careful planning and consistent action. A financial plan could help you work towards these goals and, in some cases, investing may play an important role too.

Retirement is a significant life transition. Some of the financial habits that served you well during your working life might no longer suit your retirement lifestyle.

Sticking to your current financial habits could mean you miss out on opportunities to enjoy your retirement, or even mean you risk using up your savings too soon. Read on to find out why.

Why you could benefit from reviewing your financial habits as you transition into retirement - Unity Wealth Management Retirement is a significant life transition. Some of the financial habits that served you well during your working life might no longer suit your retirement lifestyle. Find out why.

Financial worries are common, but engaging with your finances and creating a long-term plan could ease stress.

According to research from Virgin Money (1 October 2025), 89% of people in the UK experience money worries, and a third said they experience this regularly.

Financial concerns can spill into other areas of your life. If you’re worried about money, you might struggle to sleep, concentrate at work, or give your relationships the attention they deserve. So, tackling financial stress could improve your overall wellbeing.

Here are seven ways a financial plan could reduce stress.

7 ways financial planning could help you reduce stress - Unity Wealth Management Financial worries are common, but engaging with your finances to create a long-term plan could ease stress. Discover seven ways financial planning could help you feel more confident about your financial future.