Tilikum Wealth Management Ltd

Beating the deadlines: tax dates for business owners

From self-assessment tax returns to Making Tax Digital, business owners face a growing number of tax deadlines and reporting requirements.

This article takes a look at what is coming up:
https://partnership.sjp.co.uk/tilikumwealth/article/detail/sjpp/beating-the-deadlines-tax-dates-for-business-owners.html

Tilikum Wealth Management Limited is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 28/08/2026

Beating the deadlines: tax dates for business owners Tax deadlines can be easy to overlook when you're focused on running a business. But missing one can result in penalties, added costs and unnecessary admin. Being proactive and staying ahead of tax dates can help you stay in control, avoid penalties and focus on running your business.

Some good news and the kind I've been looking forward to sharing for a while now.

Julie Eddicott - some of you will know her, some of you will know of her, not least because she rowed the Atlantic while the rest of us were finding reasons not to - is joining Tilikum and bringing her practice across with her. Her PA Anna Hayles is coming too, which the clients who know Anna will be delighted to hear!

I've known Julie for a while now. I stood in as one of her locums during the row, so I've seen how she looks after people when she isn't even in the room. Teaming up made sense to both of us for the same unglamorous reason: it's a better setup for the people we look after, more hands, more cover, more time spent with clients rather than on the admin around them.

Alongside that, Paolo Scalco is joining us as an adviser – he has a wide-ranging background in family offices and corporate transactions before he came into advice - and he'll be working closely with Julie and me as we settle everyone in.

If you're one of the clients coming across to us over the coming weeks, welcome. This has been quietly going on behind the scenes for some time and it’s great to be able to finally confirm it.

Thanks to all those who have worked, supported and helped us with this transition.

Will the April 2027 pensions and inheritance tax changes affect you?

Under the new rules taking effect on 6 April 2027, most unused pension funds will be included when calculating the value of an estate for inheritance tax purposes.

📩 If you’re unsure how the new rules affect you and how much of your wealth you can pass on, get in touch to talk it through, or read more here:

https://partnership.sjp.co.uk/tilikumwealth/article/detail/sjpp/how-pension-changes-could-affect-your-inheritance-tax-plans.html

Tilikum Wealth Management Limited is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 20/08/2026

How pension changes could affect your inheritance tax plans For many people, a pension is one of their biggest assets. From April 2027, it could also become an important inheritance tax (IHT) consideration. From this date, most unused pension funds will be included when the value of someone's estate is calculated for IHT purposes.

What happens if you die without a Will in the UK?

If you die without a Will, the rules of intestacy determine who inherits your estate. For unmarried couples, stepfamilies and cohabiting partners, the outcome may not be what you expected.

This article explains the risks of dying without a Will:
https://partnership.sjp.co.uk/tilikumwealth/article/detail/sjpp/where-theres-a-will-theres-a-say.html

Will writing involves the referral to a service which is separate and distinct to those offered by St. James's Place. Wills are not regulated by the Financial Conduct Authority.

Tilikum Wealth Management Limited is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 17/08/2026

Where there's a Will, there's a say According to the 2025 National Wills Report, 79% of UK adults are comfortable talking about death1. Yet when it comes to considering finances, only 36% of people have made a Will2.. This highlights the uncomfortable gap many of us fall into between discussing and doing.

Selling your business can be stressful, but knowing the value beforehand is one way to ensure you are setting yourself up for success.

This article explains why finding out the value of your business is important and the different ways this can be calculated.

🔗 https://partnership.sjp.co.uk/tilikumwealth/article/detail/sjpp/the-price-is-right-how-much-could-you-sell-your-business-for.html

Tilikum Wealth Management Limited is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 21/07/2026

The price is right: how much could you sell your business for? If you’re eyeing an exit from your business, you’re probably wondering what the best route is, and crucially, how much it might be worth.

Only 44% of women say they would feel confident investing an inheritance or financial windfall*. When life changes unexpectedly, financial decisions can feel overwhelming.

Read more on how you can manage your finances during major life changes:

https://partnership.sjp.co.uk/tilikumwealth/article/detail/sjpp/when-finances-change-overnight-inheritance-divorce-and-new-responsibilities.html

*Financial Health Report 2026: Women and Wealth. On behalf of St. James's Place, Opinium surveyed 6,000 UK adults nationwide between 17 March and 9 April 2026. Quotas and post-weighting were applied to the sample to make the dataset representative of the UK adult population.

Tilikum Wealth Management Limited is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 28/07/2026

partnership.sjp.co.uk

Creating long-term value is a priority for many business owners, regardless of whether an exit is imminent or still some way off.

This article explores five trends influencing UK SMEs in 2026, including succession planning, growth funding and the importance of preparing early for future opportunities.

Read more here:
https://partnership.sjp.co.uk/tilikumwealth/article/detail/sjpp/five-trends-defining-the-uk-sme-market-in-2026.html

Tilikum Wealth Management Limited is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 20/07/2026

Five trends defining the UK SME market in 2026 Martin Brown, CEO of business advisory firm Elephants Child, discusses the trends they are seeing in the SME market this year.

Growing a practice the way I've chosen to, means a lot of careful, slightly unglamorous work happens before anyone outside the business notices anything's changed at all. I'd rather take the time to get that right than rush it just to be able to make an announcement.

More on this soon. For now, just know that if anything does change for you directly, you'll hear it from me first, properly, not as an afterthought.

Wealth Management Bournemouth | Investment Planning Richmond | Tilikum Wealth Management Bournemouth or Investment Planning In Richmond, Tilikum Wealth Management Can Help. Reliable Finance Management and Financial Planners

With most pensions set to fall within inheritance tax rules, many people are rethinking how and when to use their retirement savings.

While annuities can provide guaranteed income and may support estate planning by reducing pension wealth over time, they’re not without trade-offs.

Read on to explore why demand is growing, the key risks to consider, and how annuities can fit within your broader retirement strategy.

🔗 https://partnership.sjp.co.uk/tilikumwealth/article/detail/sjpp/the-axable-benefits-of-buying-an-annuity.html

Taxation rules can change at any time and are dependent on individual circumstances.

Tilikum Wealth Management Limited is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 02/07/2026.

The taxable benefits of buying an annuity Changes to inheritance tax (IHT) rules which will bring most pensions into scope from next April are changing how people think about retirement planning, with more turning once again to annuities.

There's been a fair bit of change behind the scenes at Tilikum recently, and over the next few months you'll probably see new faces and hear from us a bit more than usual as things settle. None of it changes how we work or what we believe in; same approach, same people you already know, just a bit more of us.

If you're one of the people joining us for the first time over the coming weeks, welcome.

https://www.tilikumwealth.co.uk/