James Durey at Quilter Financial Advisors

ng one!!) and putting them in a better financial position than they were before. I would be delighted to offer an initial complementary financial review to understand your needs. Therefore, please don't be shy to call me. If I can't do something that is beneficial at the time I will tell you this. I am genuinely looking to build up long lasting client relationships and my ethos on that is just to be open and honest. The following are ways in which I can help you:-

What Our Service Provides:

For total peace of mind Quilter Financial Advisers all share and adhere to our company standards training and compliance requirements and our client promise. Mortgage customers

Mortgages can be tricky to arrange and can involve a lot of paperwork. I am an expert in researching and arranging mortgages for all sorts of people. With access the mortgage market, and unique deals available from time to time, I always aim to provide the most suitable deals for all my clients, regardless of their circumstances. Your home may be repossessed if you do not keep up repayments on your mortgage. Protection

My aim is to help you establish the most suitable level of insurance protection and help you protect those who depend upon you against the most serious risks that you face, specifically to your life and your health. Life Insurance

Critical Illness Insurance
Income Protection Insurance
Permanent Disability Benefit Insurance
Death Benefit Insurance

Financial Planning

A personal approach. I do not operate a one-size-fits-all approach. I will help you plan your pension with you and your own aims in mind. I recognise that everyone’s situation is different and take this into account in helping you to get underway. As an overview, there are just three steps to get up and running. I will get to know you and your financial situation. I will report, discuss and guide you on your options. I will take care of the paperwork and process to get your pension and Investments started. Holistic financial planning-

Establishing and reviewing Trusts
Complete personal risk management planning
Short and long-term savings and investments

Investments-
Portfolio planning
ISAs
Unit Trusts
Investment Trusts
Investment Bonds
Offshore Bonds

Pensions-

Personal Pensions
SIPPs
Company schemes
SSASs
Consolidation plans
Final Salary Pension schemes (also know as defined benefit or safeguarded benefits)

The value of pensions and investments and the income they produce can fall as well as rise. Estate Planning

Estate planning (also known as Inheritance Tax Planning) can be defined as passing your estate to your loved ones in the most effective way. Even if you consider yourself to be of fairly moderate wealth, you may still need to consider taking action – particularly if you own property or have savings. Effective estate planning will also consider access to and protection of your assets, provision for vulnerable or minor beneficiaries, and more. Estate planning is not regulated by the Financial Conduct Authority. Approver Quilter Financial Services Limited & Quilter Mortgage Planning Limited, 15/08/2023.