Carbon Financial Partners

There’s no single route into a career in financial planning, and our team proves it.

From retail to healthcare, our people have come from all kinds of backgrounds. What they share is a willingness to learn, a passion for helping others, and the support to grow their careers at Carbon.

In our latest blog, members of the team share their career journeys, the challenges they've overcome, and how they've built rewarding careers helping clients achieve their financial goals.

Read the full blog to discover the stories behind the people at Carbon Financial: https://carbonfinancial.co.uk/news/the-real-journeys-of-our-people-at-carbon-financial

If ever there were a reason to tidy up old pension arrangements, this is it.

With most pension funds set to become part of an estate for IHT purposes from April 2027, there could be significant implications for those left to deal with your affairs.

We've taken a look at some of the practical challenges and the steps worth taking now.

Read the full blog here: https://carbonfinancial.co.uk/news/the-implications-of-pensions-becoming-liable-to-iht

In our latest Carbon Compass, we explore the Government's proposals to unlock defined benefit pension scheme surpluses, the growing role of AI in pensions and new measures designed to strengthen consumer protection.

While each development is different, they all point to a common objective: balancing innovation and long-term growth with robust safeguards for pension savers and investors.

As regulation evolves, understanding what these changes mean in practice is essential.

Read our latest update and, if you'd like to discuss how they may affect your financial planning, the Carbon team is here to help. https://carbonfinancial.co.uk/news/the-carbon-compass-monthly-news-insight-june

Meet Connor Donnelly!

From hospitality during Covid to Financial Planning, Connor's career journey is proof that there's no single route into our profession.

Now part of Carbon's Aberdeen Planning Team, Connor is passionate about helping clients gain clarity, confidence and peace of mind around their finances.

One of his favourite questions to ask clients?
"How would you spend your time if money wasn't a concern?"

Because great financial planning isn't just about growing wealth, it's about helping people use it to live the life they want.

Read Connor's full story here: https://carbonfinancial.co.uk/news/spotlight-series-get-to-know-connor-donnelly

Are you using your Stocks & Shares ISA as a home for cash?

A little-publicised ISA reform coming in 2027 could change that.

The new rules are designed to close what HMRC sees as a Cash ISA loophole.

Read our latest blog to find out what's changing and who could be affected - https://carbonfinancial.co.uk/news/the-uk-cash-isa-chaos-2-2

Off the Bench: James’s Carbon Internship

Starting something new can feel like stepping out onto the pitch before a big game, a mix of nerves and anticipation.

In our latest blog, James shares what it’s really like to join the Carbon team, from those first-day nerves to building confidence, skills, and a genuine passion for financial planning.

From hands-on learning and exploring private markets to team days out, it’s a great reflection of what happens when people feel supported and part of something from day one.

At Carbon, financial planning is about more than numbers, it’s about helping people enjoy life now and in the future. It’s brilliant to see that come through in James’s experience.

Read the full blog here: https://carbonfinancial.co.uk/news/my-carbon-internship

Some traditions truly define a team, and for us at Carbon, our annual birthday celebration has always been one of them.

This year we marked our 15th birthday the only way we know how - with a bit of adventure and a lot of laughter. From treetop challenges at Go Ape to a final team meal together, it was a day that captured everything we value: teamwork, support, and stepping outside our comfort zones.

As we prepare to join Progeny later this year, it’s a bittersweet milestone, closing one chapter while looking ahead to an exciting new one.

Want to hear some of our favourite memories from the past 15 years (including pirates on St Andrews beach 🏴‍☠️)?

Read the full blog here: https://carbonfinancial.co.uk/news/celebrating-15-years-of-carbon

Over the past few months, there has been growing confusion around Cash ISAs in the UK.

Headlines about possible ISA rule changes, rumours of reduced tax benefits, and ongoing debate around encouraging more people to invest rather than save have understandably left many clients asking the same question:

“Should I still use a Cash ISA?”

Read our insights in our latest article here: https://carbonfinancial.co.uk/news/the-uk-cash-isa-chaos

On Saturday 16th May three of our Carbon colleagues, along with a couple of family members, hiked up hills and down dales to take part in the Cancer Research UK 10k Big Hike in the Trossachs.

They crossed the finish line at a respectable 2 hours 29 minutes, so it shows what great company, glorious weather and stunning scenery can help you achieve!

More importantly, the team have raised over £540 so far for such an important cause.

If you would like to donate via Carbon’s donation page, the link remains open and proceeds will go to Cancer Research UK to help in their fight against Cancer: https://lnkd.in/e536UvVk