TR Barbour Financial Planning Ltd

Merry Christmas (when it comes) from everyone at TR Barbour Financial Planning Ltd. 🎄

All the very best for 2026.

Today’s Budget statement was hard to watch. For many reasons!

The shouting, the heckling, the theatrical point-scoring—it felt more like pantomime than the most important fiscal announcement in years. 😐

The headline few will miss: we now face the highest tax burden in modern history.

I’ve put together a concise Budget Lowdown (5-minute read) that cuts through the noise and focuses on what actually matters for businesses, employees, and individuals.

More detail and analysis to follow as the full legislation is published.

If anything in here affects you or your business and you’d like to talk it through, my inbox is always open. Professional advice is going to be more valuable than ever right now.

The Budget lowdown – the topline announcements After months of waiting and a seemingly constant stream of speculation and leaks – including the calamitous publication of the OBR forecast 30 minutes before the Chancellor stood up – the Autumn Budget has finally taken place.

T R Barbour 🤝 Hibernian FC

T R Barbour Financial Planning Ltd have renewed their partnership with Hibernian FC! 🤝

Tap the link below to find out more.

👉 https://tinyurl.com/2a3darvv

There has been a lot of chat around the upcoming Autumn Budget.

But what do we actually know so far and what has been speculated? Let’s take a look…

What can we expect in the Autumn Budget 2024? With the new government’s first Budget scheduled for 30 October, we’re starting to hear some hints and theories about what may be included in the statement.

Our Q3 investment insights.

CIO Investment Insights Q3 2024: High Rates, High Stakes Since my last update, summer has arrived, bringing not only warmer weather but also the drama of Euro 2024. The season has also been marked by political theatre, with unexpected snap elections in both the UK and France - events that few could have predicted just two months ago.

#𝐍𝐚𝐭𝐢𝐨𝐧𝐚𝐥𝐄𝐦𝐩𝐥𝐨𝐲𝐞𝐞𝐀𝐩𝐩𝐫𝐞𝐜𝐢𝐚𝐭𝐢𝐨𝐧𝐃𝐚𝐲 | 𝐓𝐑 𝐁𝐚𝐫𝐛𝐨𝐮𝐫
March 1st marks National Employee Appreciation Day, a day to recognise the hard work and dedication of the employees who are at the heart of Small Businesses.

TR Barbour Financial Planning Ltd provides high quality, regulated financial advice to clients and businesses across Scotland.

Putting clients firmly at the heart of everything they do enables Tom Barbour and his team to run a genuinely client-focused business.

TR Barbour Financial Planning Ltd are giving credit to Lauren, Tracy and Julie for the amazing work they do within the business.

To find out more about the amazing work Lauren, Tracy and Julie and TR Barbour do click the link below. 👇

www.trbarbour.co.uk

Here are some simple ways to make your savings work harder for you…

How to be strategic with your cash savings and make your money work harder The high interest rates available to savers at the moment are a small beacon of light. Seeing your savings earn you a little extra income – at a time when family budgets are still squeezed – can be a real pick-me-up.

A higher rate applies in Scotland. Always a useful reminder of the benefits of tax planning advice prior to the end of the tax year…

How you can beat the 60% tax trap Ever heard of anyone paying 60% tax? Chances are not, since, according to HMRC, Income Tax is charged at 0%, 20%, 40% or 45%, depending on how much you earn. The rates are slightly different in Scotland, but a 60% tax band doesn’t seem to exist.

Pleasure to receive some great client feedback in 2023.
Proud to have our business rated as ‘excellent’ by VouchedFor.

The festive break can be a a great time to take stock, get on top of your finances and set some good habits for 2024.

Here’s some money ideas to think about when deciding on your new resolutions.

Building good money habits in 2024 The start of a new year is a perfect time of year to break old money habits and make some new ones. “Getting into good tax and financial habits help make your life so much easier,” says Tony Clark, Senior Propositions Manager at St. James's Place. “The key is to form new habits that make your ...

Never too late… or too early for that matter!

How late is too late to start saving for retirement? When you’re considering your future and what to do with your money, it’s important to make sure you will have enough funds to cover your expenses and maintain a comfortable lifestyle after you stop working.

Hibernian FC Partner With T R Barbour Financial Planning Ltd - Hibernian FC Hibernian FC are delighted to announce a new partnership with financial planning experts, T R Barbour Financial Planning Ltd.