Argyll Financial Services

What do you actually want your money to do for you?

It sounds like a simple question, but it’s at the heart of good financial planning.

Perhaps you want to retire a little earlier. Help your children or grandchildren. Travel more. Pay off your mortgage. Work less. Or simply feel more confident that you’re making the right decisions.

Financial planning isn’t just about investments, pensions and numbers on a page.
It starts with you, your life and what you want your future to look like.

Once we understand that, we can help you put a financial plan in place to get you there.

Because money is the plan – life is the point.

Start the conversation by phoning 01369 706198 or email [email protected]

What is your money actually for?

It's a simple question but it's at the heart of good financial planning.

Perhaps you want to retire earlier. Travel more. Help your children or grandchildren.

Pay off your mortgage. Work fewer hours. Or simply have the reassurance of knowing you're financially secure.

Financial planning isn't just about investments, pensions and numbers on a spreadsheet.

It's about deciding what you want your life to look like – and making sure your finances are working towards it.

That's why at Argyll Financial we talk about return on life, not just return on investment.

Because ultimately, your money is there to help you live the life you want.

Get in touch with us to find out how we can help you by calling 01369 706198 or emailing [email protected]

We insure our homes.

We insure our cars.

We insure our phones.

But what about the income that pays for them all?

If illness or injury meant you couldn't work for a period of time, how long could you continue to cover your mortgage or rent, household bills and everyday living costs?

Income protection is designed to provide a regular income if you're unable to work because of illness or injury.

It's not about expecting the worst to happen. It's about making sure your finances are better prepared if life doesn't quite go according to plan.

At Argyll Financial, we can talk you through the options and help you find protection that's appropriate for you, your family and your budget.

It all starts with a call or email to: 01369 706198 or [email protected]

Well done to all the trophy winners at this year's Cowal Gathering - you were absolutely outstanding.

Dunoon. Where we crown world champions 🤩

What a weekend - we're already looking forward to 2027.

Hope to see you over the weekend - you'll find us in the Stadium!

There's still time to be a Cowal Highland Gathering medallist by taking part in tomorrow night's Cowal 5K race.

We're proud to continue to sponsor the race so come along and take part - you don't have to run, you can walk it too!

For more information and online entry visit https://www.entrycentral.com/festival/4801

MORTGAGE MYTH: You need a huge deposit to buy a home.

A bigger deposit can certainly help when it comes to the mortgage deals available to you but not having tens of thousands of pounds saved doesn't necessarily mean home ownership is out of reach.

There are mortgage options available for buyers with smaller deposits, and the important thing is understanding what could work for your circumstances.

That's where independent mortgage advice can make a difference.

Rather than assuming you can't afford to buy, speak to us. We can look at your finances, explain the options available and help you understand what might be possible.

Because sometimes the first step towards your new front door is simply asking the question.

Make the call on 01369 706198 or email [email protected]

Mortage Myth: It’s impossible to get a mortgage if I’m over 50.

Reality: Being over 50 doesn’t automatically mean a mortgage is out of reach.

Perhaps you’re moving home, starting again after a change in circumstances, remortgaging or simply looking for a property that better suits the next chapter of your life.

Whatever the reason, there may still be mortgage options available to you.

Different lenders have different criteria, including how they consider your age, income, retirement plans and the length of the mortgage term. That’s where independent mortgage advice can really help.

At Argyll Financial, we can look at your individual circumstances, explore the options available and help you find a mortgage that works for you – both now and in the years ahead.

Because life doesn’t stop at 50. And neither do your plans.

Give us a call on 01369 706198
or email [email protected]

What would happen if life didn't go to plan?

It's not something any of us like to think about, but having the right protection in place can make all the difference when the unexpected happens.

Whether it's life insurance, critical illness cover or income protection, the right policy can help provide financial security for you and the people who matter most.

The key is making sure your cover is right for your circumstances.

At Argyll Financial, we'll take the time to understand your needs and explain your options in plain English, so you can make informed decisions with confidence.

Because protecting your family isn't just about preparing for the unexpected, it's about giving yourself peace of mind every day.

If you'd like to review your existing cover or find out what protection could be right for you, we'd be happy to help.

Call us on 01369 706198 or email [email protected]

We're happy to say that once again we're sponsoring the Cowal Highland Gathering 5K on Gathering Thursday (27 August). And this year we're looking forward all our parkrun athletes taking part too!

Sign up is easy on Entry Central, just hit the link below.

Cowal Highland Gathering 5k Run 2026 Registration from 6pm in the Pier Building, Dunoon Pier. Race starts 7.15pm next to the crazy golf course. Entry fees - £6 for Scottish Athletics members £8 for non-members. There are prizes for 1st male, 1st female,