HFB Financial Planning

What does an Andy Burnham-led government mean for your money? He has so far announced VAT cuts on household electricity bills and pledged for a £2 bus fare cap in England. Read this article to find out more.

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Prime Minister Andy Burnham promises help with your money. How could it affect you? The new PM says he will look at how much people can earn before paying tax but there will be no change yet.

According to new projections, the International Monetary Fund (IMF) has said inflation should fall back to the Bank of England‘s target rate of 2% by mid-2027. The UK’s inflation rate, which is a measure of how quickly prices of goods and services are rising, currently stands at 2.8%. Have a read of this article from The Sun for rate of inflation insights.

Quilter is not responsible for the accuracy of this article's information.

Inflation to fall to 2% over next year in surprising good news for households INFLATION should ease back to target levels quicker than previously expected, according to new projections. The International Monetary Fund (IMF) said inflation should fall back to the Bank of Engl…

Could changes to inheritance tax leave your loved ones paying more? From April 2027, unused pension savings may be counted as part of your estate - something that hasn’t applied in most cases before. This could push some estates over the tax-free allowance and lead to higher bills for families. Read this article from Which? for more information.

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Why some families will be hit harder by new inheritance tax rules for pensions - Which? Some groups will face higher bills than others from April 2027

The Treasury has announced Isa reforms in regards to tax on savings in cash, and a new first-time buyer account to replace the Lifetime Isa. Rachael Griffin, tax and financial planning expert at Quilter, said the proposed first-time buyer Isa “marks a clear step towards creating a savings product that better reflects the realities facing aspiring homeowners, but there are issues still to be ironed out”.

Learn more in this article.

Quilter is not responsible for the accuracy of this article's information.

HMRC announces 22% tax on cash interest held in stocks and shares Isas Treasury also promises a new first-time buyer Isa with no upper age limit, as the ‘age at which a first home is bought is rising’

Could a two-year delay impact your retirement plans? From 2028, most people will need to wait until 57 to access their pension savings, this could mean rethinking when and how you plan to retire. For more information, read this article from Which?

Quilter is not responsible for the accuracy of this article's information.

Private pension age is rising to 57: will your retirement be affected? - Which? From April 2028, the age at which you can access your private pension will rise to 57

Wondering how cohabitation law reforms could impact your pension, savings, and inheritance? The government is consulting on changes that could strengthen protections for unmarried couples in England and Wales helping them to gain stronger legal rights and greater financial security if they split up or their partner dies.. Here, Which? dives into the consultation to explain exactly how these new proposals could impact you if they go ahead.

Quilter is not responsible for the accuracy of this article's information.

How cohabitation law reforms could affect your pension, savings and inheritance - Which? The government is consulting on changes that could strengthen protections for unmarried couples in England and Wales

Are you saving enough for retirement? With life expectancy on the rise, it's important to plan ahead. But with later life expectancy comes the burden of funding retirement for longer. In this guide, Money Week looks at how you can boost your retirement cash pot and cover care costs in later life. Check out this insightful article for tips on maximising your pension savings and see what Adam Cole, retirement specialist at Quilter has to say.

Quilter is not responsible for the accuracy of this article's information.

How to boost your retirement finances as more people set to live to 100 Later-life planning is more important than ever, with 19% of girls and 12% of boys born in 2024 expected to live to 100, according to the ONS

Are you prepared for the upcoming changes in pensions and inheritance tax? Most pensions are currently not subject to Inheritance Tax - but this is changing from April 2027. Have a read of this short but concise article from The Mirror for the details.

Quilter is not responsible for the accuracy of this article's information.

Pensions and Inheritance Tax changes from April 2027 - what you need to know Most pensions are currently not subject to Inheritance Tax - but this is changing from April 2027

For many clients, starting a family is a joyous time filled with happiness and new experiences. However, it can quickly become apparent how expensive it is to raise children and the new financial responsibilities that creates. Read the full article in IFA magazine.

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Life Insurance is essential for new parents to protect their loved ones – L&G advises - IFA Magazine For many clients, starting a family is a joyous time filled with happiness and new experiences. However, it can quickly become apparent how expensive it is to

Are you prepared for retirement? Research suggests that just 14% of Brits are currently on track to retire at the age they want with their desired income. Have a read of this article from Money Week to learn about the pension pot savings shortfall, how it may impact your future financial security and what you can do to close the gap.

Quilter is not responsible for the accuracy of this article's information.

The 22-year retirement age gap – does your pension pot fall short of your saving ambitions? Just 14% of Brits are currently on track to retire at the age they want with their desired income, analysis suggests, with many heading decades off course.