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May & Moy Chartered Management Accountants

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May & Moy Chartered Management Accountants

A firm of chartered management accountants providing accounting and tax compliance and advisory services to SMEs.

02/09/2026

🚨 When the economy gets tough, should you cut costs or focus on growing revenue?

For many businesses, the first instinct is to start cutting.

But cutting costs isn't always the answer. Cut too deeply, and you could end up removing the very things that help your business generate revenue.

Instead, take a closer look at where your money is going.

💷 Cut:
✔️ Unused subscriptions
✔️ Inefficient processes
✔️ Poor supplier deals
✔️ Unprofitable products or services

📈 Protect:
✔️ Marketing that brings in customers
✔️ Employees who drive productivity
✔️ Technology that saves time
✔️ Customer service that keeps customers coming back

Then ask yourself:

Are we growing revenue, or are we growing profitable revenue?

Because £50,000 more in sales means very little if it doesn't translate into stronger profit and cash flow.

In a challenging economy, the businesses that come out strongest won't necessarily be those that cut the most.

They'll be the ones that know what to cut, what to protect and where to invest.

💬 What would you focus on right now: cutting costs or increasing revenue?

27/08/2026

🚨 Are you on the right VAT scheme, or are you simply on the one you've always used?

Your VAT scheme can affect more than your tax return. It can influence cash flow, VAT recovery, administration and the amount you ultimately pay to HMRC.

And here's something many business owners overlook:

👉 What worked for your business a few years ago might not be the best option today.

As your turnover, costs, customers and payment terms change, your VAT position can change too.

From Standard VAT Accounting and Cash Accounting to the Flat Rate, Annual Accounting, Retail and Margin Schemes, there are different options depending on how your business operates.

Before choosing or changing a scheme, ask yourself:

💷 How does it affect my cash flow?
📊 How much VAT can I recover?
📈 What happens as my turnover grows?
⏰ How much administration will it involve?

Don't just choose the simplest option. Choose the one that makes sense for your business.

💬 When was the last time you reviewed your VAT scheme?

12/08/2026

📅 Making Tax Digital for Income Tax is here. Burden or opportunity?

From April 2026, sole traders and landlords earning £50k+ must comply with MTD IT. The threshold drops to £30k from April 2027.

Yes, there are new costs: software, quarterly updates to HMRC, digital record-keeping. But it comes with real upside too:

✅ Better visibility of profit
✅ Improved cash flow management
✅ More accurate tax forecasting
✅ Fewer year-end surprises

Not quite at the threshold yet? Use the next 12 months to get ahead: move to cloud accounting, separate business and personal finances, and start reviewing your numbers quarterly.

07/08/2026

🚨 Companies House is going digital. Is your business ready for April 2028?

The ECCTA reforms are the biggest shake-up to Companies House in over 180 years, and they're already underway.

From 18 November 2025, identity verification became mandatory for new directors and PSCs, with existing directors required to verify by November 2026.

By April 2028, digital filing becomes the standard, accounts must be filed using approved software, and paper filing is on its way out.

What this means for directors:
✅ Greater personal responsibility for accuracy
✅ Tighter scrutiny of accounts and filings
✅ Less room to correct errors after submission

How to prepare now:
✅ Verify director and PSC identities
✅ Keep your Companies House records accurate
✅ Move away from paper-based processes
✅ Talk to your accountant or ACSP early

Swipe to see the headline dates. 👇

30/07/2026

📢 Big changes are coming to Companies House & HMRC reporting — is your business ready?
🗓️ Nov 2025: ID verification now required for directors & PSCs 🗓️ April 2026: Free joint filing service closed — commercial software now needed for Corporation Tax 🗓️ April 2028: All accounts must be filed digitally in iXBRL format — no more paper or abridged accounts
✅ Verify your identity early ✅ Audit your company records ✅ Move off paper filing ✅ Get compliant software in place ✅ Talk to your accountant now, not later
Compliance is becoming more digital, more transparent, and more closely monitored. Swipe to see what you need to do today. 👇

22/07/2026

🧭 Monthly management accounts: your financial compass, not a rear-view mirror.
Waiting until year-end to check how your business is really performing? By then, it's too late to fix what's already gone wrong.
Monthly reviews help you: ✅ Spot trends early ✅ Manage cash flow before it becomes a problem ✅ Keep costs and margins in check ✅ Make decisions with real, current data
The most successful businesses don't just look back — they navigate forward. 🚀
Swipe to see why monthly reporting is a game-changer for SMEs. 👇

15/07/2026

🚨 Being busy isn't the same as being profitable.
Full order books. Long hours. New customers coming in. But is your bottom line actually growing?
Some clients cost you more than they're worth. Some pricing hasn't kept up with your costs. Some overheads are quietly eating your margin.
💡 The goal isn't to build the busiest business — it's to build the most profitable one.
Swipe to see the 5 numbers every business owner should be reviewing regularly. 👇

08/07/2026

🚨 A business can make £1 million in sales... and still run out of money.

That's because revenue isn't the whole story.

Revenue brings customers through the door.
Profit tells you if your business is actually making money.
Cash determines whether you can pay wages, suppliers, taxes, and continue growing.

The strongest businesses don't just chase sales. They keep a close eye on all three.

💡 Revenue drives growth.
💡 Profit creates value.
💡 Cash secures sustainability.

Swipe through to see why focusing on just one number could be holding your business back.

Stay compliant. Stay profitable.

26/06/2026

Making Tax Digital for Income Tax is getting closer, and the first quarterly submission deadline is coming up on 7 August 2026.

If you’re a sole trader or landlord affected by MTD, now is a good time to check your bookkeeping is accurate, up to date, and ready for submission.

Getting organised early can help you avoid last-minute stress and keep your finances running smoothly.

May & Moy Chartered Management Accountants & Consultants can help sole traders, landlords, and small businesses prepare for MTD and stay on top of their tax requirements.

Need support getting ready? Get in touch with the May & Moy team.

17/06/2026

⚠️ Still keeping receipts in a drawer and updating your books once a year?

That approach could now put you on the wrong side of HMRC.

Making Tax Digital is changing how sole traders report their income, with quarterly submissions becoming the new normal for many businesses.

The good news? Businesses that keep accurate digital records often gain better visibility of their finances, stronger cash flow control, and fewer costly mistakes.

Swipe through to find out what MTD means for you and the steps you should be taking now.

Stay compliant. Stay profitable.

Address

Admirals Park, Regus
Dartford
DA26QD

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

http://www.maynmoy.com/

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