PK Finance

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PK Finance

Approved by The Openwork Partnership on 24/05/2024 ADV 12330

09/10/2026

When you’re excited about a new property, it’s easy to focus entirely on the mortgage you’ll need next.

But your existing mortgage can be just as important.

You may need to consider early repayment charges, whether your mortgage can be ported and whether you’ll need additional borrowing.

📩 Thinking about moving? Contact PK Finance before you make your next move.

PK Finance is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 04/09/2026

06/10/2026

Most households rely heavily on their monthly income - but we don’t always think about what would happen if that income suddenly stopped.

Income Protection can provide financial support if you’re unable to work because of illness or injury, subject to the policy terms.

Autumn can be a useful time to review your financial protection. 🍁

📩 Contact us to talk through your options.

PK Finance is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 04/09/2026

02/10/2026

Saving a larger deposit can open up different mortgage options, but deposit size is only one part of the picture.

Lenders will normally assess your overall circumstances, including income, expenditure, credit commitments and affordability.

🏡 If you’re saving towards a home, let’s look at the bigger picture rather than focusing on the deposit alone.

📲 Contact our team to discuss your mortgage plans.

PK Finance is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 04/09/2026

30/09/2026

🏡 Buying your first home is exciting, but it can be difficult to know what to do first.

Before searching for properties, it can help to understand your deposit, monthly budget, potential borrowing amount and the additional costs involved in buying a home.

As mortgage advisers, we can explain the process, answer your questions and help you understand each stage - from your initial mortgage enquiry through to receiving the keys. 🔑

📩 Not sure where to begin? Get in touch for a conversation about your first steps. 📧 [email protected] | 📞 01477 668000

PK Finance is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 24/07/2026

26/09/2026

🧸 Some critical illness policies may include cover for children, subject to the insurer’s definitions and policy conditions.

A successful claim could help with additional costs or allow a parent to take time away from work while supporting their child.

📩 Speak to us about the features available within different protection policies. 📧 [email protected] | 📞 01477 668000

PK Finance is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 24/07/2026

24/09/2026

⏰ If your current mortgage deal ends within the next six months, now could be the time to begin reviewing what happens next.

Starting early may give you more time to compare a new deal with your current lender, consider other lenders and understand any fees or early repayment charges.

📅 Get in touch to arrange a remortgage review before your current deal ends. 📧 [email protected] | 📞 01477 668000

PK Finance is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 24/07/2026

22/09/2026

📅 The length of your mortgage can affect both your monthly repayments and the overall amount you repay.

Extending the term may make monthly payments more manageable, but it could mean paying interest for longer. Your age, retirement plans and future income may also need to be considered.

📞 Get in touch to review whether your current mortgage term still suits your circumstances. 📧 [email protected] | 📞 01477 668000

PK Finance is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 24/07/2026

19/09/2026

📦 Moving home does not always mean leaving your current mortgage deal behind.

Some mortgages may be portable, which means you could apply to transfer the deal to a new property. However, this is not automatic and affordability, lending criteria, property value and any additional borrowing will still need to be assessed.

📩 Planning a move while tied into a mortgage deal? Get in touch to discuss your options. 📧 [email protected] | 📞 01477 668000

PK Finance is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 24/07/2026

17/09/2026

Todays Base Rate Announcement! 🚨💥

16/09/2026

🏡 Many people now reach retirement while still paying a mortgage, but this does not necessarily mean there are no options available.

Depending on your circumstances, Later Life Lending could include a standard residential mortgage, a retirement interest-only mortgage or a lifetime mortgage. Your income, age, property and longer-term plans will all need to be considered.

These options work differently, so receiving advice can help you understand the potential costs, features and risks.

📩 Get in touch to discuss your circumstances and explore the options that may be available. 📧 [email protected] | 📞 01477 668000

PK Finance is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 24/07/2026

Address

1-3 Manor Lane
Crewe
CW48AB

Telephone

+441477668000

Website

https://pkfinance.co.uk/

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