IJC Finance Ltd - Accountants for Growing Businesses

A little Saturday appreciation post 💚

Being approachable and making sure our clients feel confident and valued is incredibly important to us, so feedback like this means a great deal to the whole team.

Thank you, Kathy, for your lovely words — we’re delighted to have you with us! 😊

Based at Venn Farm, we support businesses and individuals across Tiptree and the surrounding areas.

🌐 www.ijcfinance.co.uk

We very recently did a client survey and received valuable feedback.

This was Laura's honest review of IJC and the service she receives from us.

Thanks so much for your kind words Laura.

Tax Tip Tuesday: Maximise your tax-free personal allowance by structuring your income efficiently. It’s like playing Tetris with your money - and we’re the pros.

The Summer holidays are here! We just want to let you know that we are still here, and working very hard! The team will be working ad-hoc hours during the holidays.
If you have anything urgent to get over to us, please send sooner rather than later so we can prioritise.

Tax Tip Tuesday: Claiming business mileage? Keep a log of your trips. Every mile counts - and no, “driving to the fridge” doesn’t qualify!

We've had a few clients ask us...

"I've got money in my business bank account... why have I still got a tax bill?"

It's a great question, and one we hear more often than you might think.

The truth is, your business bank balance doesn't always show how much money is actually available to spend.

Some of what's sitting in your account may already be set aside for:

💷 VAT
💷 Corporation Tax
💷 Self Assessment
💷 PAYE & National Insurance
💷 Suppliers and other upcoming business costs

A healthy bank balance can give a false sense of security if you haven't planned for those future commitments.

One of the best habits you can get into is regularly setting money aside for tax, rather than waiting until the bill arrives.

A little planning throughout the year can make a huge difference when those HMRC deadlines come around.

If you're ever unsure how much of your business money is genuinely available, we're always happy to help you understand the numbers.

📞 Sometimes a quick conversation now can save a lot of stress later.

Tax Tip Tuesday: Pension contributions can reduce your taxable income and help future-you retire in style. Current-you deserves a high five.

With the kids breaking up for the Summer very soon, we just want to let you know that our team will be working ad-hoc hours and also taking time off to be with family.
If you have anything urgent then please do get in touch soon.

👋 New month. New goals. Same accountants.

Welcome to July!

Whether you're smashing your business goals, juggling a million things at once, or still wondering where June disappeared to, now's a great time for a quick financial check-in.

Remember: good bookkeeping isn't just for tax time, it helps you make better business decisions all year round.

Need a hand? Pop the kettle on and let's have a chat. ☕

Got a side hustle? Don’t forget to register with HMRC, side hustles are fun until the taxman calls!