24/10/2026
๐ฉบ ๐๐ซ๐ข๐ญ๐ข๐๐๐ฅ ๐๐ฅ๐ฅ๐ง๐๐ฌ๐ฌ ๐๐จ๐ฏ๐๐ซ ๐ฏ๐ฌ ๐๐ง๐๐จ๐ฆ๐ ๐๐ซ๐จ๐ญ๐๐๐ญ๐ข๐จ๐ง: ๐๐ก๐๐ญ'๐ฌ ๐ญ๐ก๐ ๐๐ข๐๐๐๐ซ๐๐ง๐๐?
They both provide financial support when illness affects your life, but they protect you in different ways.
๐ฉบ Critical Illness Cover
If you're diagnosed with a covered serious illness, it can provide a lump sum to use as you choose.
๐ท You could use it to:
โข Pay off or reduce your mortgage
โข Cover household bills
โข Make changes to your home
โข Take time away from work
โข Help with recovery costs
๐ผ Income Protection
If illness or injury means you're unable to work, Income Protection can provide a regular monthly income to help you maintain your finances while you recover.
๐ท It can help with:
โข Mortgage or rent
โข Household bills
โข Everyday living costs
โข Family commitments
๐๐ก๐ข๐ง๐ค ๐จ๐ ๐ข๐ญ ๐ญ๐ก๐ข๐ฌ ๐ฐ๐๐ฒ:
๐ฉบ ๐๐ซ๐ข๐ญ๐ข๐๐๐ฅ ๐๐ฅ๐ฅ๐ง๐๐ฌ๐ฌ ๐๐จ๐ฏ๐๐ซ = ๐ ๐ฅ๐ฎ๐ฆ๐ฉ ๐ฌ๐ฎ๐ฆ ๐๐จ๐ฅ๐ฅ๐จ๐ฐ๐ข๐ง๐ ๐ ๐๐จ๐ฏ๐๐ซ๐๐ ๐๐ข๐๐ ๐ง๐จ๐ฌ๐ข๐ฌ.
๐ผ ๐๐ง๐๐จ๐ฆ๐ ๐๐ซ๐จ๐ญ๐๐๐ญ๐ข๐จ๐ง = ๐๐ง ๐ข๐ง๐๐จ๐ฆ๐ ๐ข๐ ๐ฒ๐จ๐ฎ'๐ซ๐ ๐ฎ๐ง๐๐๐ฅ๐ ๐ญ๐จ ๐ฐ๐จ๐ซ๐ค ๐๐ฎ๐ ๐ญ๐จ ๐ฌ๐ข๐๐ค๐ง๐๐ฌ๐ฌ.
They aren't the same cover, and depending on your circumstances, having both could provide broader financial protection.
๐ Not sure which type of protection is right for you? Speak to us for a protection review.