Solus Financial Planning Ltd

It's been an honour being part of the sponsorship of Chelmsfordf Chelmsford City Women and Girls FC - first team and reserves. Wishing you all the best of luck for next season and beyond - Gavin and Bonnie 🐾

It’s an exciting time to be a part of this club and team!

After officially affiliating with the club this season, next season sees some exciting changes and backing from the clubs owners.

We are looking to boost the squad we have as we continue to aim to climb the leagues and women’s pyramid.

Would you like to be a part of something special, a journey to be proud of and helping us make history at Chelmsford City Women?

Get in touch now! ⚽️💜

What does retirement mean when it’s just you?

For many people navigating life after a breakup or bereavement, retirement feels like a blank page. The plans you made with someone else are no longer relevant. But that doesn’t mean you can’t plan with confidence.

In fact, you now get to define retirement entirely on your own terms.

Want to travel more? Downsize and free up equity? Support grandchildren through university? You can—if you plan intentionally.

The key is aligning your values with your numbers. Don’t just look at how much you have—think about what you want life to feel like.

Then map out your income, expenses, and risks. Use tools like cashflow forecasting to visualise the future, and adjust the plan as life unfolds.

With the right support, retirement isn’t an ending—it’s a reinvention.

You’re not starting from scratch. You’re starting from experience.

If you'd like a copy of my FREE book A New Chapter: Securing your financial future after divorce or bereavement then

🗨️ Leave a comment
📧 Email me at hello@ https://solusfinancial.co.uk/a-new-chapter-securing-your-financial-future-after-divorce-or-bereavement/
🌐 Or visit https://solusfinancial.co.uk/a-new-chapter-securing-your-financial-future-after-divorce-or-bereavement/ "

The compounding effect: How it could boost or harm your finances.

When a 1920s ad referred to compound interest as “the eighth wonder of the world”, the quote was left unattributed. But that didn’t stop it from becoming synonymous with the celebrated physicist, Albert Einstein. Link in the comments.

Single and planning retirement? You’re not alone—and you’re not behind.

Many people enter retirement without a partner, whether due to divorce or loss. The shift can feel daunting. But it’s also an opportunity for clarity and choice.

This is your chance to ask: What do I want my retirement to feel like? What brings me joy, purpose, or peace?

From there, you can shape your finances around your goals. Whether you’re 45 or 75, it’s never too late to build a plan. Prioritise guaranteed income, flexible access, and protection against unexpected costs like care.

And remember: your financial adviser isn’t just there for the maths—they’re your thinking partner.

Your retirement may look different than you once imagined. That doesn’t make it less meaningful.

You get to write the next chapter. Make it count.

If you'd like a copy of my FREE book A New Chapter: Securing your financial future after divorce or bereavement then

🗨️ Leave a comment
📧 Email me at hello@ https://solusfinancial.co.uk/a-new-chapter-securing-your-financial-future-after-divorce-or-bereavement/
🌐 Or visit https://solusfinancial.co.uk/a-new-chapter-securing-your-financial-future-after-divorce-or-bereavement/ "

About me, Solus Financial Planning and the journey. Link in the comments.

Guide: Your retirement choices: How to generate an income in later life.
Retirement on your terms is likely to be one of the key elements of your financial plan.
So, as you approach or reach retirement, now is the time for you to start thinking about enjoying a comfortable life when you stop working.
Link in the comments.

5 shrewd ways to avoid paying tax on your savings.

24% of people think all their savings are tax-free, according to a Lloyds Bank survey carried out in February 2025. However, they could be in for an unexpected shock, as the interest earned on savings might be liable for Income Tax.
The good news is, there are often ways to reduce a potential tax bill on your savings. Read on to find out when your savings might be taxed and how to avoid an unexpected bill. Link in comments